Nalin Lease Finance
Close ·
- P/E
- 8.09
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- Debt to Equity
- 0.27
- EPS (TTM)
- ₹5.12
- Book Value
- ₹61.75
- Market Cap
- —
- P/E (TTM)
- 8.09
- P/B
- 0.67
- ROE
- 8.89%
- Dividend Yield
- 1.25%
- 52W High
- ₹56.00
- 52W Low
- ₹34.35
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
Data confidence 94/100
Category scores
- Quality
- 70
- Strong
- Returns, margins, earnings quality 22% weight
- Valuation
- 64
- Good
- Cheap vs sector & own history 24% weight
- Growth
- 46
- Average
- Sales & profit trajectory 9% weight
- Financial Health
- 73
- Strong
- Solvency, leverage, coverage 9% weight
- Momentum
- 51
- Average
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
1- Stock is trading at 0.65 times its book value
Weaknesses
3- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 9.51% over past five years.
- Company has a low return on equity of 10.7% over last 3 years.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bullish | 3 | 6 | 10 |
| Oscillators | Bullish | 1 | 6 | 2 |
| Moving Averages | Strong Bullish | 2 | 0 | 8 |
Oscillators
Bullish
Overall
Strong Bullish
Moving Averages
Strong Bullish
Key readings
- RSI (14)
- 58.37
- Neutral
- MACD (12,26,9)
- 0.42
- Bullish
- SMA (50)
- 38.93
- Bullish
- SMA (200)
- 42.05
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +12.32% |
|---|---|
| 5Y | +9.51% |
| 3Y | +8.97% |
| 1Y | +5.48% |
| TTM | +2.41% |
Net profit
| 10Y | +16.18% |
|---|---|
| 5Y | +4.76% |
| 3Y | +2.07% |
| 1Y | −9.66% |
| TTM | +5.66% |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹2.73 Cr |
|---|---|
| Mar 2018 | ₹3.54 Cr |
| Mar 2019 | ₹4.49 Cr |
| Mar 2020 | ₹5.07 Cr |
| Mar 2021 | ₹4.89 Cr |
| Mar 2022 | ₹5.62 Cr |
| Mar 2023 | ₹5.95 Cr |
| Mar 2024 | ₹7.73 Cr |
| Mar 2025 | ₹7.30 Cr |
| Mar 2026 | ₹7.70 Cr |
Net profit by year
| Mar 2017 | ₹0.93 Cr |
|---|---|
| Mar 2018 | ₹1.01 Cr |
| Mar 2019 | ₹1.72 Cr |
| Mar 2020 | ₹1.99 Cr |
| Mar 2021 | ₹2.52 Cr |
| Mar 2022 | ₹2.60 Cr |
| Mar 2023 | ₹2.99 Cr |
| Mar 2024 | ₹3.85 Cr |
| Mar 2025 | ₹3.52 Cr |
| Mar 2026 | ₹3.18 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.53 | 1.69 | 1.84 | 1.61 | 1.85 | 1.74 | 1.62 | 1.22 | 2.05 | 1.78 | 1.89 | 0.98 | 2.14 |
| Expenses | 0.47 | 0.43 | 0.54 | 0.52 | 0.45 | 0.6 | 0.61 | 0.63 | 0.64 | 0.63 | 0.66 | 0.8 | 0.6 |
| Financing Profit | 1.01 | 1.16 | 1.19 | 0.93 | 1.28 | 1.01 | 0.9 | 0.53 | 1.35 | 1.05 | 1.05 | −0.02 | 1.3 |
| Fin. Margin % | 66.01% | 68.64% | 64.67% | 57.76% | 69.19% | 58.05% | 55.56% | 43.44% | 65.85% | 58.99% | 55.56% | −2.04% | 60.75% |
| Other Income | 0.11 | 0.3 | 0.41 | 0.24 | 0.17 | 0.19 | 0.44 | 0.06 | 0.04 | 0.05 | 0.04 | 0.75 | 0.29 |
| Interest | 0.05 | 0.1 | 0.11 | 0.16 | 0.12 | 0.13 | 0.11 | 0.06 | 0.06 | 0.1 | 0.18 | 0.2 | 0.24 |
| Depreciation | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.02 | 0.05 | 0.05 | 0.06 |
| PBT | 1.08 | 1.42 | 1.56 | 1.13 | 1.41 | 1.16 | 1.3 | 0.55 | 1.35 | 1.08 | 1.04 | 0.68 | 1.53 |
| Tax % | 27.78% | 27.46% | 30.13% | 14.16% | 10.64% | 40.52% | 23.85% | −3.64% | 31.85% | 28.7% | 26.92% | −8.82% | 28.1% |
| Net Profit | 0.77 | 1.03 | 1.08 | 0.96 | 1.26 | 0.69 | 1 | 0.57 | 0.92 | 0.76 | 0.75 | 0.74 | 1.11 |
| EPS (₹) | 1.17 | 1.57 | 1.65 | 1.46 | 1.92 | 1.05 | 1.52 | 0.87 | 1.4 | 1.16 | 1.14 | 1.13 | 1.69 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.98 | 2.41 | 2.73 | 3.54 | 4.49 | 5.07 | 4.89 | 5.62 | 5.95 | 7.73 | 7.3 | 7.7 | 6.79 |
| Expenses | 1.74 | 1.21 | 1.13 | 1.19 | 1.12 | 1.65 | 1.35 | 1.9 | 1.68 | 1.9 | 2.28 | 2.79 | 2.69 |
