Haryana Financial Corporation
Financial Services
530927 BSE
Price unavailable
Close 9 Oct 2026 ₹57.25 −32.25 −36.0% since 22 Dec 2025
Start ₹89.50
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures · EPS basis: Standalone · TTM
- Debt to Equity
- 0.00
- EPS (TTM)
- ₹0.36
- Book Value
- ₹10.80
- Market Cap
- —
- P/E (TTM)
- —
- P/B
- —
- ROE
- 3.45%
- Dividend Yield
- 0.00%
- 52W High
- —
- 52W Low
- —
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Key Insights
Strengths
2- Company is almost debt free.
- Company has delivered good profit growth of 49.4% CAGR over last 5 years
Weaknesses
3- Stock is trading at 5.23 times its book value
- Company has a low return on equity of 0.85% over last 3 years.
- Earnings include an other income of Rs.2.14 Cr.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Bearish | 8 | 9 | 2 |
| Oscillators | Neutral | 2 | 5 | 2 |
| Moving Averages | Strong Bearish | 6 | 4 | 0 |
Oscillators
Neutral
Bearish
2
Neutral
5
Bullish
2
Overall
Bearish
Bearish
8
Neutral
9
Bullish
2
Moving Averages
Strong Bearish
Bearish
6
Neutral
4
Bullish
0
Key readings
- RSI (14)
- 35.95
- Neutral
- MACD (12,26,9)
- −3.51
- Bullish
- SMA (50)
- 71.74
- Bearish
- SMA (200)
- —
- Neutral
As of , the latest day with price data, so these readings are not current.
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +8.99% |
|---|---|
| 5Y | +79.63% |
| 3Y | +63.28% |
| 1Y | +254.39% |
| TTM | Tiny base |
Net profit
| 10Y | +8.09% |
|---|---|
| 5Y | +37.55% |
| 3Y | +120.61% |
| 1Y | Turned to profit |
| TTM | Turned to profit |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹4.10 Cr |
|---|---|
| Mar 2018 | ₹2.16 Cr |
| Mar 2019 | ₹1.03 Cr |
| Mar 2020 | ₹2.92 Cr |
| Mar 2021 | ₹0.54 Cr |
| Mar 2022 | ₹32.07 Cr |
| Mar 2023 | ₹2.32 Cr |
| Mar 2024 | ₹3.67 Cr |
| Mar 2025 | ₹2.85 Cr |
| Mar 2026 | ₹10.10 Cr |
Net profit by year
| Mar 2017 | −₹3.84 Cr |
|---|---|
| Mar 2018 | −₹4.45 Cr |
| Mar 2019 | ₹6.01 Cr |
| Mar 2020 | −₹1.85 Cr |
| Mar 2021 | ₹1.57 Cr |
| Mar 2022 | ₹21.72 Cr |
| Mar 2023 | ₹0.72 Cr |
| Mar 2024 | ₹25.44 Cr |
| Mar 2025 | −₹0.01 Cr |
| Mar 2026 | ₹7.73 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.85 | 0 | 0.02 | 0.5 | 0 | 0.34 | 0 | 0.07 | 0 | 0 | 9.99 | 0.11 | 0 |
| Expenses | 0.99 | 0.88 | 1.12 | 1.47 | 0.95 | 2.45 | 1.18 | 1.1 | 0.89 | 0.84 | 1.24 | 0.95 | 0.92 |
| Financing Profit | −0.14 | −0.88 | −1.1 | −0.97 | −0.95 | −2.11 | −1.18 | −1.03 | −0.89 | −0.84 | 8.75 | −0.84 | −0.92 |
| Fin. Margin % | −16.47% | — | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | −194% | — | −620.59% | — | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | — | — | 87.59% | −763.64% | — |
| Other Income | 0.47 | 27.02 | 1.91 | 0.78 | 3.4 | 0.74 | 0.59 | 0.62 | 0.61 | 0.51 | 0.54 | 0.56 | 0.53 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.03 | −0.02 | 0 | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0.01 | 0.01 | 0.01 |
| PBT | 0.3 | 26.16 | 0.81 | −0.19 | 2.45 | −1.38 | −0.59 | −0.41 | −0.28 | −0.33 | 9.28 | −0.29 | −0.4 |
| Tax % | 0% | 2.83% | 111.11% | 5.26% | 26.12% | 0% | 0% | −136.59% | 0% | 0% | 7.76% | −24.14% | 0% |
| Net Profit | 0.3 | 25.42 | −0.09 | −0.2 | 1.81 | −1.38 | −0.59 | 0.15 | −0.28 | −0.33 | 8.56 | −0.22 | −0.4 |
| EPS (₹) | 0.01 | 1.22 | 0 | −0.01 | 0.09 | −0.07 | −0.03 | 0.01 | −0.01 | −0.02 | 0.41 | −0.01 | −0.02 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.89 | 4.27 | 4.1 | 2.16 | 1.03 | 2.92 | 0.54 | 32.07 | 2.32 | 3.67 | 2.85 | 10.1 | 10.1 |
| Expenses | 60.98 | 7.37 | 7.05 | 8.14 | 6.22 | 5.08 | 4.84 | 9.64 | 4.28 | 4.32 | 5.6 | 3.92 | 3.95 |
| Financing Profit | −56.52 | −3.2 | −3.01 | −6.08 | −5.22 | −2.2 | −4.34 | 22.17 | −2 | −0.69 | −2.79 | 6.18 | 6.15 |
