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Nalin Lease Finance

531212 BSE
₹41.40

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P/E
8.09
View as Markdown
MCP
Close 4 Nov 2026 ₹41.40 −2.94 −6.63% 1Y
Start ₹44.34

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures at the close · EPS basis: Standalone · TTM

Debt to Equity
0.27
EPS (TTM)
₹5.12
Book Value
₹61.75
Market Cap
—
P/E (TTM)
8.09
P/B
0.67
ROE
8.89%
Dividend Yield
1.25%
52W High
₹56.00
52W Low
₹34.35
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

59 Good

Data confidence 94/100

Category scores

Quality
70
Strong
Returns, margins, earnings quality 22% weight
Valuation
64
Good
Cheap vs sector & own history 24% weight
Growth
46
Average
Sales & profit trajectory 9% weight
Financial Health
73
Strong
Solvency, leverage, coverage 9% weight
Momentum
51
Average
Trend strength, vol-adjusted 12% weight
Ownership
50
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Stock is trading at 0.65 times its book value

Weaknesses

3
  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of 9.51% over past five years.
  • Company has a low return on equity of 10.7% over last 3 years.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bullish3610
OscillatorsBullish162
Moving AveragesStrong Bullish208

Key readings

RSI (14)
58.37
Neutral
MACD (12,26,9)
0.42
Bullish
SMA (50)
38.93
Bullish
SMA (200)
42.05
Bearish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+12.32%
5Y+9.51%
3Y+8.97%
1Y+5.48%
TTM+2.41%

Net profit

Net profit growth by window
10Y+16.18%
5Y+4.76%
3Y+2.07%
1Y−9.66%
TTM+5.66%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹2.73 Cr
Mar 2018₹3.54 Cr
Mar 2019₹4.49 Cr
Mar 2020₹5.07 Cr
Mar 2021₹4.89 Cr
Mar 2022₹5.62 Cr
Mar 2023₹5.95 Cr
Mar 2024₹7.73 Cr
Mar 2025₹7.30 Cr
Mar 2026₹7.70 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹0.93 Cr
Mar 2018₹1.01 Cr
Mar 2019₹1.72 Cr
Mar 2020₹1.99 Cr
Mar 2021₹2.52 Cr
Mar 2022₹2.60 Cr
Mar 2023₹2.99 Cr
Mar 2024₹3.85 Cr
Mar 2025₹3.52 Cr
Mar 2026₹3.18 Cr

Quarterly Results

₹ Cr
531212 quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
1.53
1.69
1.84
1.61
1.85
1.74
1.62
1.22
2.05
1.78
1.89
0.98
2.14
Expenses
0.47
0.43
0.54
0.52
0.45
0.6
0.61
0.63
0.64
0.63
0.66
0.8
0.6
Financing Profit
1.01
1.16
1.19
0.93
1.28
1.01
0.9
0.53
1.35
1.05
1.05
−0.02
1.3
Fin. Margin %
66.01%
68.64%
64.67%
57.76%
69.19%
58.05%
55.56%
43.44%
65.85%
58.99%
55.56%
−2.04%
60.75%
Other Income
0.11
0.3
0.41
0.24
0.17
0.19
0.44
0.06
0.04
0.05
0.04
0.75
0.29
Interest
0.05
0.1
0.11
0.16
0.12
0.13
0.11
0.06
0.06
0.1
0.18
0.2
0.24
Depreciation
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.02
0.05
0.05
0.06
PBT
1.08
1.42
1.56
1.13
1.41
1.16
1.3
0.55
1.35
1.08
1.04
0.68
1.53
Tax %
27.78%
27.46%
30.13%
14.16%
10.64%
40.52%
23.85%
−3.64%
31.85%
28.7%
26.92%
−8.82%
28.1%
Net Profit
0.77
1.03
1.08
0.96
1.26
0.69
1
0.57
0.92
0.76
0.75
0.74
1.11
EPS (₹)
1.17
1.57
1.65
1.46
1.92
1.05
1.52
0.87
1.4
1.16
1.14
1.13
1.69

