Ind Bank Housing
Close ·
- P/E
- Not meaningful: last twelve months’ earnings are mostly a one-off item
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- ROCE
- −1.11%
- Debt to Equity
- Not meaningful: shareholders’ equity is negative
- EPS (TTM)
- ₹3.90
- Book Value
- −₹117.09
- Market Cap
- —
- P/E (TTM)
- Not meaningful: last twelve months’ earnings are mostly a one-off item
- P/B
- Not meaningful: book value is negative
- ROE
- Not meaningful: shareholders’ equity is negative
- Dividend Yield
- 0.00%
- EBITDA
- −₹10.00 L
- 52W High
- ₹62.40
- 52W Low
- ₹35.60
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
Data confidence 79/100
Category scores
- Quality
- 53
- Average
- Returns, margins, earnings quality 24% weight
- Valuation
- 70
- Strong
- Cheap vs sector & own history 26% weight
- Growth
- 86
- Strong
- Sales & profit trajectory 10% weight
- Momentum
- 64
- Good
- Trend strength, vol-adjusted 13% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 26% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
No strengths listed
Weaknesses
1- Earnings include an other income of Rs.3.63 Cr.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 10 | 6 | 3 |
| Oscillators | Bearish | 2 | 6 | 1 |
| Moving Averages | Strong Bearish | 8 | 0 | 2 |
Oscillators
Bearish
Overall
Strong Bearish
Moving Averages
Strong Bearish
Key readings
- RSI (14)
- 44.83
- Neutral
- MACD (12,26,9)
- −0.45
- Bearish
- SMA (50)
- 50.13
- Bearish
- SMA (200)
- 46.95
- Bullish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | −3.39% |
|---|---|
| 5Y | +7.21% |
| 3Y | +30.40% |
| 1Y | +82.14% |
| TTM | Zero base |
Net profit
| 10Y | Loss narrowed by ₹11.41 Cr |
|---|---|
| 5Y | Loss narrowed by ₹0.10 Cr |
| 3Y | Loss narrowed by ₹0.47 Cr |
| 1Y | Loss narrowed by ₹0.22 Cr |
| TTM | Turned to profit |
Operating cash flow
| 10Y | +33.51% |
|---|---|
| 5Y | Turned positive |
| 3Y | Turned positive |
| 1Y | Turned positive |
| TTM | — |
TTM: Reported once a year, so there is no trailing-twelve-month figure.
Operating margin· change in pp
| 10Y | −64.87 pp |
|---|---|
| 5Y | +35.13 pp |
| 3Y | +225.83 pp |
| 1Y | +93.06 pp |
| TTM | No sales |
Revenue by year
| Mar 2017 | ₹1.05 Cr |
|---|---|
| Mar 2018 | ₹2.11 Cr |
| Mar 2019 | ₹0.57 Cr |
| Mar 2020 | ₹0.50 Cr |
| Mar 2021 | ₹0.36 Cr |
| Mar 2022 | ₹0.23 Cr |
| Mar 2023 | ₹0.23 Cr |
| Mar 2024 | ₹0.28 Cr |
| Mar 2025 | ₹0.28 Cr |
| Mar 2026 | ₹0.51 Cr |
Net profit by year
| Mar 2017 | −₹11.24 Cr |
|---|---|
| Mar 2018 | ₹1.78 Cr |
| Mar 2019 | ₹0.13 Cr |
| Mar 2020 | ₹2.74 Cr |
| Mar 2021 | −₹0.19 Cr |
| Mar 2022 | −₹0.13 Cr |
| Mar 2023 | −₹0.56 Cr |
| Mar 2024 | −₹0.69 Cr |
| Mar 2025 | −₹0.31 Cr |
| Mar 2026 | −₹0.09 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.14 | 0.55 | 0.17 | 0.13 | 0.18 | 0.14 | 0.12 | 0.14 | 0.17 | 0.08 | 0.11 | 0.23 | 0.63 |
| Operating Profit | −0.14 | −0.55 | −0.17 | −0.13 | −0.18 | −0.14 | −0.12 | −0.14 | −0.17 | −0.08 | −0.11 | −0.23 | −0.63 |
| Other Income | 0.08 | 0.07 | 0.08 | 0.07 | 0.06 | 0.06 | 0.07 | 0.09 | 0.06 | 0.06 | 0.17 | 0.21 | 3.19 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | −0.06 | −0.48 | −0.09 | −0.06 | −0.12 | −0.08 | −0.05 | −0.05 | −0.11 | −0.02 | 0.06 | −0.02 | 2.56 |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | −51.17% |
| Net Profit | −0.06 | −0.48 | −0.09 | −0.06 | −0.12 | −0.08 | −0.05 | −0.05 | −0.11 | −0.02 | 0.06 | −0.02 | 3.88 |
| EPS (₹) | −0.06 | −0.48 | −0.09 | −0.06 | −0.12 | −0.08 | −0.05 | −0.05 | −0.11 | −0.02 | 0.06 | −0.02 | 3.88 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.37 | 0.72 | 1.05 | 2.11 | 0.57 | 0.5 | 0.36 | 0.23 | 0.23 | 0.28 | 0.28 | 0.51 | 0 |