| Fin. Margin % | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | −74.94% | −73.41% | −281.48% | −506.8% | −75.34% | −803.7% | 69.13% | −86.21% | −18.8% | −97.89% | 61.19% | 60.89% |
| Other Income | 109 | 7.14 | −0.48 | 1.95 | 11.43 | 0.53 | 6.07 | −0.3 | 2.85 | 26.14 | 2.79 | 2.22 | 2.14 |
| Interest | 0.43 | 0.1 | 0.06 | 0.1 | 0.03 | 0.04 | 0.04 | 0.26 | 0.04 | 0.04 | 0.04 | 0 | 0 |
| Depreciation | 0.42 | 0.39 | 0.35 | 0.32 | 0.2 | 0.18 | 0.16 | 0.14 | 0.13 | 0.01 | 0.01 | 0.02 | 0.03 |
| PBT | 51.83 | 3.55 | −3.84 | −4.45 | 6.01 | −1.85 | 1.57 | 21.73 | 0.72 | 25.44 | −0.01 | 8.38 | 8.26 |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 7.76% | — |
| Net Profit | 51.83 | 3.55 | −3.84 | −4.45 | 6.01 | −1.85 | 1.57 | 21.72 | 0.72 | 25.44 | −0.01 | 7.73 | 7.61 |
| EPS (₹) | 2.5 | 0.17 | −0.18 | −0.21 | 0.29 | −0.09 | 0.08 | 1.05 | 0.03 | 1.23 | 0 | 0.37 | 0.36 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 208 | 208 | 208 | 208 | 208 | 208 | 208 | 208 | 208 | 208 | 208 | 208 |
| Reserves | −92.19 | −88.64 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 |
| Borrowing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 84 | 74.99 | 77.33 | 75.49 | 61.45 | 59.48 | 56.77 | 56.22 | 55.99 | 33.23 | 32.67 | 26.07 |
| Total Liabilities | 199 | 194 | 302 | 300 | 286 | 284 | 281 | 280 | 280 | 257 | 257 | 250 |
| Fixed Assets | 10.41 | 10.04 | 9.65 | 9.02 | 7.07 | 6.89 | 6.73 | 1.86 | 1.69 | 0.59 | 0.52 | 0.54 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 150 | 150 | 150 | 150 | 150 | 152 | 152 | 179 | 177 | 179 | 179 | 150 |
| Other Assets | 39.3 | 34.21 | 142 | 141 | 129 | 125 | 122 | 99.62 | 101 | 77.62 | 77.3 | 100 |
| Total Assets | 199 | 194 | 302 | 300 | 286 | 284 | 281 | 280 | 280 | 257 | 257 | 250 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −6.54 | −4.4 | −7.39 | −6.84 | 7.53 | −0.82 | −5.81 | −9.52 | −4.97 | −3.24 | −5.21 | −0.28 |
| Investing | 9.36 | −0.02 | 0.04 | 0 | 1.81 | 0 | 0.31 | 30.51 | 0.04 | 1.09 | 2.97 | −0.03 |
| Financing | −1 | 7.18 | 8.36 | 2.16 | −13.79 | 0 | 3.3 | 4.37 | 4.42 | 3.76 | 2.44 | 2.22 |
| Net Cash Flow | 1.82 | 2.76 | 1.01 | −4.67 | −4.45 | −0.82 | −2.2 | 25.37 | −0.51 | 1.61 | 0.19 | 1.91 |
| Free Cash Flow | 2.79 | −4.42 | −7.35 | −6.84 | 9.28 | −0.82 | −5.81 | −9.51 | −4.93 | −2.16 | −2.24 | −0.31 |
| CFO/OP | 12 | 142 | 251 | 114 | −145 | 38 | 130 | −38 | 254 | 498 | 189 | −5 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 25.17% | −1.2% | −0.45% | −1.7% | −1.2% | 0.24% | −0.63% | 11.28% | 0.22% | 0.34% | −1.24% | 3.45% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Haryana Financial Corporation insights
36 extracted metrics across FY09–FY27.
Documents
- 29 May 2026
- General announcements 7 Oct 2026
Frequently Asked Questions about Haryana Financial Corporation
What does Haryana Financial Corporation Ltd do?
Incorporated in 1951, Haryana Financial Corporation Ltd was in the business of loan sanctioning
Where is Haryana Financial Corporation Ltd (HARAFIN) listed?
Haryana Financial Corporation Ltd trades under code 530927 on the BSE.
Which sector does Haryana Financial Corporation Ltd belong to?
Haryana Financial Corporation Ltd is classified under the Financial Services sector, in the Finance industry.
What is the Return on Equity (ROE) of Haryana Financial Corporation Ltd?
Haryana Financial Corporation Ltd reported a return on equity of 3.45%. Its debt-to-equity ratio is 0.00.
Company Information
Incorporated in 1951, Haryana Financial Corporation Ltd was in the business of loan sanctioning
Website hfcindia.org
Face Value ₹10
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