Gujarat Credit Corporation

Financial Services

511441 BSE

BSE: 511441 Other Financial Services

₹19.00

Close · 02 Nov 2026

P/E: Not meaningful: last twelve months’ earnings are mostly a one-off item

View as Markdown

MCP

Close 2 Nov 2026 ₹19.00 −7.20 −27.5% 1Y

Start ₹26.20

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures at the 02 Nov 2026 close · EPS basis: Consolidated · TTM

ROCE: 0.07%
Debt to Equity: 1.60
EPS (TTM): ₹1.26
Book Value: ₹38.53

Market Cap: —
P/E (TTM): Not meaningful: last twelve months’ earnings are mostly a one-off item
P/B: 0.49
ROE: 0.69%
Dividend Yield: 0.00%
EBITDA: ₹0.00
52W High: ₹33.49
52W Low: ₹18.88

Tapetide Score

Data-driven rating, 0–100, as of 21 Oct 2026. How it works →

Overall score

40 Weak

Data confidence 86/100

Category scores

Quality: 40; Weak; Returns, margins, earnings quality 24% weight
Valuation: 48; Average; Cheap vs sector & own history 26% weight
Financial Health: 1; Poor; Solvency, leverage, coverage 10% weight
Momentum: 21; Poor; Trend strength, vol-adjusted 13% weight
Ownership: 50; Average; FII/DII/promoter flows 26% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

Stock is trading at 0.49 times its book value

Weaknesses

Promoter holding is low: 33.4%
Company has a low return on equity of -2.35% over last 3 years.
Company might be capitalizing the interest cost

Technical Indicators

Technical signals: verdict and indicator counts
Group	Signal	Bearish	Neutral	Bullish
Overall	Strong Bearish	12	4	3
Oscillators	Bullish	2	4	3
Moving Averages	Strong Bearish	10	0	0

Oscillators

Bullish

Bearish

Neutral

Bullish

Overall

Strong Bearish

Bearish

Neutral

Bullish

Moving Averages

Strong Bearish

Bearish

Neutral

Bullish

Key readings

RSI (14): 31.76; Neutral
MACD (12,26,9): −1.20; Bearish
SMA (50): 22.71; Bearish
SMA (200): 25.58; Bearish

As of 2 Nov 2026

Growth Rate

From the financial statements below. 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
5Y	Zero base
3Y	Zero base
1Y	Zero base
TTM	Zero base

Net profit

Net profit growth by window
5Y	Turned to profit
3Y	+38.67%
1Y	Turned to profit
TTM	Turned to profit

Operating cash flow

Operating cash flow growth by window
5Y	Outflow widened by ₹4.83 Cr
3Y	Outflow widened by ₹4.87 Cr
1Y	Turned negative
TTM	—

TTM: Reported once a year, so there is no trailing-twelve-month figure.

Operating margin· change in pp

Operating margin growth by window
5Y	No sales
3Y	No sales
1Y	No sales
TTM	No sales

Revenue by year

Revenue by year, ₹ crore
Mar 2017	₹0.00 Cr
Mar 2018	₹0.13 Cr
Mar 2019	₹0.13 Cr
Mar 2020	₹0.00 Cr
Mar 2021	₹0.00 Cr
Mar 2022	₹0.00 Cr
Mar 2023	₹0.00 Cr
Mar 2024	₹0.00 Cr
Mar 2025	₹0.00 Cr
Mar 2026	₹0.00 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017	₹0.15 Cr
Mar 2018	₹0.15 Cr
Mar 2019	₹0.20 Cr
Mar 2020	₹0.09 Cr
Mar 2021	−₹0.20 Cr
Mar 2022	₹1.50 Cr
Mar 2023	₹0.03 Cr
Mar 2024	−₹0.11 Cr
Mar 2025	−₹0.87 Cr
Mar 2026	₹0.08 Cr

Quarterly Results

₹ Cr

511441 quarterly results, ₹ crore
Particulars	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	0	0	0	0	0	0	0	0	0	0	0	0	0
Expenses	0.08	0.04	0.04	0.05	0.07	0.03	0.03	0.32	0.09	0.08	0.07	0.04	0.17
Operating Profit	−0.08	−0.04	−0.04	−0.05	−0.07	−0.03	−0.03	−0.32	−0.09	−0.08	−0.07	−0.04	−0.17
Other Income	0.1	0.06	0	0.07	0	0.04	0.04	0.09	0	0	0	0.3	0.09
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
PBT	0.02	0.02	−0.04	0.02	−0.07	0.01	0.01	−0.23	−0.09	−0.08	−0.07	0.26	−0.08
Tax %	0%	50%	0%	−50%	0%	0%	0%	−8.7%	0%	0%	0%	0%	0%
Net Profit	0.06	−0.04	−0.08	−0.04	−0.13	−0.24	0.51	−0.24	−0.18	−0.23	−0.12	0.5	−0.08
EPS (₹)	0.02	−0.02	−0.03	−0.02	−0.05	−0.1	0.2	−0.1	−0.07	−0.09	−0.05	1.67	−0.27

