Gowra Leasing & Finance
Financial Services
530709 BSE
₹87.99
Close ·
- P/E
- 8.64
Close 4 Nov 2026 ₹87.99 −15.41 −14.9% 1Y
Start ₹103.40
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- Debt to Equity
- 0.26
- EPS (TTM)
- ₹10.18
- Book Value
- ₹94.84
- Market Cap
- —
- P/E (TTM)
- 8.64
- P/B
- 0.93
- ROE
- 11.50%
- Dividend Yield
- 1.13%
- 52W High
- ₹150.99
- 52W Low
- ₹70.55
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
58 Good
Data confidence 94/100
Category scores
- Quality
- 49
- Average
- Returns, margins, earnings quality 22% weight
- Valuation
- 60
- Good
- Cheap vs sector & own history 24% weight
- Growth
- 84
- Strong
- Sales & profit trajectory 9% weight
- Financial Health
- 75
- Strong
- Solvency, leverage, coverage 9% weight
- Momentum
- 64
- Good
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
2- Stock is trading at 0.97 times its book value
- Company has delivered good profit growth of 58.0% CAGR over last 5 years
Weaknesses
2- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 13.2% over last 3 years.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 11 | 7 | 1 |
| Oscillators | Neutral | 1 | 7 | 1 |
| Moving Averages | Strong Bearish | 10 | 0 | 0 |
Oscillators
Neutral
Bearish
1
Neutral
7
Bullish
1
Overall
Strong Bearish
Bearish
11
Neutral
7
Bullish
1
Moving Averages
Strong Bearish
Bearish
10
Neutral
0
Bullish
0
Key readings
- RSI (14)
- 48.39
- Neutral
- MACD (12,26,9)
- −0.24
- Bullish
- SMA (50)
- 88.74
- Bearish
- SMA (200)
- 90.67
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +24.47% |
|---|---|
| 5Y | +51.76% |
| 3Y | +90.31% |
| 1Y | +50.65% |
| TTM | +77.68% |
Net profit
| 10Y | +26.11% |
|---|---|
| 5Y | +50.95% |
| 3Y | +77.91% |
| 1Y | +35.20% |
| TTM | +42.39% |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹1.28 Cr |
|---|---|
| Mar 2018 | ₹1.01 Cr |
| Mar 2019 | ₹1.18 Cr |
| Mar 2020 | ₹1.22 Cr |
| Mar 2021 | ₹1.43 Cr |
| Mar 2022 | ₹1.25 Cr |
| Mar 2023 | ₹1.67 Cr |
| Mar 2024 | ₹3.54 Cr |
| Mar 2025 | ₹7.64 Cr |
| Mar 2026 | ₹11.51 Cr |
Net profit by year
| Mar 2017 | ₹0.91 Cr |
|---|---|
| Mar 2018 | ₹0.80 Cr |
| Mar 2019 | ₹0.55 Cr |
| Mar 2020 | ₹0.62 Cr |
| Mar 2021 | ₹0.74 Cr |
| Mar 2022 | ₹0.76 Cr |
| Mar 2023 | ₹1.03 Cr |
| Mar 2024 | ₹2.21 Cr |
| Mar 2025 | ₹4.29 Cr |
| Mar 2026 | ₹5.80 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 | 0.56 | 0.61 | 0.6 | 0.69 | 0.88 | 1.52 | 2.15 | 2.62 | 2.87 | 2.87 | 3.04 | 3.96 |
| Expenses | 0.98 | 0.18 | 0.19 | 0.19 | 0.17 | 0.26 | 0.26 | 0.31 | 0.22 | 0.47 | 0.34 | 0.34 | 0.28 |
| Financing Profit | 0.02 | 0.38 | 0.42 | 0.41 | 0.5 | 0.54 | 0.95 | 1.43 | 1.72 | 1.59 | 1.79 | 2.44 | 3.21 |
