---
title: "Justo Realfintech Ltd (544542) — Share Price, Financials & Analysis"
symbol: "544542"
company: "Justo Realfintech Ltd"
canonical: "https://tapetide.com/stocks/544542"
isin: "INE0W5Q01017"
nse_symbol: "JUSTOREALFINTECHLTD"
bse_code: "544542"
sector: "Realty"
industry: "Real Estate Services"
market_cap_cr: 189.87
generated_at: "2026-09-13T19:34:08.741Z"
---

# Justo Realfintech Ltd (544542)

Canonical page: https://tapetide.com/stocks/544542

## Company

- **NSE Symbol:** JUSTOREALFINTECHLTD
- **BSE Code:** 544542
- **ISIN:** INE0W5Q01017
- **Sector:** Realty
- **Industry:** Real Estate Services
- **Macro Sector:** Consumer Discretionary
- **Stock Type:** EQUITY
- **Listed Since:** 2025-10-01
- **Face Value:** ₹10
- **F&O Eligible:** No
- **Website:** justo.co.in

## About

Incorporated in 2019, Justo Realfintech Limited specializes in providing comprehensive real estate solutions, including sales, marketing, funding, and project planning services, primarily targeting mid-ticket residential developments.[1]

## Latest Price

## Key Fundamentals

Observed at 2026-09-11T04:37:26.294084Z.

- **Market Cap:** ₹189.87 Cr
- **Classification:** SME
- **P/E (reported):** 10.3
- **Book Value:** ₹67.21
- **Price to Book:** 1.56
- **Dividend Yield:** 0%
- **ROE:** 15.2%
- **ROCE:** 22.18%
- **Debt to Equity:** 0.12
- **Revenue (yearly):** ₹92.8 Cr
- **Net Income:** ₹19.2 Cr
- **EBITDA:** ₹28.6 Cr
- **52-Week High:** ₹136.8
- **52-Week Low:** ₹72
- **RSI (14):** 13.47

## Tapetide Score

- **Score:** 64 / 100
- **Score date:** 2026-09-04
- **Archetype:** Average Quality, Undemanding Price
- **What it means:** The financials sit mid-range rather than strong, and the multiple is not demanding. Nothing here stands out in either direction, so the read comes down to which single pillar you weight most and whether the next results move it off the middle.
- **Pillar profile:** Quality: Average · Valuation: Fair · Momentum: Rising
- **Percentile:** 95.6 (of 4473 scored stocks)
- **Confidence:** 86%
- **Data coverage:** 71%

| Pillar | Score | Weight |
| --- | --- | --- |
| financial health | 79.51 | 9% |
| growth | 60.49 | 9% |
| momentum | 83.96 | 12% |
| ownership | 76.79 | 24% |
| quality | 55.29 | 22% |
| valuation | 51.22 | 24% |

The Tapetide Score is decision-support only, not investment advice.

## Key Insights

### Strengths

- Company has a good return on equity (ROE) track record: 3 Years ROE 26.8%
- Promoter holding has increased by 1.31% over last quarter.

### Weaknesses

- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 39.5%
- Company has high debtors of 342 days.

