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Paragon Finance

531255 BSE
₹41.60

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P/E
20.70
View as Markdown
MCP
Close 4 Nov 2026 ₹41.60 −13.80 −24.9% 1Y
Start ₹55.40

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures at the close · EPS basis: Standalone · TTM

Debt to Equity
0.05
EPS (TTM)
₹2.01
Book Value
₹67.36
Market Cap
—
P/E (TTM)
20.70
P/B
0.62
ROE
−3.78%
Dividend Yield
0.00%
52W High
₹61.97
52W Low
₹37.25
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

39 Weak

Data confidence 82/100

Category scores

Quality
25
Poor
Returns, margins, earnings quality 24% weight
Valuation
45
Weak
Cheap vs sector & own history 26% weight
Growth
19
Poor
Sales & profit trajectory 10% weight
Momentum
27
Poor
Trend strength, vol-adjusted 13% weight
Ownership
50
Average
FII/DII/promoter flows 26% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

4
  • Company is almost debt free.
  • Stock is trading at 0.80 times its book value
  • Promoter holding has increased by 1.47% over last quarter.
  • Company's working capital requirements have reduced from 158 days to 49.2 days

Weaknesses

3
  • The company has delivered a poor sales growth of -16.2% over past five years.
  • Company has a low return on equity of 0.07% over last 3 years.
  • Earnings include an other income of Rs.2.36 Cr.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bearish1243
OscillatorsBullish243
Moving AveragesStrong Bearish1000

Key readings

RSI (14)
35.83
Neutral
MACD (12,26,9)
−1.25
Bearish
SMA (50)
52.19
Bearish
SMA (200)
50.62
Bearish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y−10.55%
5Y−16.21%
3Y−9.68%
1Y−42.73%
TTM−51.14%

Net profit

Net profit growth by window
10YTurned to loss
5YTurned to loss
3YLoss widened by ₹0.98 Cr
1YTurned to loss
TTM+21.43%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹5.02 Cr
Mar 2018₹5.06 Cr
Mar 2019₹3.98 Cr
Mar 2020₹4.37 Cr
Mar 2021₹3.05 Cr
Mar 2022₹2.66 Cr
Mar 2023₹1.71 Cr
Mar 2024₹3.59 Cr
Mar 2025₹2.20 Cr
Mar 2026₹1.26 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹1.77 Cr
Mar 2018₹2.07 Cr
Mar 2019₹1.11 Cr
Mar 2020₹1.58 Cr
Mar 2021₹0.30 Cr
Mar 2022₹0.68 Cr
Mar 2023−₹0.13 Cr
Mar 2024₹0.86 Cr
Mar 2025₹0.31 Cr
Mar 2026−₹1.11 Cr

Quarterly Results

₹ Cr
531255 quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
1.02
0.59
1.15
0.78
1.1
1.06
−0.22
0.26
1.09
0.17
0.91
−0.9
0.89
Expenses
0.62
0.45
1.26
0.11
0.52
0.62
0.41
0.67
0.65
0.6
0.37
0.6
0.24
Financing Profit
0.4
0.11
−0.12
0.67
0.58
0.44
−0.63
−0.41
0.44
−0.43
0.54
−1.51
0.64
Fin. Margin %
39.22%
18.64%
−10.43%
85.9%
52.73%
41.51%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
−157.69%
40.37%
−252.94%
59.34%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
71.91%
Other Income
0.32
0.14
−0.36
−0.01
0.47
0
0.37
−0.24
1.11
1.34
1.71
−4.13
3.44
Interest
0
0.03
0.01
0
0
0
0
0
0
0
0
0.01
0.01
Depreciation
0.03
0.03
0.03
0.03
0.02
0.01
0.01
0
0.06
0.06
0.06
0.05
0.08
PBT
0.69
0.22
−0.51
0.63
1.03
0.43
−0.27
−0.65
1.49
0.85
2.19
−5.69
4
Tax %
2.9%
0%
−3.92%
28.57%
2.91%
0%
11.11%
24.62%
6.04%
34.12%
17.81%
−14.24%
16%
Net Profit
0.68
0.23
−0.49
0.45
1.01
0.42
−0.3
−0.82
1.4
0.56
1.8
−4.88
3.37
EPS (₹)
1.6
0.54
−1.15
1.06
2.38
0.99
−0.71
−1.93
3.29
1.32
4.24
−11.48
7.93

