---
title: "ESAF Small Finance Bank Ltd (ESAFSFB) — Share Price, Financials & Analysis"
symbol: "ESAFSFB"
company: "ESAF Small Finance Bank Ltd"
canonical: "https://tapetide.com/stocks/ESAFSFB"
isin: "INE818W01011"
nse_symbol: "ESAFSFB"
bse_code: "544020"
sector: "Banks"
industry: "Small Finance Bank"
market_cap_cr: 2023.56
generated_at: "2026-09-13T18:19:43.158Z"
---

# ESAF Small Finance Bank Ltd (ESAFSFB)

Canonical page: https://tapetide.com/stocks/ESAFSFB

## Company

- **NSE Symbol:** ESAFSFB
- **BSE Code:** 544020
- **ISIN:** INE818W01011
- **Sector:** Banks
- **Industry:** Small Finance Bank
- **Macro Sector:** Financial Services
- **Stock Type:** EQUITY
- **Listed Since:** 2023-11-10
- **CEO:** Dr. Kadambelil Paul Thomas
- **Employees:** 8336
- **Face Value:** ₹10
- **F&O Eligible:** No
- **Website:** esafbank.com

## About

Incorporated in 1992, ESAF Small Finance 
Bank provides micro, retail and corporate banking, para banking activities such as 
debit card, third party financial product distribution, in addition to treasury and 
 permitted foreign exchange business[1]

## Latest Price

- **Price:** ₹39.61
- **Change:** -0.78 (-1.93%)
- **Open:** ₹40.02
- **Day High:** ₹40.25
- **Day Low:** ₹38.83
- **Previous Close:** ₹40.39
- **Volume:** 466788
- **As Of:** 2026-09-11T10:25:55+00:00

## Key Fundamentals

Observed at 2026-09-11T04:44:02.385286Z.

- **Market Cap:** ₹2023.56 Cr
- **Classification:** Microcap
- **P/E (reported):** -400.7
- **EPS (TTM):** ₹-0.1
- **Book Value:** ₹34.62
- **Price to Book:** 1.16
- **Dividend Yield:** 1.73%
- **ROE:** -9.31%
- **ROCE:** 5.21%
- **Debt to Equity:** 0
- **Revenue (yearly):** ₹4348.2 Cr
- **Net Income:** ₹-166.4 Cr
- **EBITDA:** ₹-162.9 Cr
- **52-Week High:** ₹44.99
- **52-Week Low:** ₹19.78
- **RSI (14):** 46.7

## Tapetide Score

- **Score:** 37 / 100
- **Score date:** 2026-09-04
- **Archetype:** Trend Ahead of Fundamentals
- **What it means:** The price trend is running ahead of what the financials currently support. Moves like this depend on the fundamentals catching up; check what would have to be true for that.
- **Pillar profile:** Quality: Weak · Valuation: Expensive · Momentum: Rising
- **Percentile:** 8.7 (of 4473 scored stocks)
- **Confidence:** 93%
- **Data coverage:** 86%

| Pillar | Score | Weight |
| --- | --- | --- |
| financial health | 3.61 | 9% |
| growth | 40.02 | 9% |
| momentum | 98.42 | 12% |
| ownership | 44.59 | 24% |
| quality | 7.61 | 22% |
| valuation | 37.54 | 24% |

The Tapetide Score is decision-support only, not investment advice.

## Key Insights

### Strengths

- Stock is trading at 1.14 times its book value

### Weaknesses

- Company has low interest coverage ratio.
- Company has a low return on equity of -4.22% over last 3 years.
- Earnings include an other income of Rs.864 Cr.