## Growth Rates

| Metric | 1Y | 3Y | 5Y |
| --- | --- | --- | --- |
| cash flow growth | -0.64% | -288.58% | — |
| ebitda margin growth | 17.29% | 92.51% | 75.34% |
| net income growth | 28% | 8% | 77% |
| revenue growth | 13.73% | 9% | 56% |
| roce | -40.07% | -28.8% | 52.03% |
| roe | -46.78% | 22.83% | -79.21% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Sep 2024 | Mar 2025 | Sep 2025 | Mar 2026 |
| --- | --- | --- | --- | --- |
| Sales | 39 | 42 | 37 | 55 |
| Expenses | 30 | 31 | 27 | 37 |
| Operating Profit | 10 | 12 | 9 | 18 |
| OPM % | 25 | 27 | 26 | 33 |
| Other Income | 0 | 0 | 0 | 1 |
| Interest | 0 | 1 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 |
| Profit before tax | 9 | 11 | 8 | 18 |
| Tax % | 25 | 27 | 25 | 26 |
| Net Profit | 7 | 8 | 6 | 14 |
| EPS in Rs | 435.05 | 5.8 | 3.21 | 7.23 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- |
| Sales | 10 | 30 | 70 | 59 | 81 | 92 |
| Expenses | 9 | 25 | 48 | 49 | 60 | 64 |
| Operating Profit | 1 | 6 | 22 | 11 | 22 | 28 |
| OPM % | 13 | 18 | 32 | 18 | 27 | 30 |
| Other Income | 0 | 0 | 0 | 0 | 0 | 1 |
| Interest | 0 | 0 | 1 | 1 | 1 | 2 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 5 | 21 | 9 | 20 | 27 |
| Tax % | -5 | 28 | 28 | 26 | 26 | 26 |
| Net Profit | 1 | 4 | 15 | 7 | 15 | 20 |
| EPS in Rs | 86.17 | 282.53 | 1180.14 | 534.26 | 10.86 | 10.44 |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- |
| Equity Capital | 0.13 | 0.13 | 0.13 | 0.13 | 14 | 19 |
| Reserves | 0 | 5 | 20 | 27 | 39 | 108 |
| Borrowings | 2 | 3 | 4 | 2 | 16 | 15 |
| Other Liabilities | 4 | 6 | 9 | 12 | 8 | 20 |
| Total Liabilities | 7 | 14 | 33 | 42 | 76 | 162 |
| Fixed Assets | 0 | 1 | 1 | 4 | 7 | 12 |
| CWIP | 0 | 0 | 0 | 2 | 4 | 8 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 7 | 14 | 31 | 36 | 65 | 143 |
| Total Assets | 7 | 14 | 33 | 42 | 76 | 162 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- |
| Cash from Operating Activity | -1 | 2 | 1 | 5 | -9 | -9 |
| Cash from Investing Activity | 0 | -2 | -2 | -4 | -9 | -26 |
| Cash from Financing Activity | 2 | 1 | 0 | -1 | 25 | 52 |
| Net Cash Flow | 0 | 1 | -1 | 0 | 7 | 16 |
| Free Cash Flow | -1 | 1 | 0 | 3 | -13 | -15 |
| CFO/OP | -88 | 52 | 31 | 93 | -26 | -21 |

### Ratios

| Item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- |
| Debtor Days | 194 | 121 | 149 | 194 | 222 | 342 |
| Cash Conversion Cycle | 194 | 121 | 149 | 194 | 222 | 342 |
| Working Capital Days | 76 | 35 | 105 | 141 | 163 | 257 |
| ROCE % | — | 98 | 138 | 38 | 44 | 27 |

## Shareholding Pattern

### Quarterly

| Category | Sep 2025 | Mar 2026 |
| --- | --- | --- |
| Promoters | 38.18% | 39.49% |
| FIIs | 1.09% | 0.16% |
| DIIs | 0% | 10.1% |
| Government | 0% | 0% |
| Public | 21.3% | 21.11% |
| Others | 39.43% | 29.13% |
| No. of Shareholders | 47 | 676 |

## Technical Indicators

Derived from daily closing prices and recomputed each trading session; values move with the market.

- **Overall Signal:** Strong Buy
- **Buy / Neutral / Sell:** 10 / 3 / 6

### Moving Averages — summary: **Strong Buy**

| Indicator | Value | Signal |
| --- | --- | --- |
| SMA (10) | 105.78 | Sell |
| EMA (10) | 104.64 | Sell |
| SMA (20) | 103.09 | Sell |
| EMA (20) | 102.47 | Sell |
| SMA (50) | 93.22 | Buy |
| EMA (50) | 97.71 | Buy |
| SMA (100) | 96.6 | Buy |
| EMA (100) | 97.07 | Buy |
| SMA (200) | 98.07 | Buy |
| EMA (200) | 100.76 | Buy |

### Oscillators — summary: **Buy**

| Indicator | Value | Signal |
| --- | --- | --- |
| RSI (14) | 50.28 | Neutral |
| MACD (12,26,9) | 3.35 | Sell |
| Stochastic (14,3,3) | 19.71 | Buy |
| ADX (14) | 30.6 | Buy |
| Williams %R (14) | -95.2 | Buy |
| ATR (14) | 4.12 | High Volatility |
| ROC (12) | -8.88 | Sell |
| Stoch RSI (14) | 0 | Buy |
| UO (7,14,28) | 38.07 | Neutral |