Profit & Loss

₹ Cr
531212 profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
2.98
2.41
2.73
3.54
4.49
5.07
4.89
5.62
5.95
7.73
7.3
7.7
6.79
Expenses
1.74
1.21
1.13
1.19
1.12
1.65
1.35
1.9
1.68
1.9
2.28
2.79
2.69
Financing Profit
1.2
1.17
1.45
1.49
2.43
2.67
3.45
3.62
4.19
5.4
4.6
4.37
3.38
Fin. Margin %
40.27%
48.55%
53.11%
42.09%
54.12%
52.66%
70.55%
64.41%
70.42%
69.86%
63.01%
56.75%
49.78%
Other Income
0
0.02
0
−0.01
0
0.21
−0.01
−0.01
−0.05
−0.06
−0.01
−0.06
1.13
Interest
0.04
0.03
0.15
0.86
0.94
0.75
0.09
0.1
0.08
0.43
0.42
0.54
0.72
Depreciation
0.15
0.09
0.09
0.06
0.07
0.11
0.13
0.1
0.15
0.17
0.16
0.17
0.18
PBT
1.05
1.1
1.36
1.42
2.36
2.77
3.31
3.51
3.99
5.17
4.43
4.14
4.33
Tax %
28.57%
35.45%
32.35%
28.17%
27.12%
28.16%
23.87%
25.93%
25.31%
25.53%
20.54%
23.19%
—
Net Profit
0.75
0.71
0.93
1.01
1.72
1.99
2.52
2.6
2.99
3.85
3.52
3.18
3.36
EPS (₹)
2.3
2.18
2.85
3.1
5.27
3.03
3.84
3.96
4.56
5.87
5.37
4.85
5.12
Div. Payout %
0%
0%
0%
0%
0%
0%
13.02%
0%
0%
0%
0%
0%
—

Balance Sheet

₹ Cr
531212 balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
3.26
3.26
3.26
3.26
6.56
6.56
6.56
6.56
6.56
6.56
6.56
6.56
Reserves
5.04
5.77
6.58
7.6
11.35
13.34
15.86
18.13
21.13
24.98
28.5
31.68
Borrowing
2.43
1.01
3.76
7.38
6.14
4.38
0.16
0.45
1.55
4.31
1.52
10.39
Other Liabilities
0.33
0.44
0.22
0.29
0.41
0.83
0.93
0.95
1.08
1.39
1.07
1.05
Total Liabilities
11.06
10.48
13.82
18.53
24.46
25.11
23.51
26.09
30.32
37.24
37.65
49.68
Fixed Assets
0.54
0.46
0.39
0.28
0.48
0.34
0.24
0.52
0.97
1.61
1.25
1.48
CWIP
0
0
0
0
0
0
0
0
0.09
0
0
0
Investments
0
0
0
0
0
0
0.77
1.02
4.57
9.87
4.64
2
Other Assets
10.52
10.02
13.43
18.25
23.98
24.77
22.5
24.55
24.69
25.76
31.76
46.2
Total Assets
11.06
10.48
13.82
18.53
24.46
25.11
23.51
26.09
30.32
37.24
37.65
49.68

Cash Flow

₹ Cr
531212 cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
−0.29
−0.41
−3.54
−4
1.2
4.03
2.09
0.78
3.65
1.14
−3.04
−11.2
Investing
0.4
−0.01
0.03
0.04
0.04
0.49
−0.82
−0.56
−4.27
−4.5
5.6
2.37
Financing
2.04
−1.42
2.75
3.63
−1.24
−1.77
−4.21
−0.03
1.09
2.74
−2.84
8.86
Net Cash Flow
2.15
−1.84
−0.76
−0.33
0
2.76
−2.94
0.18
0.48
−0.63
−0.29
0.03
Free Cash Flow
−0.63
−0.42
−3.55
−4
1.04
4.18
2.04
0.46
2.95
1.07
−3.12
−11.94
CFO/OP
−23
−34
−194
−150
53
136
86
44
105
42
−41
−205

Ratios

531212 financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
9.48%
8.19%
9.86%
9.86%
11.96%
9.73%
11.91%
11.08%
11.53%
13.14%
10.6%
8.89%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Nalin Lease Finance insights

48 extracted metrics across FY10–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 74.87%
  • Public 24.63%
  • Others 0.49%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about Nalin Lease Finance

What does Nalin Lease Finance Ltd do?
Incorporated in 1990, Nalin Lease Finance Ltd provides a wide range of fund-based services.
Where is Nalin Lease Finance Ltd (NLFL) listed?
Nalin Lease Finance Ltd trades under code 531212 on the BSE.
Which sector does Nalin Lease Finance Ltd belong to?
Nalin Lease Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Nalin Lease Finance Ltd?
Nalin Lease Finance Ltd trades at a PE ratio of 8.09 as of 4 Nov 2026, on earnings per share of ₹5.12, against a book value of ₹61.75 per share.
What is the 52-week high and low of Nalin Lease Finance Ltd?
Over the last 52 weeks Nalin Lease Finance Ltd has traded between ₹34.35 and ₹56 as of 4 Nov 2026.
Does Nalin Lease Finance Ltd pay dividends?
Nalin Lease Finance Ltd has a dividend yield of 1.25%.
What is the Return on Equity (ROE) of Nalin Lease Finance Ltd?
Nalin Lease Finance Ltd reported a return on equity of 8.89%. Its debt-to-equity ratio is 0.27.

Company Information

Incorporated in 1990, Nalin Lease Finance Ltd provides a wide range of fund-based services.

Face Value ₹10

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