Garnet International
Financial Services
512493 BSE
₹49.64
Close ·
- P/E
- 30.83
Close 4 Nov 2026 ₹49.64 −51.86 −51.1% 1Y
Start ₹101.50
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Consolidated · TTM
- ROCE
- 11.20%
- Debt to Equity
- 0.02
- EPS (TTM)
- ₹1.61
- Book Value
- ₹17.13
- Market Cap
- —
- P/E (TTM)
- 30.83
- P/B
- 2.90
- ROE
- 11.80%
- Dividend Yield
- 0.00%
- EBITDA
- ₹3.40 Cr
- 52W High
- ₹110.00
- 52W Low
- ₹42.00
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
41 Weak
Data confidence 97/100
Category scores
- Quality
- 51
- Average
- Returns, margins, earnings quality 22% weight
- Valuation
- 31
- Poor
- Cheap vs sector & own history 24% weight
- Growth
- 16
- Poor
- Sales & profit trajectory 9% weight
- Financial Health
- 50
- Average
- Solvency, leverage, coverage 9% weight
- Momentum
- 32
- Poor
- Trend strength, vol-adjusted 12% weight
- Ownership
- 47
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
2- Company has reduced debt.
- Company is almost debt free.
Weaknesses
8- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -22.8% over past five years.
- Tax rate seems low
- Company has a low return on equity of 5.57% over last 3 years.
- Promoters have pledged 60.8% of their holding.
- Earnings include an other income of Rs.1.51 Cr.
- Company has high debtors of 311 days.
- Working capital days have increased from 242 days to 443 days
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 11 | 6 | 2 |
| Oscillators | Bullish | 1 | 6 | 2 |
| Moving Averages | Strong Bearish | 10 | 0 | 0 |
Oscillators
Bullish
Bearish
1
Neutral
6
Bullish
2
Overall
Strong Bearish
Bearish
11
Neutral
6
Bullish
2
Moving Averages
Strong Bearish
Bearish
10
Neutral
0
Bullish
0
Key readings
- RSI (14)
- 41.19
- Neutral
- MACD (12,26,9)
- −1.62
- Bullish
- SMA (50)
- 54.20
- Bearish
- SMA (200)
- 58.82
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | −18.43% |
|---|---|
| 5Y | −22.82% |
| 3Y | −56.54% |
| 1Y | −44.22% |
| TTM | −60.10% |
Net profit
| 10Y | +14.37% |
|---|---|
| 5Y | Turned to profit |
| 3Y | +13.37% |
| 1Y | +210.46% |
| TTM | +53.43% |
Operating cash flow
| 10Y | Turned negative |
|---|---|
| 5Y | Outflow narrowed by ₹0.17 Cr |
| 3Y | Outflow widened by ₹2.93 Cr |
| 1Y | Outflow widened by ₹0.72 Cr |
| TTM | — |
TTM: Reported once a year, so there is no trailing-twelve-month figure.
Operating margin· change in pp
| 10Y | +61.87 pp |
|---|---|
| 5Y | +76.82 pp |
| 3Y | +59.39 pp |
| 1Y | +67.11 pp |
| TTM | +34.73 pp |
Revenue by year
| Mar 2017 | ₹64.09 Cr |
|---|---|
| Mar 2018 | ₹376 Cr |
| Mar 2019 | ₹83.10 Cr |
| Mar 2020 | ₹17.53 Cr |
| Mar 2021 | ₹17.78 Cr |
| Mar 2022 | ₹43.84 Cr |
| Mar 2023 | ₹59.33 Cr |
| Mar 2024 | ₹20.31 Cr |
| Mar 2025 | ₹8.73 Cr |
| Mar 2026 | ₹4.87 Cr |
Net profit by year
| Mar 2017 | ₹9.96 Cr |
|---|---|
| Mar 2018 | ₹11.33 Cr |
| Mar 2019 | −₹57.74 Cr |
| Mar 2020 | −₹10.62 Cr |
| Mar 2021 | −₹3.55 Cr |
| Mar 2022 | −₹1.25 Cr |
| Mar 2023 | ₹3.26 Cr |
| Mar 2024 | −₹5.98 Cr |
| Mar 2025 | ₹1.53 Cr |
| Mar 2026 | ₹4.75 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.72 | 12.63 | 12.26 | 19.67 | 2.64 | 1.46 | 2.86 | 1.77 | 2.13 | 2.04 | 0.28 | 0.42 | 0.54 |