| Fin. Margin % | 2% | 67.86% | 68.85% | 68.33% | 72.46% | 61.36% | 62.5% | 66.51% | 65.65% | 55.4% | 62.37% | 80.26% | 81.06% |
| Other Income | 1.42 | 0.24 | 0.01 | 0 | 0.04 | 0.22 | 1.27 | 0.91 | 0.01 | 0.01 | 0.03 | 0.17 | 0.64 |
| Interest | 0 | 0 | 0 | 0 | 0.02 | 0.08 | 0.31 | 0.41 | 0.68 | 0.81 | 0.74 | 0.26 | 0.47 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0 |
| PBT | 1.44 | 0.62 | 0.43 | 0.41 | 0.54 | 0.76 | 2.22 | 2.34 | 1.73 | 1.6 | 1.82 | 2.6 | 3.85 |
| Tax % | 25.69% | 19.35% | 25.58% | 26.83% | 25.93% | 25% | 18.92% | 34.62% | 25.43% | 25% | 24.18% | 25% | 24.94% |
| Net Profit | 1.08 | 0.5 | 0.32 | 0.31 | 0.4 | 0.57 | 1.8 | 1.53 | 1.29 | 1.19 | 1.38 | 1.94 | 2.88 |
| EPS (₹) | 3.6 | 1.67 | 1.07 | 1.03 | 1.33 | 1.9 | 3.3 | 2.81 | 2.37 | 2.18 | 1.78 | 2.5 | 3.72 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.35 | 1.29 | 1.28 | 1.01 | 1.18 | 1.22 | 1.43 | 1.25 | 1.67 | 3.54 | 7.64 | 11.51 | 12.74 |
| Expenses | 1 | 0.53 | 1 | 0.6 | 0.56 | 0.58 | 0.83 | 0.73 | 0.69 | 1.54 | 1.02 | 1.36 | 1.43 |
| Financing Profit | 0.34 | 0.76 | 0.28 | 0.41 | 0.61 | 0.64 | 0.6 | 0.49 | 0.98 | 2 | 5.81 | 7.66 | 9.03 |
| Fin. Margin % | 25.19% | 58.91% | 21.88% | 40.59% | 51.69% | 52.46% | 41.96% | 39.2% | 58.68% | 56.5% | 76.05% | 66.55% | 70.88% |
| Other Income | 0.05 | 0.08 | 1.1 | 0.67 | 0.14 | 0.14 | 0.33 | 0.43 | 0.55 | 0.9 | 0.04 | 0.09 | 0.85 |
| Interest | 0.01 | 0 | 0 | 0 | 0.01 | 0 | 0 | 0.03 | 0 | 0 | 0.81 | 2.49 | 2.28 |
| Depreciation | 0 | 0 | 0.01 | 0.01 | 0.01 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.01 |
| PBT | 0.39 | 0.84 | 1.37 | 1.07 | 0.74 | 0.77 | 0.93 | 0.92 | 1.53 | 2.9 | 5.85 | 7.74 | 9.87 |
| Tax % | 30.77% | 30.95% | 33.58% | 26.17% | 24.32% | 20.78% | 20.43% | 17.39% | 32.68% | 23.79% | 26.67% | 24.94% | — |
| Net Profit | 0.27 | 0.57 | 0.91 | 0.8 | 0.55 | 0.62 | 0.74 | 0.76 | 1.03 | 2.21 | 4.29 | 5.8 | 7.39 |
| EPS (₹) | 0.9 | 1.9 | 3.03 | 2.67 | 1.83 | 2.07 | 2.47 | 2.53 | 3.43 | 7.37 | 7.87 | 7.49 | 10.18 |
| Div. Payout % | 111.11% | 52.63% | 32.97% | 37.5% | 54.55% | 48.39% | 40.54% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 5.45 | 7.75 |
| Reserves | 8.2 | 8.41 | 8.96 | 9.4 | 9.59 | 9.91 | 10.35 | 11.11 | 12.14 | 14.35 | 27.97 | 59.65 |
| Borrowing | 0 | 0 | 0 | 0 | 0 | 0 | 0.09 | 0 | 0 | 0.5 | 21.35 | 17.79 |
| Other Liabilities | 0.79 | 2.85 | 1.93 | 1.77 | 1.71 | 1.84 | 1.56 | 0.36 | 0.26 | 0.15 | 0.31 | 1.13 |
| Total Liabilities | 11.99 | 14.26 | 13.89 | 14.17 | 14.3 | 14.75 | 15 | 14.47 | 15.4 | 18 | 55.08 | 86.32 |
