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Sera Investments & Finance India

512399 BSE
₹62.06

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P/E
3.96
View as Markdown
MCP
Close 4 Nov 2026 ₹62.06 +23.98 +63.0% 1Y
Start ₹38.08

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures at the close · EPS basis: Standalone · TTM

Debt to Equity
0.00
EPS (TTM)
₹15.67
Book Value
₹34.97
Market Cap
—
P/E (TTM)
3.96
P/B
1.77
ROE
18.10%
Dividend Yield
0.17%
52W High
₹64.01
52W Low
₹32.50
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

72 Strong

Data confidence 94/100

Category scores

Quality
70
Strong
Returns, margins, earnings quality 22% weight
Valuation
69
Strong
Cheap vs sector & own history 24% weight
Growth
99
Strong
Sales & profit trajectory 9% weight
Financial Health
99
Strong
Solvency, leverage, coverage 9% weight
Momentum
96
Strong
Trend strength, vol-adjusted 12% weight
Ownership
48
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

5
  • Company has reduced debt.
  • Company is almost debt free.
  • Company has delivered good profit growth of 175% CAGR over last 5 years
  • Debtor days have improved from 37.3 to 24.0 days.
  • Company's working capital requirements have reduced from 29.0 days to 17.2 days

Weaknesses

1
  • Promoter holding has decreased over last 3 years: -12.5%

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bullish2413
OscillatorsBullish243
Moving AveragesStrong Bullish0010

Key readings

RSI (14)
64.55
Neutral
MACD (12,26,9)
0.58
Bullish
SMA (50)
56.80
Bullish
SMA (200)
44.36
Bullish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+52.49%
5YZero base
3YTurned positive
1Y+466.67%
TTMTiny base

Net profit

Net profit growth by window
10YZero base
5YZero base
3YTurned to profit
1YTiny base
TTMTurned to profit

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹1.00 Cr
Mar 2018₹0.00 Cr
Mar 2019₹1.00 Cr
Mar 2020₹1.00 Cr
Mar 2021₹0.00 Cr
Mar 2022₹3.00 Cr
Mar 2023−₹1.00 Cr
Mar 2024₹23.00 Cr
Mar 2025₹12.00 Cr
Mar 2026₹68.00 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹0.00 Cr
Mar 2018₹0.00 Cr
Mar 2019₹0.00 Cr
Mar 2020₹0.00 Cr
Mar 2021₹0.00 Cr
Mar 2022−₹1.00 Cr
Mar 2023−₹14.00 Cr
Mar 2024₹18.00 Cr
Mar 2025₹3.00 Cr
Mar 2026₹53.00 Cr

Quarterly Results

₹ Cr
512399 quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
2
1
9
5
6
3
0
2
3
2
25
42
59
Expenses
0
0
2
0
1
0
6
0
2
0
1
4
1
Financing Profit
2
1
7
5
5
2
−5
2
0
1
24
38
58
Fin. Margin %
72%
69%
82%
90%
82%
84%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
72%
11%
64%
94%
91%
99%
Other Income
0
5
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0
0
0
1
0
0
0
0
0
0
0
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
2
5
7
5
5
2
−6
1
0
1
24
38
58
Tax %
19%
0%
0%
24%
25%
−2%
−5%
−50%
27%
25%
15%
15%
15%
Net Profit
2
5
7
3
4
2
−5
2
0
1
20
32
50
EPS (₹)
0.31
1.09
1.48
0.53
0.56
0.34
−0.81
0.33
0.02
0.14
3.06
4.9
7.57

Profit & Loss

₹ Cr
512399 profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
1
1
1
0
1
1
0
3
−1
23
12
68
128
Expenses
0
0
0
0
0
0
0
2
11
2
6
3
6
Financing Profit
1
1
1
0
0
0
0
−1
−13
20
3
63
122
Fin. Margin %
83%
73%
77%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
25%
19%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
−36%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
86%
30%
94%
95%
Other Income
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0
0
0
0
0
2
1
1
2
1
1
Depreciation
0
0
0
0
0
0
0
0
0
0
1
1
1
PBT
1
1
1
0
0
0
0
−1
−13
19
3
63
121
Tax %
33%
33%
34%
38%
169%
23%
3%
0%
11%
8%
5%
15%
—
Net Profit
0
0
0
0
0
0
0
−1
−14
18
3
53
103
EPS (₹)
0.31
0.27
0.31
0.13
−0.07
0.08
−0.14
−0.44
−2.79
2.75
0.41
8.11
15.67
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
4%
0%
1%
—

Balance Sheet

₹ Cr
512399 balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
1
1
1
1
1
2
5
5
10
13
13
13
Reserves
3
3
4
4
4
2
12
7
16
56
281
280
Borrowing
0
0
0
0
3
3
0
40
30
19
20
1
Other Liabilities
0
0
0
0
0
0
0
0
0
2
67
52
Total Liabilities
4
4
5
5
8
8
17
52
56
91
380
346
Fixed Assets
0
0
0
0
0
0
0
0
0
1
2
1
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
0
0
0
0
0
3
11
35
26
34
325
246
Other Assets
4
4
5
5
8
4
6
17
30
56
53
99
Total Assets
4
4
5
5
8
8
17
52
56
91
380
346

Cash Flow

₹ Cr
512399 cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
0
0
0
−3
0
0
0
−6
−6
−7
10
58
Investing
0
1
1
0
0
−3
−10
−29
8
−6
−9
9
Financing
0
0
0
3
0
3
10
35
−2
13
1
−61
Net Cash Flow
0
1
0
0
0
0
0
0
1
0
1
6
Free Cash Flow
0
0
0
−3
0
0
0
−6
−6
−9
8
58

Ratios

512399 financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
10%
8%
8%
3%
−2%
2%
−3%
−8%
−74%
38%
1%
18%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Sera Investments & Finance insights

40 extracted metrics across FY09–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 57.50%
  • Public 28.34%
  • Others 10.04%
  • FIIs 4.12%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Not shown for some quarters: Others. Not available separately for this quarter: the shareholding filing gives Public and Others as one figure, shown under Public, so Others is left blank rather than estimated.

Documents

Frequently Asked Questions about Sera Investments & Finance India

What does Sera Investments & Finance India Ltd do?
Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity
Where is Sera Investments & Finance India Ltd (SERA) listed?
Sera Investments & Finance India Ltd trades under code 512399 on the BSE.
Which sector does Sera Investments & Finance India Ltd belong to?
Sera Investments & Finance India Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Sera Investments & Finance India Ltd?
Sera Investments & Finance India Ltd trades at a PE ratio of 3.96 as of 4 Nov 2026, on earnings per share of ₹15.67, against a book value of ₹34.97 per share.
What is the 52-week high and low of Sera Investments & Finance India Ltd?
Over the last 52 weeks Sera Investments & Finance India Ltd has traded between ₹32.5 and ₹64.01 as of 4 Nov 2026.
Does Sera Investments & Finance India Ltd pay dividends?
Sera Investments & Finance India Ltd has a dividend yield of 0.17%.
What is the Return on Equity (ROE) of Sera Investments & Finance India Ltd?
Sera Investments & Finance India Ltd reported a return on equity of 18.10%. Its debt-to-equity ratio is 0.00.

Company Information

Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity

Website sera-india.com
CEO Ms. Shweta Samirbhai Shah
Employees 5
Face Value ₹2

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