Kreon Finnancial Services
Financial Services
530139 BSE
₹99.00
Close ·
- P/E
- 25.38
Close 4 Nov 2026 ₹99.00 +61.68 +165% 1Y
Start ₹37.32
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- Debt to Equity
- 1.00
- EPS (TTM)
- ₹3.90
- Book Value
- ₹22.42
- Market Cap
- —
- P/E (TTM)
- 25.38
- P/B
- 4.42
- ROE
- 21.70%
- Dividend Yield
- 0.00%
- 52W High
- ₹104.25
- 52W Low
- ₹23.92
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
56 Good
Data confidence 82/100
Category scores
- Quality
- 50
- Average
- Returns, margins, earnings quality 24% weight
- Valuation
- 34
- Poor
- Cheap vs sector & own history 26% weight
- Growth
- 73
- Strong
- Sales & profit trajectory 10% weight
- Momentum
- 99
- Strong
- Trend strength, vol-adjusted 13% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 26% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
2- Company is expected to give good quarter
- Promoter holding has increased by 4.93% over last quarter.
Weaknesses
3- Stock is trading at 4.78 times its book value
- Company has a low return on equity of 3.91% over last 3 years.
- Earnings include an other income of Rs.4.01 Cr.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bullish | 0 | 6 | 13 |
| Oscillators | Bullish | 0 | 6 | 3 |
| Moving Averages | Strong Bullish | 0 | 0 | 10 |
Oscillators
Bullish
Bearish
0
Neutral
6
Bullish
3
Overall
Strong Bullish
Bearish
0
Neutral
6
Bullish
13
Moving Averages
Strong Bullish
Bearish
0
Neutral
0
Bullish
10
Key readings
- RSI (14)
- 67.07
- Neutral
- MACD (12,26,9)
- 3.54
- Bullish
- SMA (50)
- 88.28
- Bullish
- SMA (200)
- 58.04
- Bullish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +50.18% |
|---|---|
| 5Y | +90.52% |
| 3Y | +65.47% |
| 1Y | +62.76% |
| TTM | +49.90% |
Net profit
| 10Y | +80.30% |
|---|---|
| 5Y | Turned to profit |
| 3Y | +16.60% |
| 1Y | Turned to profit |
| TTM | Turned to profit |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹0.60 Cr |
|---|---|
| Mar 2018 | ₹0.97 Cr |
| Mar 2019 | ₹0.81 Cr |
| Mar 2020 | ₹1.05 Cr |
| Mar 2021 | ₹1.72 Cr |
| Mar 2022 | ₹3.83 Cr |
| Mar 2023 | ₹9.53 Cr |
| Mar 2024 | ₹16.37 Cr |
| Mar 2025 | ₹26.53 Cr |
| Mar 2026 | ₹43.18 Cr |
Net profit by year
| Mar 2017 | −₹0.23 Cr |
|---|---|
| Mar 2018 | −₹3.73 Cr |
| Mar 2019 | ₹0.23 Cr |
| Mar 2020 | −₹4.30 Cr |
| Mar 2021 | −₹0.48 Cr |
| Mar 2022 | ₹2.10 Cr |
| Mar 2023 | ₹4.58 Cr |
| Mar 2024 | ₹0.62 Cr |
| Mar 2025 | −₹4.14 Cr |
| Mar 2026 | ₹7.26 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.26 | 3.63 | 4.35 | 4.59 | 4.8 | 5.91 | 6.45 | 7.21 | 10.21 | 9.78 | 9.94 | 10.13 | 14.79 |
| Expenses | 1.82 | 1.93 | 6.18 | 3.84 | 4.58 | 5.07 | 10.33 | 8.17 | 6.06 | 6.72 | 8.45 | 10.24 | 9.45 |