## Growth Rates

| Metric | QoQ | 1Y | 3Y | 5Y |
| --- | --- | --- | --- | --- |
| cash flow growth | — | -161.72% | -295.85% | -235.38% |
| ebitda margin growth | 294.83% | 41.63% | -20.75% | -8.05% |
| net income growth | 240.85% | -68.09% | -139.1% | -404.2% |
| revenue growth | 12.5% | 0.44% | 7% | 17% |
| roce | — | 26.76% | -32.69% | 5.8% |
| roe | — | -65.2% | -6.33% | -339.95% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Revenue | 943 | 974 | 1002 | 1022 | 995 | 948 | 892 | 828 | 820 | 894 | 995 | 1098 |
| Expenses | 487 | 567 | 682 | 619 | 834 | 881 | 820 | 682 | 672 | 693 | 692 | 725 |
| Financing Profit | 109 | 30 | -91 | -30 | -294 | -396 | -386 | -304 | -301 | -260 | -174 | -141 |
| Financing Margin % | 12 | 3 | -9 | -3 | -30 | -42 | -43 | -37 | -37 | -29 | -18 | -13 |
| Other Income | 79 | 120 | 150 | 115 | 40 | 114 | 145 | 195 | 145 | 269 | 201 | 248 |
| Interest | 347 | 377 | 411 | 434 | 456 | 463 | 458 | 450 | 448 | 462 | 477 | 514 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 188 | 150 | 59 | 85 | -255 | -282 | -241 | -109 | -155 | 9 | 27 | 107 |
| Tax % | 26 | 25 | 26 | 26 | -25 | -25 | -24 | -26 | -25 | 22 | 13 | 25 |
| Net Profit | 140 | 112 | 43 | 63 | -190 | -211 | -183 | -81 | -116 | 7 | 24 | 80 |
| EPS in Rs | 3.12 | 2.18 | 0.84 | 1.22 | -3.69 | -4.09 | -3.55 | -1.58 | -2.25 | 0.14 | 0.46 | 1.55 |
| Gross NPA % | 2.64 | 4.16 | 4.76 | 6.61 | 6.98 | 6.96 | 6.87 | 7.48 | 8.54 | 5.64 | 5.41 | 5.4 |
| Net NPA % | 1.19 | 2.19 | 2.26 | 3.22 | 2.98 | 2.97 | 2.99 | 3.77 | 3.83 | 2.73 | 1.77 | 0.83 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Revenue | 597 | 1032 | 1413 | 1641 | 1940 | 2854 | 3819 | 3858 | 3537 | 3807 |
| Expenses | 357 | 538 | 646 | 879 | 1248 | 1676 | 2190 | 3152 | 2674 | 2782 |
| Financing Profit | -75 | 35 | 146 | 43 | -101 | 160 | 180 | -1105 | -974 | -876 |
| Financing Margin % | -13 | 3 | 10 | 3 | -5 | 6 | 5 | -29 | -28 | -23 |
| Other Income | 102 | 109 | 133 | 127 | 208 | 288 | 442 | 472 | 811 | 864 |
| Interest | 315 | 458 | 621 | 720 | 793 | 1017 | 1449 | 1811 | 1837 | 1901 |
| Depreciation | 0 | 17 | 23 | 29 | 33 | 42 | 51 | 59 | 65 | 0 |
| Profit before tax | 27 | 127 | 256 | 141 | 74 | 406 | 570 | -693 | -228 | -12 |
| Tax % | 0 | 29 | 26 | 25 | 26 | 26 | 25 | -25 | -27 | — |
| Net Profit | 27 | 90 | 190 | 105 | 55 | 302 | 426 | -521 | -166 | -5 |
| EPS in Rs | 0.87 | 2.11 | 4.45 | 2.34 | 1.22 | 6.73 | 8.27 | -10.12 | -3.23 | -0.1 |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 0 | 0 | — |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Equity Capital | 302 | 312 | 428 | 428 | 449 | 449 | 449 | 515 | 515 | 516 |
| Reserves | 4 | 31 | 466 | 656 | 903 | 962 | 1266 | 1977 | 1434 | 1271 |
| Borrowing | 2053 | 1675 | 1702 | 1203 | 1694 | 2953 | 3354 | 3223 | 1406 | 2753 |
| Deposits | 409 | 2523 | 4317 | 7028 | 8999 | 12815 | 14666 | 19868 | 23276 | 25850 |
| Other Liabilities | 227 | 183 | 145 | 154 | 293 | 528 | 489 | 505 | 547 | 479 |
| Total Liabilities | 2994 | 4724 | 7058 | 9470 | 12339 | 17708 | 20224 | 26087 | 27178 | 30868 |
| Fixed Assets | 33 | 69 | 86 | 116 | 133 | 159 | 188 | 205 | 237 | 226 |
| CWIP | 0 | 0 | 4 | 4 | 6 | 0 | 0 | 3 | 63 | 290 |
| Investments | 579 | 732 | 1531 | 1734 | 1932 | 4070 | 4889 | 5541 | 5995 | 6399 |
| Other Assets | 2382 | 3924 | 5438 | 7616 | 10268 | 13478 | 15147 | 20338 | 20883 | 23953 |
| Total Assets | 2994 | 4724 | 7058 | 9470 | 12339 | 17708 | 20224 | 26087 | 27178 | 30868 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Cash from Operating Activity | — | — | -239 | 1089 | 1127 | -584 | -571 | 1001 | 3176 | -1960 |
| Cash from Investing Activity | — | — | -171 | -635 | -638 | -982 | -573 | -583 | -769 | -192 |
| Cash from Financing Activity | — | — | 488 | -499 | 653 | 1259 | 399 | 235 | -1852 | 1347 |
| Net Cash Flow | — | — | 78 | -45 | 1143 | -308 | -745 | 654 | 556 | -805 |
| Free Cash Flow | — | — | -277 | 1036 | 1078 | -638 | -641 | 930 | 3024 | -2242 |
| CFO/OP | — | — | -40 | 152 | 162 | -82 | -43 | 71 | 451 | -226 |

