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Paragon Finance

PARAGONFINANCELTD NSE

Key Fundamentals

MicrocapNBFCFinancial Services
Market Cap
₹22.70 Cr
Volatility
Moderate
P/E Ratio
26.5
EBITDA
₹-0.95 Cr
Return on Equity
1.04%
Debt to Equity
0.02
Book Value
₹67.36
EPS
₹2.8
52W High
₹63.67
52W Low
₹37.25

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

4
  • Company is almost debt free.
  • Stock is trading at 0.80 times its book value
  • Promoter holding has increased by 1.47% over last quarter.
  • Company's working capital requirements have reduced from 158 days to 49.2 days

Weaknesses

3
  • The company has delivered a poor sales growth of -16.2% over past five years.
  • Company has a low return on equity of 0.07% over last 3 years.
  • Earnings include an other income of Rs.2.36 Cr.

Growth Rate

Revenue Growth
-55% lower than 3Y
Net Income Growth
-487% lower than 3Y
Cash Flow Change
123% higher than 3Y
ROE
-64.01% lower than 3Y
ROCE
-50.72% higher than 3Y
EBITDA Margin (Avg.)
-459% lower than 3Y

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
1.02
0.59
1.15
0.78
1.1
1.06
-0.22
0.26
1.09
0.17
0.91
-0.9
0.89
Expenses
0.62
0.45
1.26
0.11
0.52
0.62
0.41
0.67
0.65
0.6
0.37
0.6
0.24
Financing Profit
0.4
0.11
-0.12
0.67
0.58
0.44
-0.63
-0.41
0.44
-0.43
0.54
-1.51
0.64
Fin. Margin %
39.22%
18.64%
-10.43%
85.9%
52.73%
41.51%
286.36%
-157.69%
40.37%
-252.94%
59.34%
167.78%
71.91%
Other Income
0.32
0.14
-0.36
-0.01
0.47
0
0.37
-0.24
1.11
1.34
1.71
-4.13
3.44
Interest
0
0.03
0.01
0
0
0
0
0
0
0
0
0.01
0.01
Depreciation
0.03
0.03
0.03
0.03
0.02
0.01
0.01
0
0.06
0.06
0.06
0.05
0.08
PBT
0.69
0.22
-0.51
0.63
1.03
0.43
-0.27
-0.65
1.49
0.85
2.19
-5.69
4
Tax %
2.9%
0%
-3.92%
28.57%
2.91%
0%
11.11%
24.62%
6.04%
34.12%
17.81%
-14.24%
16%
Net Profit
0.68
0.23
-0.49
0.45
1.01
0.42
-0.3
-0.82
1.4
0.56
1.8
-4.88
3.37
EPS in Rs
1.6
0.54
-1.15
1.06
2.38
0.99
-0.71
-1.93
3.29
1.32
4.24
-11.48
7.93
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
5.69
3.84
5.02
5.06
3.98
4.37
3.05
2.66
1.71
3.59
2.2
1.26
1.07
Expenses
3.08
2.16
2.54
2
2.04
2.29
2.63
2.06
1.75
2.45
2.22
2.2
1.81
Financing Profit
1.06
0.74
1.61
2.58
1.86
1.97
0.36
0.58
-0.07
1.11
-0.02
-0.95
-0.76
Fin. Margin %
18.63%
19.27%
32.07%
50.99%
46.73%
45.08%
11.8%
21.8%
-4.09%
30.92%
-0.91%
-75.4%
-71.03%
Other Income
0.07
0.05
0.89
0.16
0.04
0.08
0.06
0.39
0.12
0.04
0.6
0.02
2.36
Interest
1.55
0.94
0.87
0.48
0.08
0.11
0.06
0.02
0.03
0.03
0
0.01
0.02
Depreciation
0.29
0.2
0.18
0.15
0.1
0.07
0.06
0.09
0.15
0.11
0.04
0.23
0.25
PBT
0.84
0.59
2.32
2.59
1.8
1.98
0.36
0.88
-0.1
1.04
0.54
-1.16
1.35
Tax %
22.62%
18.64%
24.14%
20.08%
38.33%
20.71%
19.44%
23.86%
30%
17.31%
40.74%
-3.45%
—
Net Profit
0.65
0.48
1.77
2.07
1.11
1.58
0.3
0.68
-0.13
0.86
0.31
-1.11
0.85
EPS in Rs
1.53
1.13
4.16
4.87
2.61
3.72
0.71
1.6
-0.31
2.02
0.73
-2.61
2.01
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
Reserves
13.61
14.09
15.86
17.93
19.95
20.5
21.68
22.79
22.43
25.51
25.92
24.38
Borrowing
10.97
8.61
9.22
1.73
1.41
2.48
0.69
0.71
1.51
0.71
0.71
1.4
Other Liabilities
1.67
0.67
0.58
0.3
0.15
0.14
0.11
0.24
0.38
0.55
1.24
2.73
Total Liabilities
30.5
27.62
29.91
24.21
25.76
27.37
26.73
27.99
28.57
31.02
32.12
32.76
Fixed Assets
0.78
0.74
0.5
0.37
0.22
0.16
0.19
0.41
0.37
0.26
0.06
0.52
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
5.53
6.26
5.65
4.5
4.38
3.38
2.94
9.64
16.86
15.27
16.86
14.71
Other Assets
24.19
20.62
23.76
19.34
21.16
23.83
23.6
17.94
11.34
15.49
15.2
17.53
Total Assets
30.5
27.62
29.91
24.21
25.76
27.37
26.73
27.99
28.57
31.02
32.12
32.76
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
6.36
3.74
-2.23
4.13
0.52
-0.79
4.64
2.2
5.06
-5.42
1.22
-2.02
Investing
-0.38
-0.88
1.45
1.23
0.67
-0.18
2.2
-6.14
-7.43
6.18
-0.85
0.84
Financing
-5.64
-2.8
0.71
-7.03
-0.32
1.07
-1.79
0.02
0.8
-0.8
0
0.69
Net Cash Flow
0.35
0.06
-0.08
-1.68
0.87
0.1
5.05
-3.92
-1.57
-0.05
0.37
-0.49
Free Cash Flow
6.19
3.59
-1.4
4.21
0.53
-0.8
4.56
1.95
4.98
-5.42
1.35
-2.71
CFO/OP
252
230
-33
169
69
-15
1,117
393
-12,650
-475
-6,350
215
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
3.65%
2.65%
5.72%
9.41%
4.87%
6.46%
1.14%
2.42%
-0.56%
3.05%
1.03%
-3.78%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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Shareholding Pattern