| Expenses | −4.62 | 0.38 | 0.35 | 0.25 | 0.53 | 0.85 | 0.55 | 0.39 | 0.79 | 0.99 | 0.59 | 0.6 | 1.05 |
| Operating Profit | 6.99 | 0.34 | 0.7 | 1.86 | 0.04 | −0.35 | −0.19 | −0.16 | −0.56 | −0.71 | −0.31 | −0.09 | −1.05 |
| OPM % | 294.94% | 47.22% | 66.67% | 88.15% | 7.02% | −70% | −52.78% | −69.57% | −243.48% | −253.57% | −110.71% | −17.65% | — |
| Other Income | 0.73 | 0.04 | 1.22 | 0.05 | 0.1 | 3.1 | 0 | 0.03 | 0 | 0.02 | 0 | 0 | 3.63 |
| Interest | 14.87 | 11.87 | 13.16 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.01 | 0.01 | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | −7.16 | −11.5 | −11.24 | 1.91 | 0.13 | 2.75 | −0.19 | −0.13 | −0.56 | −0.69 | −0.31 | −0.09 | 2.58 |
| Tax % | 2.65% | 0% | 0% | 6.81% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
| Net Profit | −7.35 | −11.5 | −11.24 | 1.78 | 0.13 | 2.74 | −0.19 | −0.13 | −0.56 | −0.69 | −0.31 | −0.09 | 3.9 |
| EPS (₹) | −7.35 | −11.5 | −11.24 | 1.78 | 0.13 | 2.74 | −0.19 | −0.13 | −0.56 | −0.69 | −0.31 | −0.09 | 3.9 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | −111 | −122 | −134 | −132 | −132 | −129 | −129 | −129 | −130 | −131 | −131 | −131 |
| Borrowings | 105 | 117 | 130 | 129 | 129 | 129 | 129 | 129 | 129 | 129 | 129 | 129 |
| Other Liabilities | 6.18 | 6.07 | 6.15 | 4.07 | 3.86 | 0.77 | 0.72 | 0.6 | 1.14 | 0.51 | 0.5 | 11.61 |
| Total Liabilities | 10.38 | 10.65 | 12.34 | 11.19 | 11.11 | 10.77 | 10.53 | 10.28 | 10.26 | 8.94 | 8.63 | 19.65 |
| Fixed Assets | 0.02 | 0.01 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.04 | 0.03 | 0.05 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Other Assets | 10.32 | 10.61 | 12.29 | 11.16 | 11.1 | 10.76 | 10.52 | 10.27 | 10.25 | 8.93 | 8.62 | 19.64 |
| Total Assets | 10.38 | 10.65 | 12.34 | 11.19 | 11.11 | 10.77 | 10.53 | 10.28 | 10.26 | 8.94 | 8.63 | 19.65 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 0.64 | 0.61 | −11.25 | −0.48 | −0.18 | −0.46 | −0.23 | −0.29 | −0.11 | −0.92 | −0.34 | 10.98 |
| Investing | 0 | 0 | 0.04 | 0.03 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 |
| Financing | −0.14 | 0 | 12.85 | −0.85 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | 0.5 | 0.61 | 1.64 | −1.3 | −0.19 | −0.45 | −0.23 | −0.29 | −0.11 | −0.92 | −0.34 | 10.98 |
| Free Cash Flow | 0.64 | 0.61 | −11.25 | −0.49 | −0.18 | −0.46 | −0.23 | −0.29 | −0.11 | −0.92 | −0.34 | 10.98 |
| CFO/OP | 9 | 179 | −1,607 | −19 | −450 | 131 | 121 | 181 | 20 | 130 | 110 | −12,200 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | −454 | −1,490 | −45.19 | −6.92 | 51.23 | 102 | 183 | 7,316 | 6,586 | 5,710 | 5,762 | −4,774 |
| ROCE % | 297.68% | 8.43% | 35.65% | 28.7% | 1.81% | 31.88% | −1.92% | −1.33% | −5.96% | −7.86% | −3.74% | −1.11% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Ind Bank Housing insights
39 extracted metrics across FY11–FY27.
Documents
- General announcements 12 Oct 2026
- General announcements 8 Oct 2026
Frequently Asked Questions about Ind Bank Housing
What does Ind Bank Housing Ltd do?
Where is Ind Bank Housing Ltd (INDBNK) listed?
Which sector does Ind Bank Housing Ltd belong to?
What is the 52-week high and low of Ind Bank Housing Ltd?
Company Information
Ind Bank Housing Ltd (IBHL), incorporated in 1991, is a BSE-listed subsidiary of Indian Bank. It stopped fresh lending in 2000; after RBI cancelled its housing-finance Certificate of Registration effective 21.09.2023, it ceased HFC /NBFC business and is now limited to recovering /disposal of legacy mortgaged assets and resolving related litigation.
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