---
title: "Finbud Financial Services Ltd (FINBUD) — Share Price, Financials & Analysis"
symbol: "FINBUD"
company: "Finbud Financial Services Ltd"
canonical: "https://tapetide.com/stocks/FINBUD"
isin: "INE0EDU01014"
nse_symbol: "FINBUD"
sector: "Financial Services"
industry: "Fintech"
market_cap_cr: 249.36
generated_at: "2026-09-13T18:35:51.705Z"
---

# Finbud Financial Services Ltd (FINBUD)

Canonical page: https://tapetide.com/stocks/FINBUD

## Company

- **NSE Symbol:** FINBUD
- **ISIN:** INE0EDU01014
- **Sector:** Financial Services
- **Industry:** Fintech
- **Macro Sector:** Financial Services
- **Stock Type:** EQUITY
- **Listed Since:** 2025-11-13
- **Face Value:** ₹10
- **F&O Eligible:** No
- **Website:** financebuddha.com

## About

Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.[1]

## Latest Price

- **Price:** ₹128.55
- **Change:** -2.35 (-1.8%)
- **Open:** ₹127.5
- **Day High:** ₹129.95
- **Day Low:** ₹127.25
- **Previous Close:** ₹130.9
- **Volume:** 8000
- **As Of:** 2026-09-11T09:59:52+00:00

## Key Fundamentals

Observed at 2026-09-11T04:49:07.529539Z.

- **Market Cap:** ₹249.36 Cr
- **Classification:** SME
- **P/E (reported):** 21.4
- **Book Value:** ₹60.59
- **Price to Book:** 2.16
- **Dividend Yield:** 0%
- **ROE:** 23.61%
- **ROCE:** 32.65%
- **Debt to Equity:** 0.2
- **Revenue (yearly):** ₹316.1 Cr
- **Net Income:** ₹11.65 Cr
- **EBITDA:** ₹18.14 Cr
- **52-Week High:** ₹164.85
- **52-Week Low:** ₹76
- **RSI (14):** 46.96

## Tapetide Score

- **Score:** 50 / 100
- **Score date:** 2026-09-04
- **Archetype:** Trend Ahead of Fundamentals
- **What it means:** The price trend is running ahead of what the financials currently support. Moves like this depend on the fundamentals catching up; check what would have to be true for that.
- **Pillar profile:** Quality: Average · Valuation: Expensive · Momentum: Rising
- **Percentile:** 47.7 (of 4473 scored stocks)
- **Confidence:** 97%
- **Data coverage:** 94%

| Pillar | Score | Weight |
| --- | --- | --- |
| financial health | 39.06 | 9% |
| growth | 69.4 | 9% |
| momentum | 85.13 | 12% |
| ownership | 45.5 | 24% |
| quality | 55.29 | 22% |
| valuation | 30.54 | 24% |

The Tapetide Score is decision-support only, not investment advice.

## Key Insights

### Weaknesses

- Though the company is reporting repeated profits, it is not paying out dividend