| Expenses | 7.83 | 14.22 | 9.5 | 20.03 | 2.58 | 1.57 | 3.05 | 1.58 | 0.84 | 0.28 | 0.25 | 0.28 | 0.86 |
| Operating Profit | 0.89 | −1.59 | 2.76 | −0.36 | 0.06 | −0.11 | −0.19 | 0.19 | 1.29 | 1.76 | 0.03 | 0.14 | −0.32 |
| OPM % | 10.21% | −12.59% | 22.51% | −1.83% | 2.27% | −7.53% | −6.64% | 10.73% | 60.56% | 86.27% | 10.71% | 33.33% | −59.26% |
| Other Income | 0 | 0 | 0 | −4.62 | 0.71 | 0.67 | 0 | 0.22 | 0 | 1.04 | 0.07 | 0.4 | 0 |
| Interest | 0.24 | 1.32 | 0.76 | 0.01 | 0 | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.22 | 0.24 | 0.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.43 | −3.15 | 1.75 | −4.99 | 0.77 | 0.56 | −0.19 | 0.4 | 1.29 | 2.8 | 0.1 | 0.54 | −0.32 |
| Tax % | 0% | 0% | 0% | 0.6% | 0% | 0% | 0% | 5% | 0% | 0% | 0% | −1.85% | 0% |
| Net Profit | 0.43 | −3.15 | 1.75 | −5.02 | 0.77 | 0.56 | −0.19 | 0.38 | 1.29 | 2.8 | 0.11 | 0.54 | −0.32 |
| EPS (₹) | 0.08 | −1.41 | 0.95 | −2.48 | 0.39 | 0.29 | −0.1 | 0.19 | 0.66 | 1.43 | 0.06 | 0.28 | −0.16 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 14.58 | 37.33 | 64.09 | 376 | 83.1 | 17.53 | 17.78 | 43.84 | 59.33 | 20.31 | 8.73 | 4.87 | 3.28 |
| Expenses | 12.36 | 34.52 | 50.73 | 365 | 142 | 27.52 | 19.1 | 43.56 | 53.39 | 21.67 | 8.53 | 1.49 | 1.67 |
| Operating Profit | 2.22 | 2.81 | 13.36 | 11.31 | −59.02 | −9.99 | −1.32 | 0.28 | 5.94 | −1.36 | 0.2 | 3.38 | 1.61 |
| OPM % | 15.23% | 7.53% | 20.85% | 3% | −71.02% | −56.99% | −7.42% | 0.64% | 10.01% | −6.7% | 2.29% | 69.4% | 49.09% |
| Other Income | −0.02 | −0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −4.59 | 1.36 | 1.36 | 1.51 |
| Interest | 0.01 | 0.2 | 0.08 | 0.92 | 0.09 | 0.16 | 0.24 | 0.33 | 1.18 | 0.01 | 0.01 | 0 | 0 |
| Depreciation | 0.44 | 0.5 | 0.61 | 0.82 | 0.83 | 0.82 | 0.82 | 0.81 | 0.94 | 0 | 0 | 0 | 0 |
| PBT | 1.75 | 2.1 | 12.67 | 9.57 | −59.94 | −10.97 | −2.38 | −0.86 | 3.82 | −5.96 | 1.55 | 4.74 | 3.12 |
| Tax % | 10.29% | 35.24% | 21.47% | −18.29% | −3.67% | −3.19% | 49.16% | 45.35% | 14.66% | 0.5% | 1.29% | −0.21% | — |
| Net Profit | 1.54 | 1.24 | 9.96 | 11.33 | −57.74 | −10.62 | −3.55 | −1.25 | 3.26 | −5.98 | 1.53 | 4.75 | 3.13 |
| EPS (₹) | 0.6 | 0.37 | 5.19 | 5.85 | −29.55 | −5.55 | −1.9 | −0.88 | 1.45 | −3.05 | 0.77 | 2.42 | 1.61 |
| Div. Payout % | 27.81% | 62.3% | 7.71% | 8.54% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.23 | 6.23 | 6.23 | 19.53 | 19.53 | 19.64 | 19.64 | 19.64 | 19.64 | 19.64 | 19.64 | 19.64 |
| Reserves | 37.42 | 37.6 | 46.41 | 68.59 | 23.77 | 14.94 | 11.22 | 9.51 | 12.36 | 7.73 | 18.09 | 22.84 |
| Borrowings | 0.9 | 1.17 | 0.96 | 47.49 | 2.47 | 2.29 | 5.65 | 11.07 | 21.6 | 4.93 | 3.01 | 1.01 |
| Other Liabilities | 6.25 | 14.43 | 9.19 | 9.63 | 10.84 | 10.84 | 12.67 | 12.76 | 11.19 | 1.67 | 1.86 | 1.77 |
| Total Liabilities | 50.8 | 59.43 | 62.79 | 145 | 56.61 | 47.71 | 49.18 | 52.98 | 64.79 | 33.97 | 42.6 | 45.26 |
| Fixed Assets | 5.14 | 6.9 | 10.51 | 12.26 | 12.16 | 11.59 | 10.78 | 10.15 | 11.88 | 0.01 | 0.01 | 0.01 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0.85 | 2.19 | 2.35 | 8.74 | 0.8 | 1.27 | 1.29 |
