Indergiri Finance
Financial Services
531505 BSE
₹17.01
Close ·
- P/E
- Not meaningful: loss-making over the last twelve months
Close 4 Nov 2026 ₹17.01 −13.67 −44.6% 1Y
Start ₹30.68
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- Debt to Equity
- 11.86
- EPS (TTM)
- −₹3.49
- Book Value
- ₹1.29
- Market Cap
- —
- P/E (TTM)
- Not meaningful: loss-making over the last twelve months
- P/B
- 13.19
- ROE
- −66.70%
- Dividend Yield
- 0.00%
- 52W High
- ₹33.81
- 52W Low
- ₹15.38
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Key Insights
Strengths
1- Company has reduced debt.
Weaknesses
4- Stock is trading at 15.8 times its book value
- Company has low interest coverage ratio.
- Company has a low return on equity of -35.0% over last 3 years.
- Working capital days have increased from 18.3 days to 98.6 days
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 12 | 1 | 6 |
| Oscillators | Strong Bullish | 2 | 1 | 6 |
| Moving Averages | Strong Bearish | 10 | 0 | 0 |
Oscillators
Strong Bullish
Bearish
2
Neutral
1
Bullish
6
Overall
Strong Bearish
Bearish
12
Neutral
1
Bullish
6
Moving Averages
Strong Bearish
Bearish
10
Neutral
0
Bullish
0
Key readings
- RSI (14)
- 29.88
- Bullish
- MACD (12,26,9)
- −1.40
- Bearish
- SMA (50)
- 23.48
- Bearish
- SMA (200)
- 24.77
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +8.63% |
|---|---|
| 5Y | +42.34% |
| 3Y | +41.12% |
| 1Y | −0.45% |
| TTM | +0.93% |
Net profit
| 10Y | Turned to loss |
|---|---|
| 5Y | Turned to loss |
| 3Y | Turned to loss |
| 1Y | Loss narrowed by ₹0.19 Cr |
| TTM | Loss narrowed by ₹0.03 Cr |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹0.41 Cr |
|---|---|
| Mar 2018 | ₹0.45 Cr |
| Mar 2019 | ₹0.45 Cr |
| Mar 2020 | ₹0.41 Cr |
| Mar 2021 | ₹0.38 Cr |
| Mar 2022 | ₹0.37 Cr |
| Mar 2023 | ₹0.79 Cr |
| Mar 2024 | ₹0.80 Cr |
| Mar 2025 | ₹2.23 Cr |
| Mar 2026 | ₹2.22 Cr |
Net profit by year
| Mar 2017 | ₹0.03 Cr |
|---|---|
| Mar 2018 | ₹0.05 Cr |
| Mar 2019 | ₹0.03 Cr |
| Mar 2020 | ₹0.01 Cr |
| Mar 2021 | ₹0.03 Cr |
| Mar 2022 | −₹0.15 Cr |
| Mar 2023 | ₹0.01 Cr |
| Mar 2024 | −₹0.65 Cr |
| Mar 2025 | −₹1.57 Cr |
| Mar 2026 | −₹1.38 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.13 | 0.17 | 0.22 | 0.27 | 0.41 | 0.53 | 0.69 | 0.59 | 0.33 | 0.18 | 0.28 | 1.43 | 0.27 |
| Expenses | 0.24 | 0.11 | 0.64 | 0.09 | 0.51 | 0.46 | 0.36 | 2.37 | 0.3 | 1.25 | 1.46 | 0.73 | 0.7 |
| Financing Profit | −0.11 | −0.17 | −0.47 | 0.11 | −0.24 | −0.12 | 0.12 | −1.99 | −0.33 | −1.51 | −1.43 | 0.12 | −0.81 |
| Fin. Margin % | −84.62% | −100% | −213.64% | 40.74% | −58.54% | −22.64% | 17.39% | −337.29% | −100% | −838.89% | −510.71% | 8.39% | −300% |
| Other Income | 0 | 0.03 | 0.01 | −0.02 | 0.13 | 0.09 | 0.01 | −0.08 | 0 | 0.01 | 1.27 | 0.06 | 0.01 |
| Interest | 0 | 0.23 | 0.05 | 0.07 | 0.14 | 0.19 | 0.21 | 0.21 | 0.36 | 0.44 | 0.25 | 0.58 | 0.38 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | −0.11 | −0.14 | −0.46 | 0.09 | −0.11 | −0.03 | 0.13 | −2.07 | −0.33 | −1.5 | −0.16 | 0.18 | −0.8 |
| Tax % | 0% | 0% | 0% | 22.22% | 0% | 33.33% | −7.69% | −25.12% | 0% | −13.33% | −162.5% | 5.56% | −10% |
| Net Profit | −0.11 | −0.14 | −0.46 | 0.07 | −0.11 | −0.04 | 0.13 | −1.55 | −0.34 | −1.31 | 0.1 | 0.17 | −0.73 |
| EPS (₹) | −0.22 | −0.28 | −0.91 | 0.14 | −0.22 | −0.08 | 0.26 | −3.06 | −0.67 | −2.59 | 0.2 | 0.34 | −1.44 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.67 | 0.97 | 0.41 | 0.45 | 0.45 | 0.41 | 0.38 | 0.37 | 0.79 | 0.8 | 2.23 | 2.22 | 2.16 |
| Expenses | 0.67 | 0.86 | 0.37 | 0.38 | 0.4 | 0.39 | 0.36 | 0.28 | 0.75 | 1.31 | 3.69 | 3.73 | 4.14 |
| Financing Profit | 0 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.02 | 0.09 | 0.04 | −0.63 | −2.21 | −3.14 | −3.63 |