Profit & Loss

₹ Cr

511441 profit and loss, annual, ₹ crore
Particulars	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Sales	0	0.13	0.13	0	0	0	0	0	0	0	0
Expenses	0.24	0.13	0.22	0.22	0.26	0.18	0.21	0.21	0.45	0.28	0.36
Operating Profit	−0.24	0	−0.09	−0.22	−0.26	−0.18	−0.21	−0.21	−0.45	−0.28	−0.36
OPM %	—	0%	−69.23%	—	—	—	—	—	—	—	—
Other Income	0.29	0.08	0.49	0.28	0.36	0.25	0.25	0.23	0.17	0.3	0.39
Interest	0.01	0	0	0	0	0	0	0	0	0	0
Depreciation	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0	0	0	0
PBT	0.02	0.07	0.39	0.05	0.09	0.06	0.03	0.02	−0.28	0.02	0.03
Tax %	50%	0%	20.51%	0%	33.33%	33.33%	100%	50%	−3.57%	0%	—
Net Profit	0.15	0.15	0.2	0.09	−0.2	1.5	0.03	−0.11	−0.87	0.08	0.07
EPS (₹)	0.06	0.06	0.08	0.04	−0.08	0.6	0.01	−0.04	−0.35	0.27	1.26
Div. Payout %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	—

Balance Sheet

₹ Cr

511441 balance sheet, annual, ₹ crore
Particulars	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	10.08	10.08	10.08	10.08	10.08	8.5	8.5	8.5	8.5	3
Reserves	2.22	2.43	2.46	2.53	2.36	5.46	5.48	5.39	3.11	8.68
Borrowings	17.79	17.82	17.45	17.5	17.47	17.44	18.61	17.38	12.44	18.67
Other Liabilities	0.04	0.04	0.12	0.07	0.06	0.1	0.12	1.44	7.04	2.38
Total Liabilities	30.13	30.37	30.11	30.18	29.97	31.5	32.71	32.71	31.09	32.73
Fixed Assets	26.69	26.94	27.02	27.05	27.08	27.11	28.01	28.39	29.04	30.28
CWIP	0	0	0	0	0	0	0	0	0	0
Investments	3.05	3.21	2.83	2.86	2.62	4.15	4.16	4.06	2.04	2.1
Other Assets	0.39	0.22	0.26	0.27	0.27	0.24	0.54	0.26	0.01	0.35
Total Assets	30.13	30.37	30.11	30.18	29.97	31.5	32.71	32.71	31.09	32.73

Cash Flow

₹ Cr

511441 cash flow, annual, ₹ crore
Particulars	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating	19.67	0.38	0.25	0.03	−0.17	0.13	−0.13	0.16	5.56	−5
Investing	−20.12	−0.44	0.12	−0.08	0.2	−0.09	−1.03	−0.26	−0.64	−1.24
Financing	0.44	0.03	−0.37	0.04	−0.03	−0.03	1.18	0.1	−4.94	6.23
Net Cash Flow	0	−0.03	0	0	0	0.01	0.01	0	−0.02	−0.01
Free Cash Flow	−0.68	0.09	0.16	−0.02	−0.22	0.08	−1.04	−0.22	4.91	−6.24
CFO/EBITDA	−8,196	—	−278	−14	65	−72	62	−86	−1,236	1,775

Ratios

511441 financial ratios, annual
Particulars	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	—	0	0	—	—	—	—	—	—	—
Cash Conversion Cycle	—	0	0	—	—	—	—	—	—	—
Working Capital Days	—	−112	−225	—	—	—	—	—	—	—
ROCE %	—	0.2%	1.29%	0.17%	0.33%	0.23%	0.09%	0.06%	−1.01%	0.07%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

55 extracted metrics across FY11–FY27.

Shareholding Pattern

As of Sep 2026

Public 54.59%
Promoters 33.43%
Others 11.98%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about Gujarat Credit Corporation

What does Gujarat Credit Corporation Ltd do?

Gujarat Credit Corporation Ltd is an Ahmedabad-based real-estate company providing materials for real-estate development.

Where is Gujarat Credit Corporation Ltd (GUJCRED) listed?

Gujarat Credit Corporation Ltd trades under code 511441 on the BSE.

Which sector does Gujarat Credit Corporation Ltd belong to?

Gujarat Credit Corporation Ltd is classified under the Financial Services sector, in the Other Financial Services industry.

What is the 52-week high and low of Gujarat Credit Corporation Ltd?

Over the last 52 weeks Gujarat Credit Corporation Ltd has traded between ₹18.88 and ₹33.49 as of 2 Nov 2026.

What is the Return on Equity (ROE) of Gujarat Credit Corporation Ltd?

Gujarat Credit Corporation Ltd reported a return on equity of 0.69%. Its debt-to-equity ratio is 1.60.

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Gujarat Credit Corporation

Key Fundamentals

Overall score

Category scores

Key Insights

Strengths

Weaknesses

Technical Indicators

Oscillators

Overall

Moving Averages

Key readings

Growth Rate

Revenue

Net profit

Operating cash flow

Operating margin· change in pp

Revenue by year

Net profit by year

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flow

Ratios

Insights

Shareholding Pattern

Documents

Frequently Asked Questions about Gujarat Credit Corporation

Company Information

For AI agents and developers

Explore More