### Ratios

| Item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| ROE % | 0 | 8 | 15 | 19 | 9 | 4 | 19 | 20 | -23 | -9 |

## Shareholding Pattern

### Quarterly

| Category | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Promoters | 63.39% | 63.39% | 63.39% | 63.38% | 63.36% | 63.31% | 63.31% | 63.3% | 63.3% | 63.28% | 63.25% |
| FIIs | 1.16% | 0.81% | 0.12% | 0.15% | 0.16% | 0.27% | 0.17% | 0.16% | 0.01% | 0.01% | 0.32% |
| DIIs | 10.27% | 10.26% | 8.9% | 5.56% | 5.03% | 5% | 5% | 5% | 4.97% | 4.63% | 3.8% |
| Government | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Public | 9.53% | 11.06% | 12.84% | 15.78% | 16.19% | 16.17% | 16.65% | 16.72% | 17.16% | 17.54% | 17.91% |
| Others | 15.65% | 14.47% | 14.75% | 15.13% | 15.26% | 15.24% | 14.87% | 14.81% | 14.57% | 14.54% | 14.73% |
| No. of Shareholders | 94713 | 102124 | 107413 | 115818 | 118512 | 116912 | 116490 | 113955 | 111691 | 109246 | 107631 |

## Technical Indicators

Derived from daily closing prices and recomputed each trading session; values move with the market.

- **Overall Signal:** Buy
- **Buy / Neutral / Sell:** 9 / 4 / 6

### Moving Averages — summary: **Strong Buy**

| Indicator | Value | Signal |
| --- | --- | --- |
| SMA (10) | 41.4 | Sell |
| EMA (10) | 41.22 | Sell |
| SMA (20) | 42.12 | Sell |
| EMA (20) | 41.32 | Sell |
| SMA (50) | 39.37 | Buy |
| EMA (50) | 39.15 | Buy |
| SMA (100) | 34.21 | Buy |
| EMA (100) | 35.75 | Buy |
| SMA (200) | 30.11 | Buy |
| EMA (200) | 32.7 | Buy |

### Oscillators — summary: **Buy**

| Indicator | Value | Signal |
| --- | --- | --- |
| RSI (14) | 43.38 | Neutral |
| MACD (12,26,9) | 0.31 | Sell |
| Stochastic (14,3,3) | 11.31 | Buy |
| ADX (14) | 22.13 | Neutral |
| Williams %R (14) | -87.34 | Buy |
| ATR (14) | 1.85 | High Volatility |
| ROC (12) | -10.3 | Sell |
| Stoch RSI (14) | 0 | Buy |
| UO (7,14,28) | 46.8 | Neutral |