| Fixed Assets | 4.35 | 1.12 | 1.06 | 1.15 | 4.82 | 4.34 | 4.13 | 3.93 | 3.94 | 3.52 | 3.55 | 3.55 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.07 | 0.14 | 0 | 0 |
| Other Assets | 7.62 | 13.12 | 12.81 | 13 | 9.46 | 10.39 | 10.85 | 10.52 | 11.39 | 14.34 | 51.53 | 82.77 |
| Total Assets | 11.99 | 14.26 | 13.89 | 14.17 | 14.3 | 14.75 | 15 | 14.47 | 15.4 | 18 | 55.08 | 86.32 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 1.26 | 1.47 | 0.76 | 2.3 | −1.91 | 0.51 | −0.92 | −0.11 | 0.26 | −1.16 | −32.91 | −24.6 |
| Investing | −0.24 | 3.23 | 0.16 | −0.1 | 0 | 0.57 | 0.39 | 0.55 | −0.01 | 0.52 | 0.11 | −0.01 |
| Financing | −0.35 | −5.41 | −0.45 | −0.36 | −0.36 | −0.36 | −0.21 | −0.39 | 0 | 0.5 | 32.63 | 24.61 |
| Net Cash Flow | 0.67 | −0.71 | 0.47 | 1.84 | −2.27 | 0.72 | −0.74 | 0.04 | 0.25 | −0.13 | −0.17 | 0 |
| Free Cash Flow | 1.02 | 4.7 | 0.92 | 2.2 | −1.91 | 0.81 | −0.53 | 0.44 | 0.25 | −0.56 | −32.94 | −24.61 |
| CFO/OP | 431 | 224 | 404 | 615 | −279 | 102 | −115 | 15 | 53 | −32 | −473 | −223 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 2.4% | 5.04% | 7.19% | 4.02% | 4.08% | 4.31% | 4.49% | 3.57% | 7.04% | 12.68% | 16.9% | 11.51% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Gowra Leasing & Finance insights
41 extracted metrics across FY11–FY27.
Documents
- Intimation Regarding Change In Corporate Office Address Of Registrar And Share Transfer Agent (RTA).General announcements 3 Nov 2026
- General announcements 9 Oct 2026
Frequently Asked Questions about Gowra Leasing & Finance
What does Gowra Leasing & Finance Ltd do?
Incorporated in 1993, Gowra Leasing & Finance Ltd is in the business of leasing and finance.
Where is Gowra Leasing & Finance Ltd (GOWRALE) listed?
Gowra Leasing & Finance Ltd trades under code 530709 on the BSE.
Which sector does Gowra Leasing & Finance Ltd belong to?
Gowra Leasing & Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Gowra Leasing & Finance Ltd?
Gowra Leasing & Finance Ltd trades at a PE ratio of 8.64 as of 4 Nov 2026, on earnings per share of ₹10.18, against a book value of ₹94.84 per share.
What is the 52-week high and low of Gowra Leasing & Finance Ltd?
Over the last 52 weeks Gowra Leasing & Finance Ltd has traded between ₹70.55 and ₹150.99 as of 4 Nov 2026.
Does Gowra Leasing & Finance Ltd pay dividends?
Gowra Leasing & Finance Ltd has a dividend yield of 1.13%.
What is the Return on Equity (ROE) of Gowra Leasing & Finance Ltd?
Gowra Leasing & Finance Ltd reported a return on equity of 11.50%. Its debt-to-equity ratio is 0.26.
Company Information
Incorporated in 1993, Gowra Leasing & Finance Ltd is in the business of leasing and finance.
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