## Growth Rates

| Metric | QoQ | 1Y | 3Y | 5Y |
| --- | --- | --- | --- | --- |
| cash flow growth | — | -534.76% | -595.54% | -117.79% |
| ebitda margin growth | — | -14.26% | 2.33% | 142.98% |
| net income growth | — | 37.06% | 85% | — |
| revenue growth | 178.7% | 41.43% | 33% | 29.11% |
| roce | — | -36.43% | 27.54% | 30.83% |
| roe | — | -51.96% | 34.23% | -21.12% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2026 |
| --- | --- |
| Sales | 177.12 |
| Expenses | 167.9 |
| Operating Profit | 9.22 |
| OPM % | 5.21 |
| Other Income | 1.62 |
| Interest | 1.41 |
| Depreciation | 1.43 |
| Profit before tax | 8 |
| Tax % | 20.62 |
| Net Profit | 6.35 |
| EPS in Rs | 3.33 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- |
| Sales | 88 | 135 | 190 | 223 | 316 |
| Expenses | 86 | 131 | 180 | 209 | 298 |
| Operating Profit | 2 | 4 | 11 | 15 | 18 |
| OPM % | 2.3 | 3.1 | 6 | 7 | 6 |
| Other Income | 0 | 0 | 0 | 0 | 2 |
| Interest | 1 | 1 | 1 | 1 | 3 |
| Depreciation | 1 | 1 | 1 | 2 | 2 |
| Profit before tax | 0 | 2 | 8 | 12 | 15 |
| Tax % | 106 | 25 | 30 | 29 | 24 |
| Net Profit | 0 | 2 | 6 | 8 | 12 |
| EPS in Rs | -6.37 | 1171.97 | 3605.1 | 6.07 | 6.12 |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- |
| Equity Capital | 0.02 | 0.02 | 0.02 | 14 | 19 |
| Reserves | 4 | 6 | 12 | 22 | 96 |
| Borrowings | 6 | 7 | 12 | 19 | 23 |
| Other Liabilities | 15 | 14 | 21 | 14 | 28 |
| Total Liabilities | 25 | 28 | 45 | 69 | 167 |
| Fixed Assets | 2 | 2 | 2 | 3 | 5 |
| CWIP | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 6 |
| Other Assets | 23 | 26 | 43 | 66 | 156 |
| Total Assets | 25 | 28 | 45 | 69 | 167 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- |
| Cash from Operating Activity | 2 | 3 | -2 | -13 | -13 |
| Cash from Investing Activity | -1 | -1 | -2 | -1 | -2 |
| Cash from Financing Activity | -2 | 1 | 4 | 20 | 77 |
| Net Cash Flow | -1 | 2 | 0 | 6 | 62 |
| Free Cash Flow | 1 | 1 | -4 | -15 | -17 |
| CFO/OP | 102 | 78 | 3 | -67 | -70 |

### Ratios

| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- |
| Debtor Days | 50 | 41 | 52 | 57 | 51 |
| Cash Conversion Cycle | 50 | 41 | 52 | 57 | 51 |
| Working Capital Days | 22 | 19 | 21 | 42 | 46 |
| ROCE % | — | 29 | 49 | 34 | 18 |

## Shareholding Pattern

### Quarterly

| Category | Mar 2026 |
| --- | --- |
| Promoters | 48.25% |
| FIIs | 0.75% |
| DIIs | 5.88% |
| Government | 0% |
| Public | 25.8% |
| Others | 19.33% |
| No. of Shareholders | 625 |

## Technical Indicators

Derived from daily closing prices and recomputed each trading session; values move with the market.

- **Overall Signal:** Sell
- **Buy / Neutral / Sell:** 3 / 7 / 9

### Moving Averages — summary: **Strong Sell**

| Indicator | Value | Signal |
| --- | --- | --- |
| SMA (10) | 129.97 | Sell |
| EMA (10) | 130.85 | Sell |
| SMA (20) | 132.77 | Sell |
| EMA (20) | 132.07 | Sell |
| SMA (50) | 131.78 | Sell |
| EMA (50) | 131.29 | Sell |
| SMA (100) | 128.12 | Buy |
| EMA (100) | 128.78 | Sell |
| SMA (200) | 122.54 | Buy |
| EMA (200) | 123.94 | Buy |

### Oscillators — summary: **Sell**

| Indicator | Value | Signal |
| --- | --- | --- |
| RSI (14) | 43.34 | Neutral |
| MACD (12,26,9) | -1.17 | Sell |
| Stochastic (14,3,3) | 34.67 | Neutral |
| ADX (14) | 17.72 | Neutral |
| Williams %R (14) | -76.25 | Neutral |
| ATR (14) | 5.18 | High Volatility |
| ROC (12) | -3.35 | Sell |
| Stoch RSI (14) | 38.81 | Neutral |
| UO (7,14,28) | 51.38 | Neutral |