| Investments | 24.46 | 26.29 | 41.77 | 35.28 | 20.18 | 7.78 | 6.33 | 6.33 | 6.5 | 13.89 | 15.82 | 15.71 |
| Other Assets | 21.2 | 26.24 | 10.51 | 97.7 | 24.27 | 27.49 | 29.88 | 34.15 | 37.67 | 19.27 | 25.5 | 28.25 |
| Total Assets | 50.8 | 59.43 | 62.79 | 145 | 56.61 | 47.71 | 49.18 | 52.98 | 64.79 | 33.97 | 42.6 | 45.26 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 1.07 | 3.85 | 13.38 | −82.89 | 16.98 | −11.22 | −3.72 | −3.65 | −0.62 | 6.69 | −2.83 | −3.55 |
| Investing | 1.2 | −3.12 | −11.59 | 12.32 | 27.37 | 11.1 | 0.21 | 0.17 | −8.48 | 10.06 | −4.23 | 5.56 |
| Financing | −0.15 | −0.34 | −0.8 | 68.75 | −46.22 | 0.36 | 3.14 | 3.51 | 9.36 | −16.67 | 6.92 | −2 |
| Net Cash Flow | 2.12 | 0.39 | 0.99 | −1.81 | −1.87 | 0.24 | −0.38 | 0.04 | 0.26 | 0.07 | −0.13 | 0.01 |
| Free Cash Flow | 0.21 | 1.58 | 10.48 | −85.46 | 17.19 | −12.32 | −5.18 | −3.99 | −9.69 | 16.09 | −3.31 | −3.55 |
| CFO/EBITDA | 61 | 160 | 105 | −694 | −31 | 112 | 282 | −1,300 | −2 | −537 | −1,410 | −105 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 83.11 | 30.8 | 20.62 | 4.44 | 48.45 | 161 | 214 | 111 | 72.9 | 71.71 | 179 | 311 |
| Inventory Days | 127 | 179 | 10.31 | 90.3 | 15.12 | 290 | 343 | 125 | 103 | 29.9 | 71.89 | 680 |
| Days Payable | 103 | 118 | 29.94 | 4.98 | 23.59 | 306 | 384 | 108 | 62.86 | 34.45 | 65.67 | 459 |
| Cash Conversion Cycle | 107 | 91.2 | 0.98 | 89.76 | 39.98 | 145 | 173 | 129 | 113 | 67.16 | 185 | 532 |
| Working Capital Days | 327 | 87.02 | −2.96 | 34.39 | 24.11 | 157 | 210 | 122 | 108 | 85.18 | 199 | 443 |
| ROCE % | 3.79% | 4.81% | 24.28% | 10.76% | −64.03% | −24.44% | −5.37% | −1.27% | 9.84% | −1.13% | 4.27% | 11.24% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Garnet International insights
58 extracted metrics across FY10–FY27.
Documents
- 14 Aug 2026
- 30 May 2026
- 14 Aug 2025
- General announcements 13 Oct 2026
Frequently Asked Questions about Garnet International
What does Garnet International Ltd do?
Incorporated in 1981, Garnet International Ltd is engaged in the businesses spread across two verticals – investments and textiles.
Where is Garnet International Ltd (GARNETINT) listed?
Garnet International Ltd trades under code 512493 on the BSE.
Which sector does Garnet International Ltd belong to?
Garnet International Ltd is classified under the Financial Services sector, in the Investment Company industry.
What is the PE ratio of Garnet International Ltd?
Garnet International Ltd trades at a PE ratio of 30.83 as of 4 Nov 2026, on earnings per share of ₹1.61, against a book value of ₹17.13 per share.
What is the 52-week high and low of Garnet International Ltd?
Over the last 52 weeks Garnet International Ltd has traded between ₹42 and ₹110 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Garnet International Ltd?
Garnet International Ltd reported a return on equity of 11.80%. Its debt-to-equity ratio is 0.02.
Company Information
Incorporated in 1981, Garnet International Ltd is engaged in the businesses spread across two verticals – investments and textiles.
Website garnetint.com
Face Value ₹10
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