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Upsurge Investment & Finance

531390 BSE
₹54.37

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P/E
10.11
View as Markdown
MCP
Close 4 Nov 2026 ₹54.37 −33.20 −37.9% 1Y
Start ₹87.57

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures at the close · EPS basis: Standalone · TTM

Debt to Equity
0.04
EPS (TTM)
₹5.38
Book Value
₹53.45
Market Cap
—
P/E (TTM)
10.11
P/B
1.02
ROE
0.59%
Dividend Yield
0.91%
52W High
₹89.40
52W Low
₹47.00
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

55 Good

Data confidence 94/100

Category scores

Quality
63
Good
Returns, margins, earnings quality 22% weight
Valuation
59
Good
Cheap vs sector & own history 24% weight
Growth
23
Poor
Sales & profit trajectory 9% weight
Financial Health
99
Strong
Solvency, leverage, coverage 9% weight
Momentum
28
Poor
Trend strength, vol-adjusted 12% weight
Ownership
50
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

2
  • Company is almost debt free.
  • Stock is trading at 1.11 times its book value

Weaknesses

2
  • Company has a low return on equity of 11.9% over last 3 years.
  • Working capital days have increased from 132 days to 251 days

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bearish1162
OscillatorsBearish261
Moving AveragesStrong Bearish901

Key readings

RSI (14)
41.02
Neutral
MACD (12,26,9)
−2.05
Bullish
SMA (50)
61.10
Bearish
SMA (200)
65.72
Bearish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+14.45%
5Y+14.04%
3Y+17.84%
1Y−52.21%
TTM−42.24%

Net profit

Net profit growth by window
10YZero base
5Y−19.73%
3YZero base
1Y−81.25%
TTM−36.84%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹13.00 Cr
Mar 2018₹40.00 Cr
Mar 2019₹26.00 Cr
Mar 2020₹23.00 Cr
Mar 2021₹28.00 Cr
Mar 2022₹38.00 Cr
Mar 2023₹33.00 Cr
Mar 2024₹58.00 Cr
Mar 2025₹113 Cr
Mar 2026₹54.00 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹1.00 Cr
Mar 2018₹3.00 Cr
Mar 2019₹1.00 Cr
Mar 2020−₹4.00 Cr
Mar 2021₹9.00 Cr
Mar 2022₹9.00 Cr
Mar 2023₹0.00 Cr
Mar 2024₹11.00 Cr
Mar 2025₹16.00 Cr
Mar 2026₹3.00 Cr

Quarterly Results

₹ Cr
531390 quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
11
10
17
21
19
39
18
37
22
22
9
2
34
Expenses
7
6
14
17
14
28
16
36
13
21
7
10
14
Financing Profit
4
3
3
3
6
12
2
0
9
1
1
−8
21
Fin. Margin %
34%
33%
18%
16%
29%
30%
10%
0%
41%
4%
13%
−329%
60%
Other Income
0
0
0
0
0
0
0
1
2
0
0
0
0
Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
4
3
3
3
6
12
2
0
11
1
1
−8
21
Tax %
8%
17%
18%
16%
21%
20%
0%
34%
30%
0%
28%
−22%
22%
Net Profit
3
3
2
3
4
9
2
0
8
1
1
−6
16
EPS (₹)
2.26
1.73
1.64
1.81
2.96
4.68
0.88
0.15
3.83
0.47
0.42
−2.84
7.33

Profit & Loss

₹ Cr
531390 profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
28
14
13
40
26
23
28
38
33
58
113
54
68
Expenses
28
14
13
36
24
27
19
27
32
45
93
49
52
Financing Profit
0
0
1
4
1
−4
10
11
1
13
19
3
15
Fin. Margin %
1%
2%
5%
10%
5%
−18%
34%
28%
3%
23%
17%
6%
22%
Other Income
0
0
0
0
0
0
0
0
0
0
1
2
0
Interest
0
0
0
0
0
0
0
0
0
0
1
1
1
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
0
0
1
4
1
−4
10
11
1
13
20
5
15
Tax %
14%
0%
18%
20%
9%
0%
5%
13%
43%
15%
19%
36%
—
Net Profit
0
0
1
3
1
−4
9
9
0
11
16
3
12
EPS (₹)
0.09
0.13
0.34
2.01
0.76
−2.68
5.99
6.16
0.33
7.43
7.95
1.47
5.38
Div. Payout %
0%
0%
0%
25%
0%
0%
0%
8%
152%
7%
6%
34%
—

Balance Sheet

₹ Cr
531390 balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
15
15
15
15
15
15
15
15
15
15
20
22
Reserves
6
6
7
10
9
5
14
22
22
33
85
95
Borrowing
4
0
1
5
1
3
4
2
2
3
0
5
Other Liabilities
0
0
0
0
0
0
0
0
2
2
2
1
Total Liabilities
25
22
23
30
24
22
33
39
42
52
107
123
Fixed Assets
0
0
0
0
0
0
0
0
0
0
0
0
CWIP
0
0
0
0
0
0
0
0
0
7
5
13
Investments
2
2
2
5
7
6
11
3
12
14
32
31
Other Assets
23
20
21
25
17
16
22
36
30
32
70
79
Total Assets
25
22
23
30
24
22
33
39
42
52
107
123

Cash Flow

₹ Cr
531390 cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
−3
−2
6
4
−4
4
2
−15
10
−2
−27
−15
Investing
0
0
0
−3
−3
−2
3
18
−9
1
−15
12
Financing
0
0
0
0
−1
0
0
−1
−1
−1
41
9
Net Cash Flow
−3
−2
6
2
−8
2
5
3
0
−2
−1
6
Free Cash Flow
−3
−2
6
5
−4
4
2
−15
10
−9
−25
−21
CFO/OP
−1,290
−466
847
125
−258
−93
20
−138
915
−7
−119
−285

Ratios

531390 financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
1%
1%
2%
13%
5%
−19%
37%
28%
1%
27%
20%
1%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Upsurge Investment & Finance insights

44 extracted metrics across FY10–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 54.56%
  • Public 29.56%
  • Others 15.88%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about Upsurge Investment & Finance

What does Upsurge Investment & Finance Ltd do?
Incorporated in 1996, Upsurge Investment and Finance Ltd is in the business segment of fund based financing activity
Where is Upsurge Investment & Finance Ltd (UPSURGE) listed?
Upsurge Investment & Finance Ltd trades under code 531390 on the BSE.
Which sector does Upsurge Investment & Finance Ltd belong to?
Upsurge Investment & Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Upsurge Investment & Finance Ltd?
Upsurge Investment & Finance Ltd trades at a PE ratio of 10.11 as of 4 Nov 2026, on earnings per share of ₹5.38, against a book value of ₹53.45 per share.
What is the 52-week high and low of Upsurge Investment & Finance Ltd?
Over the last 52 weeks Upsurge Investment & Finance Ltd has traded between ₹47 and ₹89.4 as of 4 Nov 2026.
Does Upsurge Investment & Finance Ltd pay dividends?
Upsurge Investment & Finance Ltd has a dividend yield of 0.91%.
What is the Return on Equity (ROE) of Upsurge Investment & Finance Ltd?
Upsurge Investment & Finance Ltd reported a return on equity of 0.59%. Its debt-to-equity ratio is 0.04.

Company Information

Incorporated in 1996, Upsurge Investment and Finance Ltd is in the business segment of fund based financing activity

Website upsurgeinvestment.com
Face Value ₹10

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