## Filings & Documents

### Exchange Filings & Announcements

| Date | Document |
| --- | --- |
| 2026-09-02 | [Announcement under Regulation 30 (LODR)-Credit Rating](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=10c2ded1-7d08-48cb-88f0-77bf6fc313b9.pdf) |
| 2026-09-02 | [Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=6b449841-efd6-43e9-aad3-7539c25f113b.pdf) |
| 2026-08-21 | [Announcement Under Regulation 30 Of SEBI LODR Regulations 2015](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=3034ff2a-9a3e-4104-ac56-6b5983fc4253.pdf) |
| 2026-08-18 | [Announcement under Regulation 30 (LODR)-Credit Rating](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=60227bd6-fe5a-43f4-a12f-b652a5592927.pdf) |
| 2026-08-14 | [Shareholder Meeting / Postal Ballot-Outcome of AGM](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=e47e1f2a-2b7d-4b7b-be0e-4f6d8f07ffb0.pdf) |
| 2026-08-14 | [Shareholder Meeting / Postal Ballot-Scrutinizers Report](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=1ff53d41-8656-46aa-ad3e-c9f38138cc7d.pdf) |
| 2026-08-14 | [Announcement under Regulation 30 (LODR)-Change in Directorate](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=ab1868a1-d238-4263-adb9-59df3d78f093.pdf) |
| 2026-08-14 | [Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=dd4e68ad-55dd-49f5-8d86-eb62cc0367f0.pdf) |
| 2026-08-03 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=0c87d18b-2f97-45f1-9dd8-ec8833fdb1d3.pdf) |
| 2026-08-01 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=1d2f2b19-9ce4-40bd-8f7e-9e75c30b6396.pdf) |

### Earnings Call Transcripts

| Date | Document |
| --- | --- |
| 2026-08-07 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=27801c0c-1724-4821-ba3b-0965a8d3c71d.pdf) |
| 2026-05-08 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=38293954-001c-4fed-9b88-291c96065229.pdf) |
| 2026-02-07 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=66d0b24b-08a3-4c67-8f11-6a51340cb028.pdf) |
| 2025-11-18 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=032eeb00-23b5-4916-ae2c-d325e9ca90ef.pdf) |
| 2025-08-18 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=0d0af02e-2937-496c-bfa1-1cffb49f4a57.pdf) |
| 2025-05-22 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=6fc380e2-ac9f-44c4-ad7a-08849c88cf8d.pdf) |
| 2025-02-15 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=9efb8797-f3de-4213-8ea9-58b96d1abf88.pdf) |
| 2024-11-19 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=01265778-df3f-4564-b4b8-f21cc759a5c8.pdf) |
| 2024-08-01 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=b402e2f0-af35-41ec-a0ac-64505651d50b.pdf) |
| 2024-05-15 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=04c20d8c-f7cc-491f-b6db-63b857024ae7.pdf) |

### Results & Financial Statements

| Date | Document |
| --- | --- |
| 2026-07-31 | [Unaudited Standalone Financial Results For The Quarter Ended June 30 2026.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=cf107a32-8b6d-406d-88b3-09924538e1ff.pdf) |
| 2026-04-30 | [Audited Standalone Financial Results For The Quarter And Financial Year Ended March 31 2026.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=4ac45599-e120-4cdf-85bb-7142af7df56c.pdf) |
| 2026-01-30 | [Unaudited Standalone Financial Results For The Quarter And Nine Months Ended December 31 2025.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=9af399dd-236b-4768-981a-f3130d6e74d2.pdf) |
| 2025-11-11 | [Unaudited Standalone Financial Results For The Quarter And Half Year Ended September 30 2025](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=1c74d1ac-25ea-4373-bcfd-1e33f47c1121.pdf) |
| 2025-08-08 | [Unaudited Standalone Financial Results Of The Bank For The Quarter Ended June 30 2025](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=d3d2c01c-9bf9-4eed-a027-ac9161d05075.pdf) |
| 2025-05-16 | [Audited Standalone Financial Results For The Quarter And Year Ended March 31 2025.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=f0291d76-67d4-48c8-9b8b-d91a9dcbab7f.pdf) |
| 2025-02-10 | [Unaudited Standalone Financial Results For The Quarter And Nine Months Ended December 31 2024.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=85a27264-fd1d-4a58-8de9-56c5f20e60a1.pdf) |
| 2024-11-13 | [Unaudited Standalone Financial Results For The Quarter And Half Year Ended September 30, 2024](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=7ec9d845-1a57-4eb9-96c7-db4a504fb579.pdf) |
| 2024-07-26 | [Unaudited Standalone Financial Results Of The Bank For The Quarter Ended June 30, 2024](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=24d83410-dc3e-404f-bf97-9c02846f4f74.pdf) |
| 2024-05-08 | [Audited Standalone Financial Results For The Quarter And Financial Year Ended March 31, 2024](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=8166fd17-0df5-42f6-9970-10c42aaaed7c.pdf) |

