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Ceejay Finance

530789 BSE
₹170.50

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P/E
7.37
View as Markdown
MCP
Close 3 Nov 2026 ₹170.50 −24.50 −12.6% 1Y
Start ₹195.00

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures at the close · EPS basis: Standalone · TTM

Debt to Equity
0.52
EPS (TTM)
₹23.14
Book Value
₹240.72
Market Cap
—
P/E (TTM)
7.37
P/B
0.71
ROE
9.67%
Dividend Yield
0.88%
52W High
₹202.60
52W Low
₹141.00
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

62 Good

Data confidence 94/100

Category scores

Quality
79
Strong
Returns, margins, earnings quality 22% weight
Valuation
77
Strong
Cheap vs sector & own history 24% weight
Growth
43
Weak
Sales & profit trajectory 9% weight
Financial Health
52
Average
Solvency, leverage, coverage 9% weight
Momentum
55
Average
Trend strength, vol-adjusted 12% weight
Ownership
50
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Stock is trading at 0.63 times its book value

Weaknesses

2
  • The company has delivered a poor sales growth of 10.6% over past five years.
  • Company has a low return on equity of 9.55% over last 3 years.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bullish3610
OscillatorsBullish162
Moving AveragesStrong Bullish208

Key readings

RSI (14)
55.67
Neutral
MACD (12,26,9)
0.71
Bullish
SMA (50)
163.65
Bullish
SMA (200)
175.10
Bearish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+8.01%
5Y+10.61%
3Y+10.22%
1Y+0.95%
TTM−3.95%

Net profit

Net profit growth by window
10Y+7.49%
5Y+11.55%
3Y+4.12%
1Y+13.53%
TTM+18.22%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹14.28 Cr
Mar 2018₹16.40 Cr
Mar 2019₹14.81 Cr
Mar 2020₹17.35 Cr
Mar 2021₹16.03 Cr
Mar 2022₹17.95 Cr
Mar 2023₹19.82 Cr
Mar 2024₹20.71 Cr
Mar 2025₹26.29 Cr
Mar 2026₹26.54 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹4.67 Cr
Mar 2018₹5.56 Cr
Mar 2019₹4.82 Cr
Mar 2020₹4.82 Cr
Mar 2021₹4.47 Cr
Mar 2022₹4.97 Cr
Mar 2023₹6.84 Cr
Mar 2024₹6.57 Cr
Mar 2025₹6.80 Cr
Mar 2026₹7.72 Cr

Quarterly Results

₹ Cr
530789 quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
4.77
4.94
5.03
5.98
5.37
6.29
7.15
7.49
6.4
6.66
6.69
6.79
6.11
Expenses
1.53
1.95
2.32
2.51
2
2.39
4.23
4.16
3.09
2.72
3.34
2.85
2.61
Financing Profit
2.45
2.22
1.77
2.55
2.55
3.06
1.77
2.22
2.41
3.04
2.29
2.91
2.64
Fin. Margin %
51.36%
44.94%
35.19%
42.64%
47.49%
48.65%
24.76%
29.64%
37.66%
45.65%
34.23%
42.86%
43.21%
Other Income
0.02
0.02
0.14
0.02
0.02
0.02
0.04
0.03
0.06
0
0.02
0.01
0.01
Interest
0.79
0.77
0.94
0.92
0.82
0.84
1.15
1.11
0.9
0.9
1.06
1.03
0.86
Depreciation
0.05
0.06
0.09
0.1
0.1
0.11
0.11
0.09
0.11
0.11
0.11
0.11
0.11
PBT
2.42
2.18
1.82
2.47
2.47
2.97
1.7
2.16
2.36
2.93
2.2
2.81
2.54
Tax %
23.55%
30.28%
25.82%
24.7%
27.53%
23.57%
32.94%
26.39%
26.27%
25.6%
23.64%
24.91%
21.26%
Net Profit
1.85
1.52
1.34
1.86
1.79
2.27
1.14
1.59
1.75
2.18
1.68
2.11
2.01
EPS (₹)
5.36
4.41
3.88
5.39
5.19
6.58
3.3
4.61
5.07
6.32
4.87
6.12
5.83