| Financing Profit | 1.31 | 1.58 | −1.95 | 0.16 | −0.39 | 0.17 | −4.66 | −1.73 | 3.36 | 2.33 | 0.88 | −0.6 | 4.65 |
| Fin. Margin % | 40.18% | 43.53% | −44.83% | 3.49% | −8.12% | 2.88% | −72.25% | −23.99% | 32.91% | 23.82% | 8.85% | −5.92% | 31.44% |
| Other Income | 0.04 | 0.05 | 0.15 | 0.33 | 0.72 | 0.5 | 0.89 | 1.21 | 1.67 | 0.7 | 0.68 | 1.62 | 1.01 |
| Interest | 0.13 | 0.12 | 0.12 | 0.59 | 0.61 | 0.67 | 0.78 | 0.77 | 0.79 | 0.73 | 0.61 | 0.49 | 0.69 |
| Depreciation | 0.16 | 0.17 | 0.17 | 0.2 | 0.18 | 0.19 | 0.2 | 0.23 | 0.18 | 0.18 | 0.18 | 0.2 | 0.26 |
| PBT | 1.19 | 1.46 | −1.97 | 0.29 | 0.15 | 0.48 | −3.97 | −0.75 | 4.85 | 2.85 | 1.38 | 0.82 | 5.4 |
| Tax % | 25.21% | 25.34% | −25.38% | 58.62% | −40% | 68.75% | −6.3% | 5.33% | 22.27% | 28.07% | 23.19% | 56.1% | 18.33% |
| Net Profit | 0.89 | 1.1 | −1.47 | 0.12 | 0.21 | 0.16 | −3.72 | −0.79 | 3.77 | 2.05 | 1.07 | 0.36 | 4.41 |
| EPS (₹) | 0.65 | 0.54 | −0.73 | 0.06 | 0.1 | 0.08 | −1.84 | −0.39 | 1.86 | 1.01 | 0.53 | 0.18 | 2.18 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.26 | 0.74 | 0.6 | 0.97 | 0.81 | 1.05 | 1.72 | 3.83 | 9.53 | 16.37 | 26.53 | 43.18 | 44.64 |
| Expenses | 1.4 | 0.69 | 0.77 | 0.45 | 3.13 | 4.78 | 1.85 | 1.75 | 4.55 | 13.74 | 27.08 | 30.08 | 34.86 |
| Financing Profit | −0.14 | 0.02 | −0.27 | 0.37 | −2.59 | −4.16 | −0.47 | 1.69 | 4.43 | 1.67 | −3.39 | 10.48 | 7.26 |
| Fin. Margin % | −11.11% | 2.7% | −45% | 38.14% | −319.75% | −396.19% | −27.33% | 44.13% | 46.48% | 10.2% | −12.78% | 24.27% | 16.26% |
| Other Income | 0 | 0 | 0.07 | −3.96 | 3 | 0 | 0 | 0.46 | 0.09 | 0 | 0.11 | 0.17 | 4.01 |
| Interest | 0 | 0.03 | 0.1 | 0.15 | 0.27 | 0.43 | 0.34 | 0.39 | 0.55 | 0.96 | 2.84 | 2.62 | 2.52 |
| Depreciation | 0 | 0 | 0.03 | 0.08 | 0.14 | 0.12 | 0.07 | 0.05 | 0.54 | 0.71 | 0.79 | 0.74 | 0.82 |
| PBT | −0.14 | 0.02 | −0.23 | −3.67 | 0.27 | −4.28 | −0.54 | 2.1 | 3.98 | 0.96 | −4.07 | 9.91 | 10.45 |
| Tax % | 0% | 0% | 0% | 1.63% | 14.81% | 0.23% | −11.11% | 0% | −15.08% | 35.42% | 1.72% | 26.74% | — |
| Net Profit | −0.14 | 0.02 | −0.23 | −3.73 | 0.23 | −4.3 | −0.48 | 2.1 | 4.58 | 0.62 | −4.14 | 7.26 | 7.89 |
| EPS (₹) | −0.14 | 0.02 | −0.23 | −3.71 | 0.23 | −4.27 | −0.48 | 1.98 | 3.36 | 0.31 | −2.05 | 3.59 | 3.9 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.06 | 10.06 | 10.06 | 10.06 | 10.06 | 10.06 | 10.06 | 10.59 | 13.62 | 20.22 | 20.22 | 20.22 |
| Reserves | 2.26 | 2.28 | 0.05 | −3.68 | −3.76 | −8.19 | −8.13 | 2.45 | 7.2 | 12.66 | 10.73 | 15.86 |
| Borrowing | 0 | 1.3 | 1 | 2.33 | 3.02 | 7.66 | 7.51 | 6.89 | 9.55 | 27.97 | 31.66 | 36.14 |
| Other Liabilities | 0.08 | 0.1 | 0.29 | 0.52 | 0.51 | 0.57 | 0.49 | 0.73 | 0.56 | 2.53 | 3.61 | 4.37 |
| Total Liabilities | 12.4 | 13.74 | 11.4 | 9.23 | 9.83 | 10.1 | 9.93 | 20.66 | 30.93 | 63.38 | 66.22 | 76.59 |