### Investor Presentations

| Date | Document |
| --- | --- |
| 2026-07-31 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=677cea2b-78d2-4597-8044-054d276aa860.pdf) |
| 2026-05-01 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=4592ce22-1ff3-4f5e-aaf4-3a0affd94f1b.pdf) |
| 2026-01-31 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=6a95ab08-e53f-4a07-a8ca-199127f46236.pdf) |
| 2025-11-11 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=31983e7b-2ed7-4394-a68e-edfcd76333fb.pdf) |
| 2025-08-10 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=8da5469b-5e4f-464e-84b5-45762dc1f1b1.pdf) |
| 2025-08-09 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=18ce57ca-7ef9-485b-b331-c8a3b19a9c5f.pdf) |
| 2025-05-17 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=4503d530-8498-415e-a355-264dc6648588.pdf) |
| 2025-02-10 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=9fe00405-e1b9-4a87-aae3-ac9628c49c5a.pdf) |
| 2024-11-14 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=530429d5-c53f-4738-b9f1-2a7aef6df6d0.pdf) |
| 2024-07-28 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=18a44d75-e46f-4539-8d6f-bdb8536f4e80.pdf) |

### Other Documents

| Date | Document |
| --- | --- |
| 9h - Board to meet on April 30, 2026 for audited standalone Q4 and FY2026 results; trading window closed till May 2. | [Board Meeting Intimation for Considering And Approving The Audited Standalone Financial Results Of The Bank For The Quarter And Financial Year Ended March 31, 2026. 9h - Board to meet on April 30, 2026 for audited standalone Q4 and FY2026 results; trading window closed till May 2.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/abe279f9-9607-451d-bff5-c6d8bb7ae164.pdf) |
| 8h - A conference call for analysts and investors to discuss the results of the Audited Standalone Financial Results for the Quarter and Year ended March 31, … | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 8h - A conference call for analysts and investors to discuss the results of the Audited Standalone Financial Results for the Quarter and Year ended March 31, …](https://www.bseindia.com/xml-data/corpfiling/AttachLive/4d8c5098-5194-4da9-8a22-e6bab757bef1.pdf) |
| 8 May - Transcript of the Earnings Conference Call held on May 4, 2026. | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript 8 May - Transcript of the Earnings Conference Call held on May 4, 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/38293954-001c-4fed-9b88-291c96065229.pdf) |
| 8 Mar - Allotment of Equity Shares under ESAF Employee Stock Option Scheme 2019. | [Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 8 Mar - Allotment of Equity Shares under ESAF Employee Stock Option Scheme 2019.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/6e9fe558-0017-45a8-ae2c-a1affc992307.pdf) |
| 7 Feb - Transcript of the Earnings Conference Call held on February 2, 2026. | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript 7 Feb - Transcript of the Earnings Conference Call held on February 2, 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/66d0b24b-08a3-4c67-8f11-6a51340cb028.pdf) |
| 6 Apr - ESAF Small Finance Bank filed Regulation 74(5) compliance certificate for quarter ended March 31, 2026. | [Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 6 Apr - ESAF Small Finance Bank filed Regulation 74(5) compliance certificate for quarter ended March 31, 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/9aeed38f-0c3e-4f87-9982-cabca488ebb5.pdf) |
| 4 May - Audio recording of FY26 earnings conference call uploaded on May 4, 2026. | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 4 May - Audio recording of FY26 earnings conference call uploaded on May 4, 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/7369b557-0a1c-4ca5-8800-1f2ec9d30067.pdf) |
| 4 May - Audio recording of FY26 earnings conference call uploaded on May 4, 2026. | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 4 May - Audio recording of FY26 earnings conference call uploaded on May 4, 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/7369b557-0a1c-4ca5-8800-1f2ec9d30067.pdf) |
| 4 Apr - ESAF Small Finance Bank reports provisional Q4 FY26 deposits, advances, customer base and network growth. | [Key Business Updates For The Quarter Ended March 31, 2026 4 Apr - ESAF Small Finance Bank reports provisional Q4 FY26 deposits, advances, customer base and network growth.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/dd70b152-3c66-4089-b1c3-ceaae2ab9a73.pdf) |
| 31 Mar - Shri Hari Velloor, EVP–Credit, retired effective March 31, 2026; internal arrangements made. | [Announcement under Regulation 30 (LODR)-Change in Management 31 Mar - Shri Hari Velloor, EVP–Credit, retired effective March 31, 2026; internal arrangements made.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/e93a9458-2607-441e-9a16-cd11a8c9aabe.pdf) |

