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K Z Leasing & Finance

511728 BSE
₹16.01

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P/E
16.85
View as Markdown
MCP
Close 29 Oct 2026 ₹16.01 −9.05 −36.1% 1Y
Start ₹25.06

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures at the close · EPS basis: Standalone · TTM

Debt to Equity
1.44
EPS (TTM)
₹0.95
Book Value
₹50.68
Market Cap
—
P/E (TTM)
16.85
P/B
0.32
ROE
−1.22%
Dividend Yield
0.00%
52W High
₹27.75
52W Low
₹14.52
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

43 Weak

Data confidence 82/100

Category scores

Quality
47
Average
Returns, margins, earnings quality 24% weight
Valuation
48
Average
Cheap vs sector & own history 26% weight
Growth
19
Poor
Sales & profit trajectory 10% weight
Momentum
30
Poor
Trend strength, vol-adjusted 13% weight
Ownership
50
Average
FII/DII/promoter flows 26% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Stock is trading at 0.32 times its book value

Weaknesses

4
  • Company has low interest coverage ratio.
  • Promoter holding is low: 30.2%
  • Company has a low return on equity of 1.77% over last 3 years.
  • Earnings include an other income of Rs.3.54 Cr.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bearish1072
OscillatorsBullish072
Moving AveragesStrong Bearish1000

Key readings

RSI (14)
43.22
Neutral
MACD (12,26,9)
−0.52
Bullish
SMA (50)
17.47
Bearish
SMA (200)
20.30
Bearish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+15.66%
5Y+19.33%
3Y+17.58%
1Y+36.05%
TTM−51.39%

Net profit

Net profit growth by window
10YTurned to loss
5YTurned to loss
3YTurned to loss
1YLoss widened by ₹0.02 Cr
TTMTurned to profit

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹0.89 Cr
Mar 2018₹1.00 Cr
Mar 2019₹0.87 Cr
Mar 2020₹1.12 Cr
Mar 2021₹1.31 Cr
Mar 2022₹2.24 Cr
Mar 2023₹1.95 Cr
Mar 2024₹4.86 Cr
Mar 2025₹2.33 Cr
Mar 2026₹3.17 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹0.09 Cr
Mar 2018₹0.13 Cr
Mar 2019₹0.05 Cr
Mar 2020₹0.24 Cr
Mar 2021₹0.15 Cr
Mar 2022₹0.22 Cr
Mar 2023₹0.29 Cr
Mar 2024₹0.72 Cr
Mar 2025−₹0.19 Cr
Mar 2026−₹0.21 Cr

Quarterly Results

₹ Cr
511728 quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
2.8
0.17
0.27
−0.01
0.12
0.18
0.23
0.17
0.14
0.1
0.1
0.09
0.06
Expenses
0.33
0.28
0.66
1.44
0.32
0.66
0.74
0.41
0.67
0.4
0.33
0.33
0.38
Financing Profit
2.33
−0.21
−0.46
−1.58
−0.35
−0.6
−0.59
−0.35
−0.71
−0.47
−0.91
−0.85
−0.81
Fin. Margin %
83.21%
−123.53%
−170.37%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
−291.67%
−333.33%
−256.52%
−205.88%
−507.14%
−470%
−910%
−944.44%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
Other Income
−0.1
0.67
0.96
−0.63
3.25
2.18
−4.61
0.83
1.56
−0.38
0.33
1.23
2.36
Interest
0.14
0.1
0.07
0.13
0.15
0.12
0.08
0.11
0.18
0.17
0.68
0.61
0.49
Depreciation
0
0
0
0
0
0
0
0
0
0.01
0.01
0
0
PBT
2.23
0.46
0.5
−2.21
2.9
1.58
−5.2
0.48
0.85
−0.86
−0.59
0.38
1.55
Tax %
26.01%
26.09%
26%
−26.24%
26.21%
25.95%
−22.31%
−14.58%
25.88%
0%
0%
−57.89%
26.45%
Net Profit
1.65
0.34
0.37
−1.64
2.14
1.17
−4.04
0.55
0.63
−0.86
−0.59
0.6
1.14
EPS (₹)
5.43
1.12
1.22
−5.39
7.04
3.85
−13.28
1.81
2.07
−2.83
−1.94
1.97
3.75