| Fixed Assets | 0 | 0 | 0.12 | 0.2 | 0.24 | 0.19 | 0.12 | 0.12 | 3.47 | 3.48 | 3.07 | 3.88 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0.33 | 1.5 | 0 | 0 | 0.24 | 0.24 |
| Investments | 2.6 | 5.75 | 0.68 | 0.91 | 0.48 | 0.41 | 1.07 | 4.32 | 1.24 | 10.34 | 11.33 | 11.25 |
| Other Assets | 9.8 | 7.99 | 10.6 | 8.12 | 9.11 | 9.5 | 8.41 | 14.72 | 26.22 | 49.56 | 51.58 | 61.22 |
| Total Assets | 12.4 | 13.74 | 11.4 | 9.23 | 9.83 | 10.1 | 9.93 | 20.66 | 30.93 | 63.38 | 66.22 | 76.59 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −0.2 | 0.01 | 0.26 | −3.37 | 0.33 | −4.55 | 1.11 | −3.78 | −5.76 | −1.27 | −2.29 | −6.22 |
| Investing | 0 | 0 | 0 | 2.19 | −0.18 | −0.06 | −0.33 | −1.22 | −0.99 | −25.12 | −0.68 | 7.07 |
| Financing | 0 | 0 | −0.15 | 1.18 | 0.72 | 4.25 | −0.13 | 5.1 | 6.74 | 28.01 | 1.15 | 0.24 |
| Net Cash Flow | −0.2 | 0.01 | 0.1 | 0 | 0.87 | −0.37 | 0.65 | 0.11 | −0.01 | 1.61 | −1.82 | 1.09 |
| Free Cash Flow | −0.2 | 0.01 | 0.26 | −3.37 | 0.15 | −4.61 | 0.78 | −5 | −6.8 | −1.99 | −2.8 | −7.76 |
| CFO/OP | 143 | 20 | −153 | −637 | −16 | 121 | −854 | −182 | −116 | −41 | 411 | −47 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | −1.13% | 0.16% | −2.05% | 2.79% | 3.63% | −105.26% | −25.26% | 28.06% | 27.05% | 2.31% | −13.38% | 21.66% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Kreon Finnancial Services insights
55 extracted metrics across FY11–FY27.
Documents
- 28 Jul 2026
- 2 Apr 2024
- 26 Dec 2023
- 15 Sep 2022
- General announcements 26 Oct 2026
Frequently Asked Questions about Kreon Finnancial Services
What does Kreon Finnancial Services Ltd do?
Incorporated in 1994, Kreon Finnancial Services Ltd is in the business of retail loan lending.
Where is Kreon Finnancial Services Ltd (KREONFIN) listed?
Kreon Finnancial Services Ltd trades under code 530139 on the BSE.
Which sector does Kreon Finnancial Services Ltd belong to?
Kreon Finnancial Services Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Kreon Finnancial Services Ltd?
Kreon Finnancial Services Ltd trades at a PE ratio of 25.38 as of 4 Nov 2026, on earnings per share of ₹3.9, against a book value of ₹22.42 per share.
What is the 52-week high and low of Kreon Finnancial Services Ltd?
Over the last 52 weeks Kreon Finnancial Services Ltd has traded between ₹23.92 and ₹104.25 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Kreon Finnancial Services Ltd?
Kreon Finnancial Services Ltd reported a return on equity of 21.70%. Its debt-to-equity ratio is 1.00.
Company Information
Incorporated in 1994, Kreon Finnancial Services Ltd is in the business of retail loan lending.
Website kreon.in
Face Value ₹10
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