### Earnings Call Documents

| Date | Document |
| --- | --- |
| Nov 2025 | [Concall - Nov 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/032eeb00-23b5-4916-ae2c-d325e9ca90ef.pdf) |
| Nov 2024 | [Concall - Nov 2024](https://www.bseindia.com/xml-data/corpfiling/AttachHis/01265778-df3f-4564-b4b8-f21cc759a5c8.pdf) |
| Nov 2023 | [Concall - Nov 2023](https://www.bseindia.com/xml-data/corpfiling/AttachHis/7c66b94a-db0d-4adf-8619-f605949ee8b6.pdf) |
| May 2026 | [Concall - May 2026](https://www.bseindia.com/xml-data/corpfiling/AttachHis/38293954-001c-4fed-9b88-291c96065229.pdf) |
| May 2025 | [Concall - May 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/6fc380e2-ac9f-44c4-ad7a-08849c88cf8d.pdf) |
| May 2024 | [Concall - May 2024](https://www.bseindia.com/xml-data/corpfiling/AttachHis/04c20d8c-f7cc-491f-b6db-63b857024ae7.pdf) |
| Feb 2025 | [Concall - Feb 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/9efb8797-f3de-4213-8ea9-58b96d1abf88.pdf) |
| Feb 2024 | [Concall - Feb 2024](https://www.bseindia.com/xml-data/corpfiling/AttachHis/74375d0e-8c32-4021-9101-be33ef5d65c3.pdf) |
| Aug 2025 | [Concall - Aug 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/18ce57ca-7ef9-485b-b331-c8a3b19a9c5f.pdf) |
| Aug 2025 | [Concall - Aug 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/0d0af02e-2937-496c-bfa1-1cffb49f4a57.pdf) |

### Annual Reports

| Date | Document |
| --- | --- |
| from bse | [Annual Report 2026 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/c99656e6-a0bd-420f-84a1-606b7845c0dc.pdf) |
| from bse | [Annual Report 2025 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/c957bf78-8906-43c6-bb46-266c73e4f947.pdf) |
| from bse | [Annual Report 2024 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/02511851-de0e-48bb-9216-3ecde6953ba9.pdf) |
| from bse | [Annual Report 2023 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/1d7d6d4b-4995-4499-9902-cd43dcf9e1f7.pdf) |

### Earnings Call Recordings

| Date | Document |
| --- | --- |
| 2024-02-09 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=9dbe71fb-45cc-4640-8158-473bd28d048a.pdf) |
| 2023-11-20 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=1343acbf-640d-4220-919b-277079f21ae2.pdf) |

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Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-09-13T18:19:43.158Z.