NCL Research and Financial Services
Financial Services
530557 BSE
₹0.61
Close ·
- P/E
- Not meaningful: loss-making over the last twelve months
Close 4 Nov 2026 ₹0.61 +0.07 +13.0% 1Y
Start ₹0.54
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- Debt to Equity
- 0.00
- EPS (TTM)
- −₹0.02
- Book Value
- ₹1.02
- Market Cap
- —
- P/E (TTM)
- Not meaningful: loss-making over the last twelve months
- P/B
- 0.60
- ROE
- −2.34%
- Dividend Yield
- 0.00%
- 52W High
- ₹0.87
- 52W Low
- ₹0.39
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
51 Average
Data confidence 76/100
Category scores
- Quality
- 41
- Weak
- Returns, margins, earnings quality 24% weight
- Valuation
- 58
- Good
- Cheap vs sector & own history 26% weight
- Growth
- 27
- Poor
- Sales & profit trajectory 10% weight
- Momentum
- 67
- Strong
- Trend strength, vol-adjusted 13% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 26% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
2- Company is almost debt free.
- Stock is trading at 1.06 times its book value
Weaknesses
2- Company has low interest coverage ratio.
- Company has a low return on equity of -0.67% over last 3 years.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 11 | 6 | 2 |
| Oscillators | Bearish | 2 | 6 | 1 |
| Moving Averages | Strong Bearish | 9 | 0 | 1 |
Oscillators
Bearish
Bearish
2
Neutral
6
Bullish
1
Overall
Strong Bearish
Bearish
11
Neutral
6
Bullish
2
Moving Averages
Strong Bearish
Bearish
9
Neutral
0
Bullish
1
Key readings
- RSI (14)
- 40.07
- Neutral
- MACD (12,26,9)
- −0.03
- Bearish
- SMA (50)
- 0.69
- Bearish
- SMA (200)
- 0.57
- Bullish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +2.81% |
|---|---|
| 5Y | +27.20% |
| 3Y | +15.87% |
| 1Y | −27.78% |
| TTM | −33.00% |
Net profit
| 10Y | Turned to loss |
|---|---|
| 5Y | Turned to loss |
| 3Y | Turned to loss |
| 1Y | Loss widened by ₹1.24 Cr |
| TTM | Turned to loss |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹7.35 Cr |
|---|---|
| Mar 2018 | ₹2.81 Cr |
| Mar 2019 | ₹3.40 Cr |
| Mar 2020 | ₹2.43 Cr |
| Mar 2021 | ₹1.85 Cr |
| Mar 2022 | ₹1.96 Cr |
| Mar 2023 | ₹3.96 Cr |
| Mar 2024 | ₹10.83 Cr |
| Mar 2025 | ₹8.53 Cr |
| Mar 2026 | ₹6.16 Cr |
Net profit by year
| Mar 2017 | −₹0.05 Cr |
|---|---|
| Mar 2018 | ₹0.07 Cr |
| Mar 2019 | ₹0.11 Cr |
| Mar 2020 | ₹0.02 Cr |
| Mar 2021 | ₹0.01 Cr |
| Mar 2022 | ₹1.04 Cr |
| Mar 2023 | ₹0.60 Cr |
| Mar 2024 | ₹1.61 Cr |
| Mar 2025 | −₹1.36 Cr |
| Mar 2026 | −₹2.60 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.08 | 1.19 | 1.21 | 7.2 | 1.38 | 1.48 | 3.65 | 2.02 | 1.82 | 1.93 | 2.13 | 0.28 | 1.67 |
| Expenses | 0.38 | 0.64 | 0.32 | 8.23 | 4 | 1.03 | 2.78 | 1.27 | 0.32 | 0.36 | 1.55 | 6.59 | 0.73 |
| Financing Profit | 0.7 | 0.55 | 0.89 | −1.03 | −2.62 | 0.45 | 0.85 | 0.75 | 1.5 | 1.57 | 0.58 | −6.31 | 0.94 |
| Fin. Margin % | 64.81% | 46.22% | 73.55% | −14.31% | −189.86% | 30.41% | 23.29% | 37.13% | 82.42% | 81.35% | 27.23% | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | 56.29% |
| Other Income | −0.04 | −0.76 | 0.53 | 1.2 | 0.89 | 1.06 | −1.35 | −0.62 | 0.78 | −0.25 | 0 | −0.55 | 0.55 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0.02 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| PBT | 0.65 | −0.22 | 1.41 | 0.15 | −1.74 | 1.5 | −0.52 | 0.11 | 2.27 | 1.31 | 0.57 | −6.87 | 1.48 |
| Tax % | 26.15% | −27.27% | 24.82% | −53.33% | 24.14% | 26.67% | −26.92% | 18.18% | 25.11% | 25.19% | 28.07% | −18.49% | 24.32% |
| Net Profit | 0.48 | −0.17 | 1.05 | 0.24 | −2.16 | 1.09 | −0.38 | 0.1 | 1.7 | 0.98 | 0.41 | −5.59 | 1.13 |
| EPS (₹) | 0 | 0 | 0.01 | 0 | −0.01 | 0.01 | 0 | 0 | 0.01 | 0.01 | 0 | −0.04 | 0.01 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.22 | 4.67 | 7.35 | 2.81 | 3.4 | 2.43 | 1.85 | 1.96 | 3.96 | 10.83 | 8.53 | 6.16 | 6.01 |
| Expenses | 2.35 | 4.5 | 7.41 | 2.69 | 3.24 | 2.42 | 1.84 | 0.86 | 3 | 9.5 | 9.96 | 8.95 | 9.23 |
| Financing Profit | 0.87 | 0.17 | −0.06 | 0.12 | 0.16 | 0.01 | 0.01 | 1.1 | 0.84 | 1.31 | −1.45 | −2.79 | −3.22 |