| Financing Profit | 1.2 | 1.17 | 1.45 | 1.49 | 2.43 | 2.67 | 3.45 | 3.62 | 4.19 | 5.4 | 4.6 | 4.37 | 3.38 |
| Fin. Margin % | 40.27% | 48.55% | 53.11% | 42.09% | 54.12% | 52.66% | 70.55% | 64.41% | 70.42% | 69.86% | 63.01% | 56.75% | 49.78% |
| Other Income | 0 | 0.02 | 0 | −0.01 | 0 | 0.21 | −0.01 | −0.01 | −0.05 | −0.06 | −0.01 | −0.06 | 1.13 |
| Interest | 0.04 | 0.03 | 0.15 | 0.86 | 0.94 | 0.75 | 0.09 | 0.1 | 0.08 | 0.43 | 0.42 | 0.54 | 0.72 |
| Depreciation | 0.15 | 0.09 | 0.09 | 0.06 | 0.07 | 0.11 | 0.13 | 0.1 | 0.15 | 0.17 | 0.16 | 0.17 | 0.18 |
| PBT | 1.05 | 1.1 | 1.36 | 1.42 | 2.36 | 2.77 | 3.31 | 3.51 | 3.99 | 5.17 | 4.43 | 4.14 | 4.33 |
| Tax % | 28.57% | 35.45% | 32.35% | 28.17% | 27.12% | 28.16% | 23.87% | 25.93% | 25.31% | 25.53% | 20.54% | 23.19% | — |
| Net Profit | 0.75 | 0.71 | 0.93 | 1.01 | 1.72 | 1.99 | 2.52 | 2.6 | 2.99 | 3.85 | 3.52 | 3.18 | 3.36 |
| EPS (₹) | 2.3 | 2.18 | 2.85 | 3.1 | 5.27 | 3.03 | 3.84 | 3.96 | 4.56 | 5.87 | 5.37 | 4.85 | 5.12 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 13.02% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.26 | 3.26 | 3.26 | 3.26 | 6.56 | 6.56 | 6.56 | 6.56 | 6.56 | 6.56 | 6.56 | 6.56 |
| Reserves | 5.04 | 5.77 | 6.58 | 7.6 | 11.35 | 13.34 | 15.86 | 18.13 | 21.13 | 24.98 | 28.5 | 31.68 |
| Borrowing | 2.43 | 1.01 | 3.76 | 7.38 | 6.14 | 4.38 | 0.16 | 0.45 | 1.55 | 4.31 | 1.52 | 10.39 |
| Other Liabilities | 0.33 | 0.44 | 0.22 | 0.29 | 0.41 | 0.83 | 0.93 | 0.95 | 1.08 | 1.39 | 1.07 | 1.05 |
| Total Liabilities | 11.06 | 10.48 | 13.82 | 18.53 | 24.46 | 25.11 | 23.51 | 26.09 | 30.32 | 37.24 | 37.65 | 49.68 |
| Fixed Assets | 0.54 | 0.46 | 0.39 | 0.28 | 0.48 | 0.34 | 0.24 | 0.52 | 0.97 | 1.61 | 1.25 | 1.48 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.09 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0.77 | 1.02 | 4.57 | 9.87 | 4.64 | 2 |
| Other Assets | 10.52 | 10.02 | 13.43 | 18.25 | 23.98 | 24.77 | 22.5 | 24.55 | 24.69 | 25.76 | 31.76 | 46.2 |
| Total Assets | 11.06 | 10.48 | 13.82 | 18.53 | 24.46 | 25.11 | 23.51 | 26.09 | 30.32 | 37.24 | 37.65 | 49.68 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −0.29 | −0.41 | −3.54 | −4 | 1.2 | 4.03 | 2.09 | 0.78 | 3.65 | 1.14 | −3.04 | −11.2 |
| Investing | 0.4 | −0.01 | 0.03 | 0.04 | 0.04 | 0.49 | −0.82 | −0.56 | −4.27 | −4.5 | 5.6 | 2.37 |
| Financing | 2.04 | −1.42 | 2.75 | 3.63 | −1.24 | −1.77 | −4.21 | −0.03 | 1.09 | 2.74 | −2.84 | 8.86 |
| Net Cash Flow | 2.15 | −1.84 | −0.76 | −0.33 | 0 | 2.76 | −2.94 | 0.18 | 0.48 | −0.63 | −0.29 | 0.03 |
| Free Cash Flow | −0.63 | −0.42 | −3.55 | −4 | 1.04 | 4.18 | 2.04 | 0.46 | 2.95 | 1.07 | −3.12 | −11.94 |
| CFO/OP | −23 | −34 | −194 | −150 | 53 | 136 | 86 | 44 | 105 | 42 | −41 | −205 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9.48% | 8.19% | 9.86% | 9.86% | 11.96% | 9.73% | 11.91% | 11.08% | 11.53% | 13.14% | 10.6% | 8.89% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Nalin Lease Finance insights
48 extracted metrics across FY10–FY27.
Documents
- 23 Oct 2026
- 2 Jul 2024
- 21 May 2024
- 27 Dec 2023
- 18 Jan 2022
- 7 Jan 2022
- General announcements 7 Oct 2026
Frequently Asked Questions about Nalin Lease Finance
What does Nalin Lease Finance Ltd do?
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What is the 52-week high and low of Nalin Lease Finance Ltd?
Does Nalin Lease Finance Ltd pay dividends?
What is the Return on Equity (ROE) of Nalin Lease Finance Ltd?
Company Information
Incorporated in 1990, Nalin Lease Finance Ltd provides a wide range of fund-based services.
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