Profit & Loss

₹ Cr
530789 profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
11.58
12.28
14.28
16.4
14.81
17.35
16.03
17.95
19.82
20.71
26.29
26.54
26.25
Expenses
3.68
4.42
4.71
5.59
5.74
8.43
7.67
8.41
7.49
8.33
12.77
12
11.52
Financing Profit
5.65
5.78
7.15
7.89
6.8
6.51
6.14
7.13
9
8.97
9.62
10.64
10.88
Fin. Margin %
48.79%
47.07%
50.07%
48.11%
45.91%
37.52%
38.3%
39.72%
45.41%
43.31%
36.59%
40.09%
41.45%
Other Income
0.01
0
0
0.03
0.01
0
0.05
0
0.04
0.21
0.1
0.09
0.04
Interest
2.25
2.08
2.42
2.92
2.27
2.41
2.22
2.41
3.33
3.41
3.9
3.9
3.85
Depreciation
0.15
0.14
0.16
0.14
0.14
0.14
0.15
0.18
0.2
0.3
0.41
0.43
0.44
PBT
5.51
5.64
6.99
7.78
6.67
6.37
6.04
6.95
8.84
8.88
9.31
10.3
10.48
Tax %
32.3%
33.33%
33.05%
28.53%
27.59%
24.49%
25.83%
28.35%
22.62%
26.01%
26.85%
25.05%
—
Net Profit
3.73
3.75
4.67
5.56
4.82
4.82
4.47
4.97
6.84
6.57
6.8
7.72
7.98
EPS (₹)
10.81
10.87
13.54
16.12
13.97
13.97
12.96
14.41
19.83
19.04
19.71
22.38
23.14
Div. Payout %
12.95%
13.8%
11.08%
15.51%
10.74%
7.16%
7.72%
6.94%
6.05%
6.3%
6.09%
6.7%
—

Balance Sheet

₹ Cr
530789 balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
Reserves
23.22
26.33
31.01
35.95
40.14
44.39
48.65
53.34
59.86
66.07
72.38
79.6
Borrowing
21.04
17.85
26.7
28.52
27.02
29.71
18.43
24.08
28.37
33.08
46.76
43.46
Other Liabilities
2.17
2.81
2.18
2.48
1.93
1.9
1.19
2.09
2.86
2.95
3.11
3.6
Total Liabilities
49.88
50.44
63.34
70.4
72.54
79.45
71.72
82.96
94.54
106
126
130
Fixed Assets
0.93
0.85
0.91
0.82
1.12
1.21
1.19
1.15
1.39
6.61
6.64
6.27
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
0.38
0.38
0.38
0.38
0.62
0.41
0.5
0.54
0.47
0
0
0
Other Assets
48.57
49.21
62.05
69.2
70.8
77.83
70.03
81.27
92.68
98.94
119
124
Total Assets
49.88
50.44
63.34
70.4
72.54
79.45
71.72
82.96
94.54
106
126
130

Cash Flow

₹ Cr
530789 cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
−0.94
3.54
−7.93
1.51
4.17
−0.79
14.31
−4.98
−4.14
0.2
−13.16
4.09
Investing
−0.22
−0.08
−0.19
−0.04
−0.43
−0.08
−0.16
−0.08
−0.32
−4.8
−0.4
0.01
Financing
1.56
−3.72
8.25
1.21
−4.83
−0.34
−13.86
5.3
3.95
4.29
13.26
−3.71
Net Cash Flow
0.41
−0.25
0.13
2.69
−1.1
−1.22
0.29
0.24
−0.51
−0.31
−0.3
0.39
Free Cash Flow
−1.18
3.49
−8.12
1.5
3.73
−1.02
14.18
−5.04
−4.55
−5.11
−13.58
4.07
CFO/OP
12
69
−62
37
68
11
189
−34
−16
19
−76
43

Ratios

530789 financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
14.89%
13.29%
14.54%
15.06%
11.62%
10.54%
8.95%
9.13%
11.34%
9.68%
9.32%
9.67%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Ceejay Finance insights

55 extracted metrics across FY11–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 59.03%
  • Public 21.74%
  • Others 19.22%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about Ceejay Finance

What does Ceejay Finance Ltd do?
Incorporated in 1993, Ceejay Finance Ltd is engaged predominantly in automobile financing
Where is Ceejay Finance Ltd (CEEJAY) listed?
Ceejay Finance Ltd trades under code 530789 on the BSE.
Which sector does Ceejay Finance Ltd belong to?
Ceejay Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Ceejay Finance Ltd?
Ceejay Finance Ltd trades at a PE ratio of 7.37 as of 3 Nov 2026, on earnings per share of ₹23.14, against a book value of ₹240.72 per share.
What is the 52-week high and low of Ceejay Finance Ltd?
Over the last 52 weeks Ceejay Finance Ltd has traded between ₹141 and ₹202.6 as of 3 Nov 2026.
Does Ceejay Finance Ltd pay dividends?
Ceejay Finance Ltd has a dividend yield of 0.88%.
What is the Return on Equity (ROE) of Ceejay Finance Ltd?
Ceejay Finance Ltd reported a return on equity of 9.67%. Its debt-to-equity ratio is 0.52.

Company Information

Incorporated in 1993, Ceejay Finance Ltd is engaged predominantly in automobile financing

Website ceejayfinancelimited.com
Face Value ₹10

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