| Fin. Margin % | 27.02% | 3.64% | −0.82% | 4.27% | 4.71% | 0.41% | 0.54% | 56.12% | 21.21% | 12.1% | −17% | −45.29% | −53.58% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.01 | 0.01 | 0.01 | 0.73 | 0.85 | 0.01 | −0.25 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.12 | 0.02 | 0.02 | 0 | 0 |
| Depreciation | 0.07 | 0.04 | 0 | 0 | 0 | 0 | 0 | 0.05 | 0.05 | 0.05 | 0.06 | 0.04 | 0.04 |
| PBT | 0.8 | 0.13 | −0.06 | 0.12 | 0.16 | 0.02 | 0.02 | 1.06 | 0.8 | 1.99 | −0.66 | −2.82 | −3.51 |
| Tax % | 31.25% | 30.77% | −16.67% | 41.67% | 31.25% | 50% | 0% | 0.94% | 25% | 18.59% | 106.06% | −7.8% | — |
| Net Profit | 0.55 | 0.08 | −0.05 | 0.07 | 0.11 | 0.02 | 0.01 | 1.04 | 0.6 | 1.61 | −1.36 | −2.6 | −3.07 |
| EPS (₹) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0 | 0.01 | −0.01 | −0.02 | −0.02 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 29.09 | 29.09 | 29.09 | 29.09 | 29.09 | 29.09 | 29.09 | 58.17 | 107 | 107 | 107 | 107 |
| Reserves | 32.47 | 32.65 | 32.59 | 32.65 | 32.77 | 32.79 | 32.81 | 4.82 | 17.08 | 3.7 | 5.92 | 2.62 |
| Borrowing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0.55 | 0.15 | 0.21 | 0.15 | 0.67 | 0.14 | 0.27 | 0.31 | 4.94 | 2.5 | 9.54 | 12.13 |
| Total Liabilities | 62.11 | 61.89 | 61.89 | 61.89 | 62.53 | 62.02 | 62.17 | 64.3 | 129 | 113 | 122 | 122 |
| Fixed Assets | 0.07 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.21 | 0.17 | 0.17 | 0.12 | 0.1 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 6.25 | 6.75 | 7.83 | 9.9 | 11.97 | 15.38 | 40.07 | 19.72 | 2.86 | 2.94 |
| Other Assets | 62.04 | 61.86 | 55.61 | 55.12 | 54.68 | 52.1 | 50.18 | 48.71 | 88.81 | 93.34 | 120 | 119 |
| Total Assets | 62.11 | 61.89 | 61.89 | 61.89 | 62.53 | 62.02 | 62.17 | 64.3 | 129 | 113 | 122 | 122 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 1.52 | 3.16 | −3.77 | −0.11 | −0.32 | 2.16 | 2.03 | 3.91 | −24.46 | −20.21 | −17.47 | 0.88 |
| Investing | −0.73 | −2.68 | 3.06 | 0 | 0 | −2.06 | −2.08 | −3.41 | −24.54 | 20.38 | 16.9 | −0.04 |
| Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −0.24 | 48.86 | −0.06 | 0.01 | −0.6 |
| Net Cash Flow | 0.79 | 0.48 | −0.71 | −0.11 | −0.32 | 0.09 | −0.05 | 0.26 | −0.14 | 0.11 | −0.57 | 0.24 |
| Free Cash Flow | 1.53 | 3.16 | −3.77 | −0.11 | −0.32 | 2.16 | 2.03 | 3.91 | −24.46 | −20.21 | −17.47 | 0.88 |
| CFO/OP | 175 | 1,859 | 6,283 | −75 | −175 | 21,700 | 20,300 | 357 | −2,527 | −1,491 | 1,173 | −61 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.9% | 0.13% | −0.08% | 0.11% | 0.18% | 0.03% | 0.02% | 1.67% | 0.64% | 1.42% | −1.22% | −2.34% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view NCL Research and Financial Services insights
44 extracted metrics across FY10–FY27.
Documents
- Intimation 12 Oct 2026
- General announcements 9 Oct 2026
Frequently Asked Questions about NCL Research and Financial Services
What does NCL Research and Financial Services Ltd do?
Incorporated in 1985, NCL Research and Financial Service Ltd is in the business of finance and investments.
Where is NCL Research and Financial Services Ltd (NCLRESE) listed?
NCL Research and Financial Services Ltd trades under code 530557 on the BSE.
Which sector does NCL Research and Financial Services Ltd belong to?
NCL Research and Financial Services Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the 52-week high and low of NCL Research and Financial Services Ltd?
Over the last 52 weeks NCL Research and Financial Services Ltd has traded between ₹0.39 and ₹0.87 as of 4 Nov 2026.
What is the Return on Equity (ROE) of NCL Research and Financial Services Ltd?
NCL Research and Financial Services Ltd reported a return on equity of -2.34%. Its debt-to-equity ratio is 0.00.
Company Information
Incorporated in 1985, NCL Research and Financial Service Ltd is in the business of finance and investments.
Website nclfin.com
Face Value ₹1
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