## Filings & Documents

### Other Documents

| Date | Document |
| --- | --- |
| 9 Sep - Finbud Financial Services Limited has informed about General Updates | [General Updates 9 Sep - Finbud Financial Services Limited has informed about General Updates](https://nsearchives.nseindia.com/corporate/FINBUD_09092026145217_LTCV_Reg30_Final.pdf) |
| 9 Sep - Corrupted newspaper-like text; no clear company-specific announcement identified. | [Copy of Newspaper Publication 9 Sep - Corrupted newspaper-like text; no clear company-specific announcement identified.](https://nsearchives.nseindia.com/corporate/FINBUD_09092026194832_Finbud_Newspaper_adv_intimation.pdf) |
| 9 March 2026 - Promoter Vivek Bhatia bought 1,000 shares; Director Parth Pande bought 5,000 shares (06–09 Mar 2026) on NSE. | [Updates 9 March 2026 - Promoter Vivek Bhatia bought 1,000 shares; Director Parth Pande bought 5,000 shares (06–09 Mar 2026) on NSE.](https://nsearchives.nseindia.com/corporate/FINBUD_09032026163958_FINBUD_Disclosure_under_SEBI__PIT__Regulations.pdf) |
| 9 April 2026 - Regulation 74(5) certificate filed for quarter ended 31 March 2026; no physical dematerialization requests received. | [Certificate under SEBI (Depositories and Participants) Regulations, 2018 9 April 2026 - Regulation 74(5) certificate filed for quarter ended 31 March 2026; no physical dematerialization requests received.](https://nsearchives.nseindia.com/corporate/FINBUD_09042026193742_Certificate_under_Regulation_74__5_.pdf) |
| 8 Sep - Finbud Financial Services Limited has informed regarding Outcome of Board Meeting held on September 08, 2026. | [Outcome of Board Meeting 8 Sep - Finbud Financial Services Limited has informed regarding Outcome of Board Meeting held on September 08, 2026.](https://nsearchives.nseindia.com/corporate/FINBUD_08092026193257_OUTCOME_OF_BM.pdf) |
| 8 Sep - 14th AGM on 30 September 2026 via VC/OAVM; annual report 2025-26 shared. | [General Updates 8 Sep - 14th AGM on 30 September 2026 via VC/OAVM; annual report 2025-26 shared.](https://nsearchives.nseindia.com/corporate/FINBUD_08092026205936_Intimation_of_letter_pursuant_to_Regulation_36_1__b_.pdf) |
| 8 Sep - 14th AGM on 30 Sep 2026; approve FY26 financials, reappoint Vivek Bhatia, appoint secretarial auditor. | [Shareholders meeting 8 Sep - 14th AGM on 30 Sep 2026; approve FY26 financials, reappoint Vivek Bhatia, appoint secretarial auditor.](https://nsearchives.nseindia.com/corporate/FINBUD_08092026200544_Intimation_of_AGM_notice.pdf) |
| 6 March 2026 - Promoter Vivek Bhatia bought 1,000 shares on 06.03.2026 via NSE open market; stake rose to 16.43% | [Updates 6 March 2026 - Promoter Vivek Bhatia bought 1,000 shares on 06.03.2026 via NSE open market; stake rose to 16.43%](https://nsearchives.nseindia.com/corporate/FINBUD_06032026213535_FINBUD_Disclosure_under_SEBI__PIT__Regulations.pdf) |
| 4 March 2026 - Promoter Parth Pande bought 2,000 FINBUD shares on 04-Mar-2026; holding rose from 15.91% to 15.92%. | [Updates 4 March 2026 - Promoter Parth Pande bought 2,000 FINBUD shares on 04-Mar-2026; holding rose from 15.91% to 15.92%.](https://nsearchives.nseindia.com/corporate/FINBUD_04032026180456_FINBUD_Disclosure_under_SEBI__PIT__Regulations.pdf) |
| 30 May 2026 - SDD compliance certificate for FY ended 31 March 2026 notes delayed entries, later rectified on 30 May 2026. | [Structural Digital Database 30 May 2026 - SDD compliance certificate for FY ended 31 March 2026 notes delayed entries, later rectified on 30 May 2026.](https://nsearchives.nseindia.com/corporate/FINBUD_30052026231852_FINBUD_SDD_certificate.pdf) |

### Annual Reports

| Date | Document |
| --- | --- |
| from nse | [Annual Report 2026 from nse](https://archives.nseindia.com/annual_reports/SME_AR_31944_FINBUD_2025_2026_A_2928649_08092026200744.pdf) |

### Earnings Call Documents

| Date | Document |
| --- | --- |
| Dec 2025 | [Concall - Dec 2025](https://nsearchives.nseindia.com/corporate/FINBUD_09122025165257_FINBUD_TRANSCRIPT.pdf) |

---

Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-09-13T18:35:51.705Z.