Sakthi Finance
Financial Services
511066 BSE
₹25.45
Close ·
- P/E
- 9.50
Close 4 Nov 2026 ₹25.45 −18.46 −42.0% 1Y
Start ₹43.91
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- Debt to Equity
- 4.83
- EPS (TTM)
- ₹2.68
- Book Value
- ₹37.30
- Market Cap
- —
- P/E (TTM)
- 9.50
- P/B
- 0.68
- ROE
- 7.33%
- Dividend Yield
- 3.15%
- 52W High
- ₹44.40
- 52W Low
- ₹20.20
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
62 Good
Data confidence 94/100
Category scores
- Quality
- 78
- Strong
- Returns, margins, earnings quality 22% weight
- Valuation
- 83
- Strong
- Cheap vs sector & own history 24% weight
- Growth
- 43
- Weak
- Sales & profit trajectory 9% weight
- Financial Health
- 34
- Poor
- Solvency, leverage, coverage 9% weight
- Momentum
- 49
- Average
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
3- Stock is trading at 0.70 times its book value
- Stock is providing a good dividend yield of 3.08%.
- Company has been maintaining a healthy dividend payout of 31.4%
Weaknesses
3- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 4.24% over past five years.
- Company has a low return on equity of 7.39% over last 3 years.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Bearish | 9 | 6 | 4 |
| Oscillators | Bullish | 1 | 6 | 2 |
| Moving Averages | Strong Bearish | 8 | 0 | 2 |
Oscillators
Bullish
Bearish
1
Neutral
6
Bullish
2
Overall
Bearish
Bearish
9
Neutral
6
Bullish
4
Moving Averages
Strong Bearish
Bearish
8
Neutral
0
Bullish
2
Key readings
- RSI (14)
- 48.11
- Neutral
- MACD (12,26,9)
- −0.17
- Bullish
- SMA (50)
- 26.23
- Bearish
- SMA (200)
- 27.11
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +2.31% |
|---|---|
| 5Y | +4.29% |
| 3Y | +3.20% |
| 1Y | −1.86% |
| TTM | −3.51% |
Net profit
| 10Y | +2.72% |
|---|---|
| 5Y | +13.56% |
| 3Y | +12.31% |
| 1Y | 0.00% |
| TTM | +2.55% |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹168 Cr |
|---|---|
| Mar 2018 | ₹166 Cr |
| Mar 2019 | ₹165 Cr |
| Mar 2020 | ₹170 Cr |
| Mar 2021 | ₹171 Cr |
| Mar 2022 | ₹181 Cr |
| Mar 2023 | ₹192 Cr |
| Mar 2024 | ₹207 Cr |
| Mar 2025 | ₹215 Cr |
| Mar 2026 | ₹211 Cr |
Net profit by year
| Mar 2017 | ₹17.00 Cr |
|---|---|
| Mar 2018 | ₹12.00 Cr |
| Mar 2019 | ₹12.00 Cr |
| Mar 2020 | ₹11.00 Cr |
| Mar 2021 | ₹9.00 Cr |
| Mar 2022 | ₹10.00 Cr |
| Mar 2023 | ₹12.00 Cr |
| Mar 2024 | ₹16.00 Cr |
| Mar 2025 | ₹17.00 Cr |
| Mar 2026 | ₹17.00 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 49.15 | 51.22 | 52.21 | 54.16 | 53.21 | 54.29 | 54.79 | 52.7 | 53.75 | 52.87 | 54.81 | 49.28 | 51 |
| Expenses | 14.92 | 15.59 | 16.07 | 17.09 | 16.81 | 16.53 | 17.04 | 15.71 | 15.15 | 14.36 | 16.03 | 9.53 | 14.08 |