| Fin. Margin % | 0% | 11.34% | 9.76% | 15.56% | 11.11% | 4.88% | 5.26% | 24.32% | 5.06% | −78.75% | −99.1% | −141.44% | −168.06% |
| Other Income | 0.02 | 0 | 0 | 0 | 0 | 0 | 0.02 | 0 | 0 | 0.01 | 0.13 | 1.33 | 1.35 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.12 | 0.75 | 1.63 | 1.65 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0 | 0 |
| PBT | 0.02 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.04 | 0.09 | 0.04 | −0.62 | −2.09 | −1.81 | −2.28 |
| Tax % | 50% | 36.36% | 25% | 28.57% | 20% | 50% | 0% | 266.67% | 75% | 3.23% | −24.88% | −24.31% | — |
| Net Profit | 0.02 | 0.08 | 0.03 | 0.05 | 0.03 | 0.01 | 0.03 | −0.15 | 0.01 | −0.65 | −1.57 | −1.38 | −1.77 |
| EPS (₹) | 0.04 | 0.16 | 0.06 | 0.1 | 0.06 | 0.02 | 0.06 | −0.3 | 0.02 | −1.28 | −3.1 | −2.73 | −3.49 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 |
| Reserves | −0.14 | −0.06 | −0.02 | 0.01 | 0.04 | 0.05 | 0.07 | −0.08 | −0.07 | −0.73 | −2.3 | −3.68 |
| Borrowing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.72 | 16.93 | 16.37 |
| Other Liabilities | 0.03 | 0.08 | 0.14 | 0.22 | 0.33 | 0.25 | 0.19 | 0.17 | 0.26 | 0.31 | 0.94 | 1.97 |
| Total Liabilities | 4.95 | 5.08 | 5.18 | 5.29 | 5.43 | 5.36 | 5.32 | 5.15 | 5.25 | 8.36 | 20.63 | 19.72 |
| Fixed Assets | 0 | 0 | 0 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.62 | 0.62 | 0.01 | 0.01 | 0.01 | 0.01 |
| Other Assets | 4.93 | 5.06 | 5.16 | 5.26 | 5.4 | 5.33 | 4.69 | 4.52 | 5.23 | 8.34 | 20.61 | 19.71 |
| Total Assets | 4.95 | 5.08 | 5.18 | 5.29 | 5.43 | 5.36 | 5.32 | 5.15 | 5.25 | 8.36 | 20.63 | 19.72 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 0.35 | −0.33 | −0.06 | 0 | −0.01 | 0.01 | 0.73 | 0.3 | −0.3 | −3.98 | −12.72 | 0.96 |
| Investing | −0.01 | 0 | 0 | −0.02 | 0 | 0 | −0.6 | 0 | 0.6 | 0.03 | −0.03 | 0 |
| Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.62 | 12.48 | −0.92 |
| Net Cash Flow | 0.34 | −0.33 | −0.06 | −0.02 | −0.01 | 0.01 | 0.13 | 0.3 | 0.3 | −0.33 | −0.27 | 0.04 |
| Free Cash Flow | 0.35 | −0.33 | −0.06 | −0.02 | −0.01 | 0.01 | 0.73 | 0.3 | −0.31 | −3.99 | −12.72 | 0.96 |
| CFO/OP | — | −264 | −125 | 71 | 60 | 200 | 3,800 | 456 | −700 | 780 | 871 | −64 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.41% | 1.61% | 0.6% | 0.99% | 0.59% | 0.2% | 0.59% | −2.97% | 0.2% | −13.95% | −44.29% | −66.67% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Indergiri Finance insights
46 extracted metrics across FY10–FY27.
Documents
- 14 Aug 2026
- 28 May 2026
- 11 Aug 2025
- General announcements 6 Oct 2026
Frequently Asked Questions about Indergiri Finance
What does Indergiri Finance Ltd do?
Indergiri Finance Ltd is a listed finance company registered with the Reserve Bank of India. It gives working-capital, project, business, equipment and medical-equipment loans in India.
Where is Indergiri Finance Ltd (INDERGR) listed?
Indergiri Finance Ltd trades under code 531505 on the BSE.
Which sector does Indergiri Finance Ltd belong to?
Indergiri Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the 52-week high and low of Indergiri Finance Ltd?
Over the last 52 weeks Indergiri Finance Ltd has traded between ₹15.38 and ₹33.81 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Indergiri Finance Ltd?
Indergiri Finance Ltd reported a return on equity of -66.70%. Its debt-to-equity ratio is 11.86.
Company Information
Indergiri Finance Ltd is a listed finance company registered with the Reserve Bank of India. It gives working-capital, project, business, equipment and medical-equipment loans in India.
Website indergiri.com
Face Value ₹10
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