Profit & Loss

₹ Cr
511728 profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
0.82
0.74
0.89
1
0.87
1.12
1.31
2.24
1.95
4.86
2.33
3.17
0.35
Expenses
0.36
0.39
0.52
0.72
0.52
0.49
0.65
1.46
1.04
2.7
2.12
1.72
1.44
Financing Profit
0.32
0.13
0.18
0.15
0.05
0.27
0.15
0.23
0.61
1.72
−0.24
−0.19
−3.04
Fin. Margin %
39.02%
17.57%
20.22%
15%
5.75%
24.11%
11.45%
10.27%
31.28%
35.39%
−10.3%
−5.99%
−868.57%
Other Income
0
0
0
0
0
0
0
0
−0.21
−0.73
0
0
3.54
Interest
0.14
0.22
0.19
0.13
0.3
0.36
0.51
0.55
0.3
0.44
0.45
1.64
1.95
Depreciation
0
0.01
0
0
0
0.01
0.01
0.01
0.01
0.01
0.02
0.02
0.02
PBT
0.32
0.12
0.18
0.15
0.05
0.26
0.14
0.22
0.39
0.98
−0.26
−0.21
0.48
Tax %
21.88%
0%
50%
6.67%
−20%
7.69%
0%
0%
28.21%
25.51%
−26.92%
0%
—
Net Profit
0.24
0.12
0.09
0.13
0.05
0.24
0.15
0.22
0.29
0.72
−0.19
−0.21
0.29
EPS (₹)
0.79
0.39
0.3
0.43
0.16
0.79
0.49
0.72
0.95
2.37
−0.62
−0.69
0.95
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—

Balance Sheet

₹ Cr
511728 balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
3.04
3.04
3.04
3.04
3.04
3.04
3.04
3.04
3.04
3.04
3.04
3.04
Reserves
5.28
5.42
5.51
5.08
9.1
8.33
13.42
15.04
13.91
17.69
16.03
12.37
Borrowing
1.92
1.77
0.33
0.76
2.94
3.69
5.67
4.19
4.89
7.25
2
22.2
Other Liabilities
0.12
0.02
0.06
0.09
2.93
3.4
1.96
3.32
2.77
4.39
3.7
2.05
Total Liabilities
10.36
10.25
8.94
8.97
18.01
18.46
24.09
25.59
24.61
32.37
24.77
39.66
Fixed Assets
0.05
0.04
0.04
0.05
0.05
0.04
0.04
0.06
0.06
0.08
0.08
0.06
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
4.28
4.33
3.1
2.6
8.6
7.77
13.67
15.3
13.18
21.01
16.87
31.71
Other Assets
6.03
5.88
5.8
6.32
9.36
10.65
10.38
10.23
11.37
11.28
7.82
7.89
Total Assets
10.36
10.25
8.94
8.97
18.01
18.46
24.09
25.59
24.61
32.37
24.77
39.66

Cash Flow

₹ Cr
511728 cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
−0.42
−0.6
−0.44
−0.48
−0.35
−0.25
−0.52
−0.44
0.03
−1.38
0.98
−4.65
Investing
1.83
−0.26
1.88
−0.2
−3.03
−1.61
0.6
2.21
−1.04
−0.98
4.29
−15.55
Financing
1.61
−0.14
−1.46
0.19
3.89
1.47
−0.08
−1.5
0.7
2.36
−5.24
20.2
Net Cash Flow
3.02
−1
−0.02
−0.49
0.51
−0.4
−0.01
0.27
−0.31
0
0.03
0
Free Cash Flow
−0.42
−0.6
−0.44
−0.49
−0.36
−0.25
−0.52
−0.46
0.02
−1.41
0.97
−4.65

Ratios

511728 financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
2.93%
1.43%
1.06%
1.56%
0.49%
2.04%
1.08%
1.27%
1.66%
7.38%
−0.95%
−1.22%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view K Z Leasing & Finance insights

44 extracted metrics across FY10–FY27.

Shareholding Pattern

As of Sep 2026

  • Public 61.71%
  • Promoters 30.25%
  • Others 8.04%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about K Z Leasing & Finance

What does K Z Leasing & Finance Ltd do?
Incorporated in 1986, K Z Leasing & Finance is in the business of providing loans & finance.
Where is K Z Leasing & Finance Ltd (KZLFIN) listed?
K Z Leasing & Finance Ltd trades under code 511728 on the BSE.
Which sector does K Z Leasing & Finance Ltd belong to?
K Z Leasing & Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of K Z Leasing & Finance Ltd?
K Z Leasing & Finance Ltd trades at a PE ratio of 16.85 as of 29 Oct 2026, on earnings per share of ₹0.95, against a book value of ₹50.68 per share.
What is the 52-week high and low of K Z Leasing & Finance Ltd?
Over the last 52 weeks K Z Leasing & Finance Ltd has traded between ₹14.52 and ₹27.75 as of 29 Oct 2026.
What is the Return on Equity (ROE) of K Z Leasing & Finance Ltd?
K Z Leasing & Finance Ltd reported a return on equity of -1.22%. Its debt-to-equity ratio is 1.44.

Company Information

Incorporated in 1986, K Z Leasing & Finance is in the business of providing loans & finance.

Face Value ₹10

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