| Financing Profit | 5.99 | 6.66 | 7.3 | 7.4 | 6.97 | 7.18 | 7.49 | 7.42 | 7.34 | 7.01 | 6.93 | 8.35 | 7.46 |
| Fin. Margin % | 12.19% | 13% | 13.98% | 13.66% | 13.1% | 13.23% | 13.67% | 14.08% | 13.66% | 13.26% | 12.64% | 16.94% | 14.63% |
| Other Income | 0 | 0 | 0 | 0 | 0.02 | 0.01 | 0.01 | 0.17 | 0 | 0 | 0.11 | 0.08 | 0.2 |
| Interest | 28.24 | 28.97 | 28.84 | 29.67 | 29.43 | 30.58 | 30.26 | 29.57 | 31.26 | 31.5 | 31.85 | 31.4 | 29.46 |
| Depreciation | 1.45 | 1.47 | 1.47 | 1.49 | 1.52 | 1.49 | 1.49 | 1.44 | 1.53 | 1.55 | 1.59 | 1.75 | 2.13 |
| PBT | 4.54 | 5.19 | 5.83 | 5.91 | 5.47 | 5.7 | 6.01 | 6.15 | 5.81 | 5.46 | 5.45 | 6.68 | 5.53 |
| Tax % | 24.01% | 27.75% | 25.9% | 29.1% | 29.07% | 37.37% | 23.46% | 25.2% | 29.09% | 31.14% | 31.19% | 15.87% | 24.23% |
| Net Profit | 3.45 | 3.75 | 4.32 | 4.19 | 3.89 | 3.57 | 4.6 | 4.59 | 4.12 | 3.76 | 3.75 | 5.62 | 4.18 |
| EPS (₹) | 0.53 | 0.58 | 0.67 | 0.65 | 0.6 | 0.55 | 0.71 | 0.71 | 0.64 | 0.58 | 0.58 | 0.87 | 0.65 |
| Gross NPA % | — | — | — | 5.25% | — | 5.13% | 5.2% | 4.92% | 4.69% | 4.92% | 4.81% | — | — |
| Net NPA % | — | — | — | 2.62% | — | 2.6% | 2.75% | 2.39% | 2.17% | 2.17% | 2.25% | — | — |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 148 | 168 | 168 | 166 | 165 | 170 | 171 | 181 | 192 | 207 | 215 | 211 | 208 |
| Expenses | 37 | 42 | 43 | 47 | 48 | 50 | 49 | 56 | 60 | 64 | 66 | 55 | 54 |
| Financing Profit | 21 | 24 | 22 | 19 | 18 | 19 | 17 | 18 | 23 | 27 | 29 | 30 | 30 |
| Fin. Margin % | 14% | 14% | 13% | 12% | 11% | 11% | 10% | 10% | 12% | 13% | 14% | 14% | 14% |
| Other Income | 3 | 0 | 3 | 3 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 90 | 103 | 103 | 100 | 99 | 101 | 105 | 108 | 109 | 116 | 120 | 126 | 124 |
| Depreciation | 2 | 3 | 3 | 3 | 4 | 5 | 4 | 5 | 5 | 6 | 6 | 6 | 7 |
| PBT | 21 | 20 | 21 | 19 | 17 | 14 | 13 | 13 | 17 | 21 | 23 | 23 | 23 |
| Tax % | 26% | 39% | 21% | 36% | 29% | 20% | 26% | 26% | 28% | 27% | 29% | 26% | — |
| Net Profit | 16 | 13 | 17 | 12 | 12 | 11 | 9 | 10 | 12 | 16 | 17 | 17 | 17 |
| EPS (₹) | 3.17 | 2.51 | 3.35 | 2.39 | 2.39 | 1.73 | 1.43 | 1.47 | 1.93 | 2.43 | 2.57 | 2.67 | 2.68 |
| Div. Payout % | 32% | 40% | 30% | 42% | 42% | 35% | 42% | 41% | 36% | 33% | 31% | 30% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 50 | 50 | 50 | 50 | 50 | 65 | 65 | 65 | 65 | 65 | 65 | 65 |
| Reserves | 91 | 95 | 103 | 108 | 112 | 122 | 127 | 133 | 142 | 154 | 165 | 177 |
| Borrowing | 847 | 756 | 875 | 884 | 875 | 1,009 | 1,023 | 1,052 | 1,074 | 1,175 | 1,109 | 1,169 |
| Other Liabilities | 175 | 179 | 51 | 51 | 86 | 24 | 22 | 20 | 20 | 31 | 30 | 24 |