## Filings & Documents

### Exchange Filings & Announcements

| Date | Document |
| --- | --- |
| 2026-09-01 | [Notice For The 7Th Annual General Meeting Of The Company](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=e1172921-0356-4fdc-8a1a-e5f7109c7d83.pdf) |
| 2026-09-01 | [Reg. 34 (1) Annual Report.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=3d6fa5b7-f810-4675-89f7-6ea5a0ab4377.pdf) |
| 2026-08-26 | [Announcement under Regulation 30 (LODR)-Press Release / Media Release](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=367229c5-5faf-4a1b-bd49-2acf396653b3.pdf) |
| 2026-08-24 | [Announcement under Regulation 30 (LODR)-Press Release / Media Release](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=648cf5aa-4b03-4c5a-bbae-9dd6268e8dc4.pdf) |
| 2026-08-12 | [Announcement under Regulation 30 (LODR)-Press Release / Media Release](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=f3317c53-089e-49bb-9030-a8edd211ceb7.pdf) |
| 2026-08-03 | [Announcement under Regulation 30 (LODR)-Monitoring Agency Report](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=155c1a67-1826-4d1b-a01b-7a7ad60fe796.pdf) |
| 2026-07-30 | [Clarification W.R.T. Query Raised By BSE For Significant Movement In Price.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=4395b082-afc4-429b-93f5-e6c4beb24c1d.pdf) |
| 2026-07-30 | [Clarification W.R.T. Query Raised By BSE For Significant Movement In Price.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=39d3c621-57e1-41cb-a27d-4f28a17aa5ed.pdf) |
| 2026-07-03 | [Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=a657ac33-bfce-4776-a9ad-05d442cd388a.pdf) |
| 2026-05-29 | [Board Meeting Outcome for Meeting Held On May 29 2026](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=430cd97e-da40-4258-95fe-8e7ecde6006b.pdf) |

### Other Documents

| Date | Document |
| --- | --- |
| 9 Mar - Promoter Puspamitra Das bought 9,000 shares (0.05%) on 09-03-2026, raising stake to 39.47%. | [Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011 9 Mar - Promoter Puspamitra Das bought 9,000 shares (0.05%) on 09-03-2026, raising stake to 39.47%.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/C8161956_BD88_4A8C_8E89_868DAC53F3EC_141119.pdf) |
| 9 Mar - Justo Realfintech Limited hereby submits the Investor Presentation of the Company Pursuant to Regulation 30 of the SEBI (LODR) Regulations, 2015 | [Announcement under Regulation 30 (LODR)-Investor Presentation 9 Mar - Justo Realfintech Limited hereby submits the Investor Presentation of the Company Pursuant to Regulation 30 of the SEBI (LODR) Regulations, 2015](https://www.bseindia.com/xml-data/corpfiling/AttachHis/2c594210-1f51-4f9e-9781-2df66084348d.pdf) |
| 6 Apr - Justo Realfintech Limited has hereby submitted to the exchange, Compliance Certificate under regulation 74(5) of SEBI (DP) Regulations, 2018. | [Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 6 Apr - Justo Realfintech Limited has hereby submitted to the exchange, Compliance Certificate under regulation 74(5) of SEBI (DP) Regulations, 2018.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/c298748e-635b-4f07-80fc-39b87738dd22.pdf) |
| 6 Apr - Company states Annual Secretarial Compliance Report under Regulation 24A is not applicable on BSE SME. | [Compliances-Reg.24(A)-Annual Secretarial Compliance 6 Apr - Company states Annual Secretarial Compliance Report under Regulation 24A is not applicable on BSE SME.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/fcb34dc3-7c34-4378-bbf5-23c0026e64d2.pdf) |
| 5 Mar - Justo Realfintech Limited informed Exchange regarding its participation in the Analyst(s)/Institutional Investor(s) Meet, scheduled to be held on March 10, 2026. Detailed disclosure is attached … | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 5 Mar - Justo Realfintech Limited informed Exchange regarding its participation in the Analyst(s)/Institutional Investor(s) Meet, scheduled to be held on March 10, 2026. Detailed disclosure is attached …](https://www.bseindia.com/xml-data/corpfiling/AttachHis/18c1f3f7-1f2d-4935-b151-6c13b5e52724.pdf) |
| 4 May - Justo Realfintech secured sales mandates worth over ₹1,100 crore in Mumbai and Pune on May 4, 2026. | [Business Updates 4 May - Justo Realfintech secured sales mandates worth over ₹1,100 crore in Mumbai and Pune on May 4, 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/36317f92-ea1e-411d-a6eb-a7f2d154a29e.pdf) |
| 4 May - Justo Realfintech secured sales mandates worth over ₹1,100 crore in Mumbai and Pune on May 4, 2026. | [Business Updates 4 May - Justo Realfintech secured sales mandates worth over ₹1,100 crore in Mumbai and Pune on May 4, 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/36317f92-ea1e-411d-a6eb-a7f2d154a29e.pdf) |
| 29 Apr - Board approved transfer of premium real estate business to WOS Chestertons India; 95,000 OCPS consideration. | [Announcement under Regulation 30 (LODR)-Change in Management 29 Apr - Board approved transfer of premium real estate business to WOS Chestertons India; 95,000 OCPS consideration.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/c6e0f89a-0e9f-47ae-8101-8aa358a54b07.pdf) |
| 29 Apr - Board approved transfer of premium real estate business to WOS Chestertons India; 95,000 OCPS consideration. | [Announcement under Regulation 30 (LODR)-Change in Management 29 Apr - Board approved transfer of premium real estate business to WOS Chestertons India; 95,000 OCPS consideration.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/c6e0f89a-0e9f-47ae-8101-8aa358a54b07.pdf) |
| 29 Apr - Board approved transfer of premium real estate business to WOS Chestertons India for 95,000 OCPS on 29 Apr 2026. | [Board Meeting Outcome for Meeting Held On 29Th April, 2026 29 Apr - Board approved transfer of premium real estate business to WOS Chestertons India for 95,000 OCPS on 29 Apr 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/0d0487f9-2e49-46c3-a9dc-e5978c17d764.pdf) |