Profit & Loss

₹ Cr
531255 profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
5.69
3.84
5.02
5.06
3.98
4.37
3.05
2.66
1.71
3.59
2.2
1.26
1.07
Expenses
3.08
2.16
2.54
2
2.04
2.29
2.63
2.06
1.75
2.45
2.22
2.2
1.81
Financing Profit
1.06
0.74
1.61
2.58
1.86
1.97
0.36
0.58
−0.07
1.11
−0.02
−0.95
−0.76
Fin. Margin %
18.63%
19.27%
32.07%
50.99%
46.73%
45.08%
11.8%
21.8%
−4.09%
30.92%
−0.91%
−75.4%
−71.03%
Other Income
0.07
0.05
0.89
0.16
0.04
0.08
0.06
0.39
0.12
0.04
0.6
0.02
2.36
Interest
1.55
0.94
0.87
0.48
0.08
0.11
0.06
0.02
0.03
0.03
0
0.01
0.02
Depreciation
0.29
0.2
0.18
0.15
0.1
0.07
0.06
0.09
0.15
0.11
0.04
0.23
0.25
PBT
0.84
0.59
2.32
2.59
1.8
1.98
0.36
0.88
−0.1
1.04
0.54
−1.16
1.35
Tax %
22.62%
18.64%
24.14%
20.08%
38.33%
20.71%
19.44%
23.86%
30%
17.31%
40.74%
−3.45%
—
Net Profit
0.65
0.48
1.77
2.07
1.11
1.58
0.3
0.68
−0.13
0.86
0.31
−1.11
0.85
EPS (₹)
1.53
1.13
4.16
4.87
2.61
3.72
0.71
1.6
−0.31
2.02
0.73
−2.61
2.01
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—

Balance Sheet

₹ Cr
531255 balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
4.25
Reserves
13.61
14.09
15.86
17.93
19.95
20.5
21.68
22.79
22.43
25.51
25.92
24.38
Borrowing
10.97
8.61
9.22
1.73
1.41
2.48
0.69
0.71
1.51
0.71
0.71
1.4
Other Liabilities
1.67
0.67
0.58
0.3
0.15
0.14
0.11
0.24
0.38
0.55
1.24
2.73
Total Liabilities
30.5
27.62
29.91
24.21
25.76
27.37
26.73
27.99
28.57
31.02
32.12
32.76
Fixed Assets
0.78
0.74
0.5
0.37
0.22
0.16
0.19
0.41
0.37
0.26
0.06
0.52
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
5.53
6.26
5.65
4.5
4.38
3.38
2.94
9.64
16.86
15.27
16.86
14.71
Other Assets
24.19
20.62
23.76
19.34
21.16
23.83
23.6
17.94
11.34
15.49
15.2
17.53
Total Assets
30.5
27.62
29.91
24.21
25.76
27.37
26.73
27.99
28.57
31.02
32.12
32.76

Cash Flow

₹ Cr
531255 cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
6.36
3.74
−2.23
4.13
0.52
−0.79
4.64
2.2
5.06
−5.42
1.22
−2.02
Investing
−0.38
−0.88
1.45
1.23
0.67
−0.18
2.2
−6.14
−7.43
6.18
−0.85
0.84
Financing
−5.64
−2.8
0.71
−7.03
−0.32
1.07
−1.79
0.02
0.8
−0.8
0
0.69
Net Cash Flow
0.35
0.06
−0.08
−1.68
0.87
0.1
5.05
−3.92
−1.57
−0.05
0.37
−0.49
Free Cash Flow
6.19
3.59
−1.4
4.21
0.53
−0.8
4.56
1.95
4.98
−5.42
1.35
−2.71
CFO/OP
252
230
−33
169
69
−15
1,117
393
−12,650
−475
−6,350
215

Ratios

531255 financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
3.65%
2.65%
5.72%
9.41%
4.87%
6.46%
1.14%
2.42%
−0.56%
3.05%
1.03%
−3.78%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Paragon Finance insights

49 extracted metrics across FY10–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 73.94%
  • Others 13.47%
  • Public 12.59%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about Paragon Finance

What does Paragon Finance Ltd do?
Incorporated in 1986, Paragon Finance Ltd is in the business of providing loans and making investments in shares and securities
Where is Paragon Finance Ltd (PARAGONF) listed?
Paragon Finance Ltd trades under code 531255 on the BSE.
Which sector does Paragon Finance Ltd belong to?
Paragon Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Paragon Finance Ltd?
Paragon Finance Ltd trades at a PE ratio of 20.70 as of 4 Nov 2026, on earnings per share of ₹2.01, against a book value of ₹67.36 per share.
What is the 52-week high and low of Paragon Finance Ltd?
Over the last 52 weeks Paragon Finance Ltd has traded between ₹37.25 and ₹61.97 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Paragon Finance Ltd?
Paragon Finance Ltd reported a return on equity of -3.78%. Its debt-to-equity ratio is 0.05.

Company Information

Incorporated in 1986, Paragon Finance Ltd is in the business of providing loans and making investments in shares and securities

Website paragonfinanceltd.com
Face Value ₹10

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