| Total Liabilities | 1,163 | 1,080 | 1,079 | 1,094 | 1,123 | 1,220 | 1,238 | 1,269 | 1,301 | 1,424 | 1,368 | 1,434 |
| Fixed Assets | 58 | 65 | 65 | 63 | 62 | 79 | 76 | 75 | 73 | 70 | 68 | 80 |
| CWIP | 0 | 1 | 0 | 1 | 2 | 0 | 1 | 0 | 0 | 1 | 3 | 0 |
| Investments | 24 | 23 | 26 | 27 | 30 | 27 | 27 | 25 | 13 | 14 | 23 | 60 |
| Other Assets | 1,080 | 990 | 988 | 1,003 | 1,030 | 1,114 | 1,134 | 1,170 | 1,214 | 1,339 | 1,274 | 1,293 |
| Total Assets | 1,163 | 1,080 | 1,079 | 1,094 | 1,123 | 1,220 | 1,238 | 1,269 | 1,301 | 1,424 | 1,368 | 1,434 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 66 | −102 | −25 | 92 | 15 | −136 | 6 | 2 | −2 | −28 | 22 | 118 |
| Investing | −4 | −9 | 2 | 5 | 1 | 5 | 2 | −7 | 20 | −9 | −14 | −69 |
| Financing | 45 | 8 | 27 | −90 | −20 | 109 | −6 | 5 | −3 | 100 | −57 | 62 |
| Net Cash Flow | 107 | −104 | 4 | 6 | −4 | −22 | 3 | 1 | 16 | 63 | −49 | 111 |
| Free Cash Flow | 65 | −118 | −27 | 90 | 11 | −137 | 5 | −1 | −5 | −32 | 16 | 102 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 12% | 10% | 11% | 8% | 7% | 6% | 5% | 5% | 6% | 7% | 7% | 7% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Sakthi Finance insights
48 extracted metrics across FY15–FY27.
Documents
- Q3 FY26 concall · Feb 2026PPT
- 14 Jul 2026
- 16 Jul 2025
- 19 Nov 2024
- 23 May 2024
- 5 Feb 2024
- General announcements 7 Oct 2026
Frequently Asked Questions about Sakthi Finance
What does Sakthi Finance Ltd do?
Incorporated in 1955, Sakthi Finance provides financing in India
Where is Sakthi Finance Ltd (SAKTHIFIN) listed?
Sakthi Finance Ltd trades under code 511066 on the BSE.
Which sector does Sakthi Finance Ltd belong to?
Sakthi Finance Ltd is classified under the Financial Services sector, in the Investment Company industry.
What is the PE ratio of Sakthi Finance Ltd?
Sakthi Finance Ltd trades at a PE ratio of 9.50 as of 4 Nov 2026, on earnings per share of ₹2.68, against a book value of ₹37.3 per share.
What is the 52-week high and low of Sakthi Finance Ltd?
Over the last 52 weeks Sakthi Finance Ltd has traded between ₹20.2 and ₹44.4 as of 4 Nov 2026.
Does Sakthi Finance Ltd pay dividends?
Sakthi Finance Ltd has a dividend yield of 3.15%.
What is the Return on Equity (ROE) of Sakthi Finance Ltd?
Sakthi Finance Ltd reported a return on equity of 7.33%. Its debt-to-equity ratio is 4.83.
Company Information
Incorporated in 1955, Sakthi Finance provides financing in India
Website sakthifinance.com
CEO Mr. Balasubramaniam Mahalingam M.Com., MBA
Employees 675
Face Value ₹10
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