### Investor Presentations

| Date | Document |
| --- | --- |
| 2026-07-16 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=f0e6a20a-4c64-490a-9be2-f2bac51c4427.pdf) |
| 2026-03-09 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=2c594210-1f51-4f9e-9781-2df66084348d.pdf) |

### Results & Financial Statements

| Date | Document |
| --- | --- |
| 2026-05-29 | [Audited Results For The March 31 2026](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=a1273168-4aab-408a-8cf3-8846286512f6.pdf) |
| 2025-10-29 | [Unaudited Standalone And Consolidated Financial Results For Half Year Ended 30Th September 2025](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=ff77605e-f1ad-4825-bc25-b43f5564c5c5.pdf) |

### Annual Reports

| Date | Document |
| --- | --- |
| from bse | [Financial Year 2024 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/ea7eeedd-0598-46f4-83a7-ecf97999fc52.pdf) |
| from bse | [Financial Year 2023 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/99fbca11-fdef-4e15-bb24-861cb3a7de63.pdf) |
| from bse | [Financial Year 2022 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/770ac600-e8b1-44ef-95c3-ea24bd066999.pdf) |
| from bse | [Financial Year 2021 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/8a72f072-30d4-49d6-95b6-7fa4505aa82a.pdf) |
| from bse | [Financial Year 2020 from bse](https://www.bseindia.com/bseplus/AnnualReport/524324/67886524324.pdf) |
| from bse | [Financial Year 2019 from bse](https://www.bseindia.com/bseplus/AnnualReport/524324/5243240319.pdf) |
| from bse | [Financial Year 2018 from bse](https://www.bseindia.com/bseplus/AnnualReport/524324/5243240318.pdf) |
| from bse | [Financial Year 2017 from bse](https://www.bseindia.com/bseplus/AnnualReport/524324/5243240317.pdf) |
| from bse | [Financial Year 2016 from bse](https://www.bseindia.com/bseplus/AnnualReport/524324/5243240316.pdf) |
| from bse | [Financial Year 2015 from bse](https://www.bseindia.com/bseplus/AnnualReport/524324/5243240315.pdf) |

### Earnings Call Documents

| Date | Document |
| --- | --- |
| Sep 2018 | [Concall - Sep 2018](https://www.bseindia.com/xml-data/corpfiling/CorpAttachment/2018/9/afbd33b4-f0b1-4019-8edc-186aad973264.pdf) |
| Nov 2018 | [Concall - Nov 2018](https://www.bseindia.com/xml-data/corpfiling/CorpAttachment/2018/11/433130f9-9fe0-4d19-a018-4df92b301a3e.pdf) |
| May 2019 | [Concall - May 2019](https://www.bseindia.com/xml-data/corpfiling/AttachHis/c5e57583-52da-4e51-b151-77b286e4314d.pdf) |
| Jun 2018 | [Concall - Jun 2018](https://www.bseindia.com/xml-data/corpfiling/CorpAttachment/2018/6/d02bfdb6-3007-48ce-b010-ea84193713ca.pdf) |
| Jun 2016 | [Concall - Jun 2016](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=C9C879CC_50CB_4016_A9BD_6121F3F3C115_103112.pdf) |
| Feb 2019 | [Concall - Feb 2019](https://www.bseindia.com/xml-data/corpfiling/CorpAttachment/2019/2/b6639f09-b50f-4bf8-b9c6-31143b7a9bef.pdf) |
| Feb 2018 | [Concall - Feb 2018](https://www.bseindia.com/xml-data/corpfiling/CorpAttachment/2018/2/a51ec76f-a55d-4a04-9b31-65df7f0a87ae.pdf) |
| Dec 2017 | [Concall - Dec 2017](https://www.bseindia.com/xml-data/corpfiling/CorpAttachment/2017/12/9c1ad5da-11ca-489f-93c8-09053cf62621.pdf) |
| Aug 2019 | [Concall - Aug 2019](https://www.bseindia.com/xml-data/corpfiling/AttachHis/9f944a68-2eea-4b12-a851-017202bb30cb.pdf) |

---

Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-09-13T19:34:08.741Z.