Promot.73.94%Public12.58%Others13.48%As ofJun 2026

Documents

Frequently Asked Questions about Paragon Finance

What does Paragon Finance Ltd do?
Incorporated in 1986, Paragon Finance Ltd is in the business of providing loans and making investments in shares and securities[1]
Where is Paragon Finance Ltd (531255) listed?
Paragon Finance Ltd trades as PARAGONFINANCELTD on the NSE and under code 531255 on the BSE.
Which sector does Paragon Finance Ltd belong to?
Paragon Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Paragon Finance Ltd?
Paragon Finance Ltd has a market capitalisation of ₹22.7 Cr, which places it in the Small Cap band.
What is the PE ratio of Paragon Finance Ltd?
Paragon Finance Ltd trades at a PE ratio of 26.50, on earnings per share of ₹2.8, against a book value of ₹67.36 per share.
What is the 52-week high and low of Paragon Finance Ltd?
Over the last 52 weeks Paragon Finance Ltd has traded between ₹37.25 and ₹63.67.
What is the Return on Equity (ROE) of Paragon Finance Ltd?
Paragon Finance Ltd reported a return on equity of 1.04%. Its debt-to-equity ratio is 0.02.

Company Information

Incorporated in 1986, Paragon Finance Ltd is in the business of providing loans and making investments in shares and securities[1]

Website paragonfinanceltd.com
Face Value ₹ 10

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